The Federal Bank Limited (NSE:FEDERALBNK)

The Federal Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	39,453	41,588	38,804	31,647	19,698	16,643
Depreciation & Amortization	3,104	2,884	2,339	1,822	1,389	1,149
Gain (Loss) on Sale of Assets	-23.7	-21.8	-1,075	-8.3	-53.3	-17.99
Gain (Loss) on Sale of Investments	-1,335	-2,757	-594.03	2,152	2,498	1,608
Provision for Credit Losses	13,448	9,268	4,633	8,053	13,054	17,111
Change in Other Net Operating Assets	-136,467	-273,777	-374,580	-350,645	-207,118	-123,375
Other Operating Activities	-30.77	453.13	104.19	-1,249	-2,124	-673.53
Operating Cash Flow	-81,672	-222,277	-330,353	-308,217	-172,651	-87,552
Capital Expenditures	-6,746	-7,547	-3,279	-4,840	-2,955	-1,299
Sale of Property, Plant and Equipment	25.44	38.64	110.82	30.7	73.36	41.34
Investment in Securities	-53,651	-30,435	-86,906	-93,628	11,959	-37,891
Divestitures	-	-	991.14	-	-	-
Investing Cash Flow	-60,372	-37,943	-89,084	-98,437	9,077	-39,149
Long-Term Debt Issued	-	77,362	2,000	62,746	73,168	-
Long-Term Debt Repaid	-	-3,000	-9,024	-	-	-2,571
Net Debt Issued (Repaid)	-53,945	74,362	-7,024	62,746	73,168	-2,571
Issuance of Common Stock	527.92	1,684	43,939	958.25	9,270	136.27
Common Dividends Paid	-2,950	-2,940	-2,349	-3,787	-1,397	-
Net Increase (Decrease) in Deposit Accounts	197,972	310,286	394,665	313,110	94,914	199,342
Other Financing Activities	1,082	903.54	4,143	463.73	885.83	358.86
Financing Cash Flow	142,687	384,296	433,374	373,491	176,841	197,266
Foreign Exchange Rate Adjustments	-70.99	-42.79	-37.93	-158.6	-63.46	19.08
Net Cash Flow	571.06	124,033	13,899	-33,322	13,204	70,584
Free Cash Flow	-88,419	-229,823	-333,633	-313,057	-175,606	-88,851
Free Cash Flow Margin	-64.98%	-170.50%	-277.39%	-330.43%	-242.60%	-145.48%
Free Cash Flow Per Share	-35.65	-92.83	-142.30	-146.88	-84.20	-44.39
Cash Interest Paid	7.5	7.5	7.5	4.8	4.4	14
Cash Income Tax Paid	13,327	13,410	13,231	12,120	8,933	6,287

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.