NSE:FIVESTAR Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	30,684	27,663	21,166	14,988	12,038	10,149
Total Interest Expense	7,301	6,670	4,678	2,658	2,996	3,252
Net Interest Income	23,382	20,993	16,488	12,330	9,042	6,897
Commissions and Fees	433.49	321.65	219.18	137.59	293.96	216.76
Gain (Loss) on Sale of Investments	493.97	493.97	443.44	83.06	209.02	131.9
Other Revenue	-76.69	-	-	-	-	-
Revenue Before Loan Losses	24,233	21,808	17,150	12,551	9,545	7,246
Provision for Loan Losses	1,813	889.65	553.64	201.47	455.18	351.76
Revenue	22,420	20,919	16,597	12,349	9,089	6,894
Revenue Growth (YoY)	12.15%	26.04%	34.39%	35.86%	31.85%	32.46%
Salaries & Employee Benefits	6,037	5,211	4,286	3,464	2,361	1,637
Cost of Services Provided	112.73	112.73	84.02	58.1	40.86	57.07
Other Operating Expenses	1,405	1,166	944.16	686.92	543.8	336.15
Total Operating Expenses	7,914	6,794	5,560	4,382	3,068	2,144
Operating Income	14,506	14,125	11,037	7,967	6,021	4,750
EBT Excluding Unusual Items	14,656	14,195	11,064	7,974	6,024	4,756
Pretax Income	14,768	14,306	11,159	8,047	6,042	4,764
Income Tax Expense	3,682	3,581	2,800	2,012	1,507	1,174
Net Income	11,086	10,725	8,359	6,035	4,535	3,590
Net Income to Common	11,086	10,725	8,359	6,035	4,535	3,590
Net Income Growth	7.69%	28.30%	38.51%	33.06%	26.34%	37.05%
Shares Outstanding (Basic)	294	293	292	291	282	256
Shares Outstanding (Diluted)	294	294	294	294	285	264
Shares Change (YoY)	0.02%	-0.20%	-0.03%	3.35%	7.99%	1.43%
EPS (Basic)	37.66	36.61	28.64	20.71	16.09	14.01
EPS (Diluted)	37.64	36.50	28.39	20.49	15.92	13.61
EPS Growth	7.67%	28.57%	38.55%	28.71%	16.97%	35.15%
Free Cash Flow	-	-11,277	-21,447	-11,349	-2,858	-1,605
Free Cash Flow Per Share	-	-38.38	-72.85	-38.54	-10.03	-6.08
Dividend Per Share	-	2.000	-	-	-	-
Operating Margin	64.70%	67.52%	66.50%	64.51%	66.24%	68.90%
Profit Margin	49.45%	51.27%	50.37%	48.87%	49.90%	52.08%
Free Cash Flow Margin	-	-53.91%	-129.22%	-91.90%	-31.44%	-23.28%
Effective Tax Rate	24.93%	25.03%	25.09%	25.01%	24.94%	24.65%
Revenue as Reported	31,797	28,660	21,951	15,289	12,562	10,513

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.