NSE:FIVESTAR Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	31,291	27,663	21,166	14,988	12,038
Total Interest Expense	7,372	6,670	4,678	2,658	2,996
Net Interest Income	23,919	20,993	16,488	12,330	9,042
Commissions and Fees	465.47	321.65	219.18	137.59	293.96
Gain (Loss) on Sale of Investments	424.55	493.97	443.44	83.06	209.02
Revenue Before Loan Losses	24,809	21,808	17,150	12,551	9,545
Provision for Loan Losses	2,163	889.65	553.64	201.47	455.18
Revenue	22,646	20,919	16,597	12,349	9,089
Revenue Growth (YoY)	8.26%	26.04%	34.39%	35.86%	31.85%
Salaries & Employee Benefits	6,299	5,211	4,286	3,464	2,361
Cost of Services Provided	-	112.73	84.02	58.1	40.86
Other Operating Expenses	1,627	1,166	944.16	686.92	543.8
Total Operating Expenses	8,297	6,794	5,560	4,382	3,068
Operating Income	14,350	14,125	11,037	7,967	6,021
EBT Excluding Unusual Items	14,628	14,195	11,064	7,974	6,024
Pretax Income	14,628	14,306	11,159	8,047	6,042
Income Tax Expense	3,641	3,581	2,800	2,012	1,507
Net Income	10,987	10,725	8,359	6,035	4,535
Net Income to Common	10,987	10,725	8,359	6,035	4,535
Net Income Growth	2.45%	28.30%	38.51%	33.06%	26.34%
Shares Outstanding (Basic)	294	293	292	291	282
Shares Outstanding (Diluted)	295	294	294	294	285
Shares Change (YoY)	0.39%	-0.20%	-0.03%	3.35%	7.99%
EPS (Basic)	37.31	36.61	28.64	20.71	16.09
EPS (Diluted)	37.25	36.50	28.39	20.49	15.92
EPS Growth	2.05%	28.57%	38.55%	28.71%	16.97%
Free Cash Flow	-2,899	-11,277	-21,447	-11,349	-2,858
Free Cash Flow Per Share	-9.83	-38.38	-72.85	-38.54	-10.03
Dividend Per Share	2.000	2.000	-	-	-
Operating Margin	63.37%	67.52%	66.50%	64.51%	66.24%
Profit Margin	48.52%	51.27%	50.37%	48.87%	49.90%
Free Cash Flow Margin	-12.80%	-53.91%	-129.22%	-91.90%	-31.44%
Effective Tax Rate	24.89%	25.03%	25.09%	25.01%	24.94%
Revenue as Reported	32,460	28,660	21,951	15,289	12,562

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.