Five-Star Business Finance Limited (NSE:FIVESTAR)
India · Delayed Price · Currency is INR | Market Cap | 135.43B -42.3% |
| Revenue (ttm) | 22.65B +8.3% |
| Net Income | 10.99B +2.4% |
| EPS | 37.25 +2.1% |
| Shares Out | 295.18M |
| PE Ratio | 12.32 |
| Forward PE | 11.20 |
| Dividend | 2.00 (0.44%) |
| Ex-Dividend Date | Jul 31, 2026 |
| Volume | 279,317 |
| Average Volume | 1,919,470 |
| Open | 465.55 |
| Previous Close | 465.55 |
| Day's Range | 456.10 - 466.45 |
| 52-Week Range | 338.15 - 828.00 |
| Beta | 0.78 |
| RSI | 49.47 |
| Earnings Date | Apr 28, 2026 |
About NSE:FIVESTAR
Five-Star Business Finance Limited operates as a non-banking financial company in India. It offers small business and mortgage loans to micro-entrepreneurs and self-employed individuals for business purposes, as well as for asset creation, such as home renovation or improvement, marriage, healthcare, and education expenses. The company was incorporated in 1984 and is headquartered in Chennai, India. [Read more]
Financial Performance
In fiscal year 2026, NSE:FIVESTAR's revenue was 22.65 billion, an increase of 8.26% compared to the previous year's 20.92 billion. Earnings were 10.99 billion, an increase of 2.45%.
Financial StatementsNews
Five-Star Business Finance Transcript: Q4 25/26
Q4 FY26 saw strong recovery in collections and disbursements, with PAT at INR 269 crore and AUM up 11% year-over-year. Management guides for 20% AUM growth and 1.7%-1.75% credit cost in FY27, with stable margins and continued branch expansion.
Five-Star Business Finance Transcript: Q3 25/26
Collection efficiency and asset quality improved in Q3, with PAT rising year-over-year and robust liquidity maintained. Management remains cautious, focusing on long-term credit culture and expects growth acceleration after further stabilization.
Five-Star Business Finance Transcript: Q2 25/26
Q2 saw stabilization with 7% sequential PAT growth, improved collection efficiency, and robust ROA/ROE. Management reaffirmed FY 2026 guidance, expects stronger H2, and launched a new housing loan product to drive future growth.
Five-Star Business Finance Transcript: Q1 25/26
Q1 FY26 saw muted growth and higher credit costs due to over-leveraging in small-ticket loans, especially in Karnataka and Andhra Pradesh. The company is shifting focus to higher ticket, better quality customers, expects stabilization by Q2 end, and maintains 25% growth guidance for FY26.
Five-Star Business Finance Transcript: Q4 24/25
AUM grew 23% YoY to INR 11,877 crore, with PAT up 28% to INR 1,073 crore for FY25. Asset quality remained strong despite regulatory disruptions, and FY26 guidance targets 25% AUM growth and 12%-15% earnings growth, with a continued focus on quality and profitability.
Five-Star Business Finance Transcript: Q3 24/25
AUM grew 25.4% year-over-year to INR 11,178 crores, with net profit up 26% and strong asset quality maintained despite a strategic slowdown in disbursements. Guidance for 25% growth and stable credit costs continues, with robust liquidity and expanding branch network.
Five-Star Business Finance Transcript: Q2 24/25
AUM grew 32% year-on-year to INR 10,927 crore, with PAT up 34% to INR 268 crore. Growth guidance was reduced to 25% for FY25, and lending rates on new disbursements will drop by 200 bps from November. Asset quality and collection efficiency remain strong.
Five-Star Business Finance Transcript: Q1 24/25
AUM surpassed INR 10,000 crore with 36% YoY growth, and PAT hit a record INR 252 crore, up 37% YoY. Collection efficiency dipped slightly due to external factors but remains robust, and digital payment adoption reached 65%. Guidance for 30%+ AUM growth and a 50-75 bps rate cut for new loans is maintained.