Five-Star Business Finance Limited (NSE:FIVESTAR)

NSE:FIVESTAR Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	11,054	10,725	8,359	6,035	4,535	3,590
Depreciation & Amortization	319.21	276.28	216.61	169.06	110.76	108.56
Other Amortization	27.51	27.51	29.1	4.07	11.69	5.28
Loss (Gain) From Sale of Investments	-422.13	-493.97	-443.44	-83.06	-209.02	-131.9
Provision for Credit Losses	1,475	889.65	553.64	201.47	455.18	351.76
Stock-Based Compensation	132.91	177.69	155.43	276.42	354.42	150.94
Change in Accounts Payable	22.39	14.02	52.84	70.87	43.31	20.48
Change in Other Net Operating Assets	-17,735	-21,193	-28,540	-17,722	-7,835	-5,550
Other Operating Activities	-516.72	-873.69	-1,607	-180.25	-238.98	-118.05
Operating Cash Flow	-5,642	-10,450	-21,223	-11,228	-2,772	-1,573
Capital Expenditures	-919.12	-827.19	-223.91	-121.34	-86.29	-32.44
Sale of Property, Plant & Equipment	0.97	0.51	0.77	0.18	0.09	0.1
Investment in Securities	-626.22	-554.38	824.44	1,408	-3,968	875.87
Other Investing Activities	-4,024	-4,471	1,500	331.4	215.53	177.88
Investing Cash Flow	-5,569	-5,852	2,102	1,618	-3,839	1,021
Long-Term Debt Issued	-	35,450	39,291	31,036	3,154	23,618
Total Debt Issued	36,630	35,450	39,291	31,036	3,154	23,618
Long-Term Debt Repaid	-	-19,732	-18,298	-14,156	-12,138	-13,296
Total Debt Repaid	-21,926	-19,732	-18,298	-14,156	-12,138	-13,296
Net Debt Issued (Repaid)	14,704	15,718	20,993	16,880	-8,984	10,322
Issuance of Common Stock	131.83	132.02	69.29	2.56	9,071	2.91
Common Dividends Paid	-588.9	-	-	-	-	-
Other Financing Activities	78.93	78.93	-	-	-17.01	-
Financing Cash Flow	14,326	15,929	21,062	16,882	70.24	10,325
Net Cash Flow	3,115	-372.39	1,940	7,272	-6,540	9,774
Free Cash Flow	-6,561	-11,277	-21,447	-11,349	-2,858	-1,605
Free Cash Flow Margin	-29.75%	-53.91%	-129.22%	-91.90%	-31.44%	-23.28%
Free Cash Flow Per Share	-22.32	-38.38	-72.85	-38.54	-10.03	-6.08
Cash Interest Paid	7,169	6,417	5,118	2,799	2,740	3,036
Cash Income Tax Paid	3,585	3,812	2,873	2,015	1,538	1,303

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.