GIC Housing Finance Limited (NSE:GICHSGFIN)
India
· Delayed Price · Currency is INR 183.20
+1.28 (0.70%)
Apr 24, 2025, 3:29 PM IST
GIC Housing Finance Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | Mar '20 Mar 31, 2020 | 2015 - 2019 |
| Interest and Dividend Income | 10,383 | 10,429 | 10,988 | 11,355 | 12,185 | 12,439 | Upgrade
|
| Total Interest Expense | 7,017 | 7,104 | 7,025 | 7,010 | 8,229 | 9,454 | Upgrade
|
| Net Interest Income | 3,366 | 3,325 | 3,963 | 4,345 | 3,956 | 2,985 | Upgrade
|
| Commissions and Fees | 58.4 | 51.6 | 52.9 | 52.8 | 20.5 | 35.9 | Upgrade
|
| Gain (Loss) on Sale of Investments | 27.1 | 27.1 | 78.6 | 18.8 | 19 | 36.6 | Upgrade
|
| Other Revenue | -11 | 0.4 | 0.2 | - | 61.2 | 10.9 | Upgrade
|
| Revenue Before Loan Losses | 3,440 | 3,404 | 4,094 | 4,417 | 4,057 | 3,068 | Upgrade
|
| Provision for Loan Losses | 18.4 | 182.3 | 174.2 | 1,182 | 1,851 | 994.2 | Upgrade
|
| Revenue | 3,422 | 3,222 | 3,920 | 3,235 | 2,206 | 2,074 | Upgrade
|
| Revenue Growth (YoY) | 5.35% | -17.82% | 21.19% | 46.63% | 6.37% | -42.77% | Upgrade
|
| Salaries & Employee Benefits | 680.6 | 640 | 599.3 | 482 | 434.6 | 425.3 | Upgrade
|
| Cost of Services Provided | 126.6 | 126.6 | 98.5 | 91.5 | 107.6 | 85.4 | Upgrade
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| Other Operating Expenses | 259.5 | 360.8 | 285.7 | 318.3 | 353.6 | 406.4 | Upgrade
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| Total Operating Expenses | 1,217 | 1,278 | 1,083 | 978.9 | 940.6 | 978.4 | Upgrade
|
| Operating Income | 2,205 | 1,944 | 2,837 | 2,256 | 1,266 | 1,096 | Upgrade
|
| EBT Excluding Unusual Items | 2,239 | 1,978 | 2,856 | 2,287 | 1,346 | 1,123 | Upgrade
|
| Pretax Income | 2,303 | 2,042 | 2,899 | 2,303 | 1,346 | 1,123 | Upgrade
|
| Income Tax Expense | 514 | 528.1 | 766 | 568.3 | 289.8 | 666.6 | Upgrade
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| Net Income | 1,789 | 1,514 | 2,133 | 1,735 | 1,056 | 456.1 | Upgrade
|
| Net Income to Common | 1,789 | 1,514 | 2,133 | 1,735 | 1,056 | 456.1 | Upgrade
|
| Net Income Growth | 19.25% | -29.03% | 22.90% | 64.35% | 131.46% | -73.45% | Upgrade
|
| Shares Outstanding (Basic) | 54 | 54 | 54 | 54 | 54 | 54 | Upgrade
|
| Shares Outstanding (Diluted) | 54 | 54 | 54 | 54 | 54 | 54 | Upgrade
|
| EPS (Basic) | 33.21 | 28.11 | 39.60 | 32.22 | 19.60 | 8.47 | Upgrade
|
| EPS (Diluted) | 33.21 | 28.11 | 39.60 | 32.22 | 19.60 | 8.47 | Upgrade
|
| EPS Growth | 19.22% | -29.03% | 22.91% | 64.39% | 131.41% | -73.45% | Upgrade
|
| Free Cash Flow | - | 5,199 | 10,418 | 12,858 | 5,475 | 210.5 | Upgrade
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| Free Cash Flow Per Share | - | 96.54 | 193.45 | 238.76 | 101.66 | 3.91 | Upgrade
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| Dividend Per Share | - | 4.500 | 4.500 | 4.500 | 4.000 | 2.000 | Upgrade
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| Dividend Growth | - | - | - | 12.50% | 100.00% | -63.64% | Upgrade
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| Operating Margin | 64.44% | 60.34% | 72.38% | 69.74% | 57.36% | 52.83% | Upgrade
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| Profit Margin | 52.28% | 46.98% | 54.40% | 53.64% | 47.85% | 21.99% | Upgrade
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| Free Cash Flow Margin | - | 161.37% | 265.74% | 397.46% | 248.16% | 10.15% | Upgrade
|
| Effective Tax Rate | 22.32% | 25.87% | 26.43% | 24.67% | 21.54% | 59.38% | Upgrade
|
| Revenue as Reported | 10,787 | 10,697 | 11,289 | 11,564 | 12,403 | 12,549 | Upgrade
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Updated Feb 11, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.