GIC Housing Finance Limited (NSE:GICHSGFIN)

GIC Housing Finance Statistics

Total Valuation

NSE:GICHSGFIN has a market cap or net worth of INR 8.10 billion.

Market Cap	8.10B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, May 15, 2026.

Earnings Date	May 15, 2026
Ex-Dividend Date	Jun 25, 2026

Share Statistics

NSE:GICHSGFIN has 53.85 million shares outstanding. The number of shares has decreased by -0.00% in one year.

Current Share Class	53.85M
Shares Outstanding	53.85M
Shares Change (YoY)	-0.00%
Shares Change (QoQ)	-0.06%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	19.67%
Float	35.03M

Valuation Ratios

The trailing PE ratio is 5.23.

PE Ratio	5.23
Forward PE	n/a
PS Ratio	2.04
PB Ratio	0.38
P/TBV Ratio	0.39
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 5.48, with a Debt / Equity ratio of 4.33.

Current Ratio	5.48
Quick Ratio	5.48
Debt / Equity	4.33
Debt / EBITDA	n/a
Debt / FCF	-28.40
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.61% and return on invested capital (ROIC) is 1.39%.

Return on Equity (ROE)	7.61%
Return on Assets (ROA)	1.40%
Return on Invested Capital (ROIC)	1.39%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.63%
Revenue Per Employee	9.39M
Profits Per Employee	3.67M
Employee Count	422
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:GICHSGFIN has paid 43.90 million in taxes.

Income Tax	43.90M
Effective Tax Rate	2.76%

Stock Price Statistics

The stock price has decreased by -19.33% in the last 52 weeks. The beta is 0.62, so NSE:GICHSGFIN's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	-19.33%
50-Day Moving Average	148.09
200-Day Moving Average	164.98
Relative Strength Index (RSI)	49.14
Average Volume (20 Days)	106,069

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:GICHSGFIN had revenue of INR 3.96 billion and earned 1.55 billion in profits. Earnings per share was 28.75.

Revenue	3.96B
Gross Profit	3.96B
Operating Income	1.59B
Pretax Income	1.59B
Net Income	1.55B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	28.75

Balance Sheet

The company has 451.80 million in cash and 91.19 billion in debt, with a net cash position of -90.74 billion or -1,684.94 per share.

Cash & Cash Equivalents	451.80M
Total Debt	91.19B
Net Cash	-90.74B
Net Cash Per Share	-1,684.94
Equity (Book Value)	21.06B
Book Value Per Share	391.22
Working Capital	88.92B

Cash Flow

In the last 12 months, operating cash flow was -3.20 billion and capital expenditures -10.30 million, giving a free cash flow of -3.21 billion.

Operating Cash Flow	-3.20B
Capital Expenditures	-10.30M
Depreciation & Amortization	109.80M
Net Borrowing	2.79B
Free Cash Flow	-3.21B
FCF Per Share	-59.63

Margins

Gross margin is 100.00%, with operating and profit margins of 40.17% and 39.07%.

Gross Margin	100.00%
Operating Margin	40.17%
Pretax Margin	40.17%
Profit Margin	39.07%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 4.50, which amounts to a dividend yield of 2.99%.

Dividend Per Share	4.50
Dividend Yield	2.99%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	15.65%
Buyback Yield	0.00%
Shareholder Yield	2.99%
Earnings Yield	19.11%
FCF Yield	-39.64%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4