GIC Housing Finance Limited (NSE:GICHSGFIN)
India flag India · Delayed Price · Currency is INR
151.25
+0.41 (0.27%)
Jul 10, 2026, 3:29 PM IST

GIC Housing Finance Statistics

Total Valuation

NSE:GICHSGFIN has a market cap or net worth of INR 8.14 billion.

Market Cap8.14B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, August 7, 2026.

Earnings Date Aug 7, 2026
Ex-Dividend Date Jun 25, 2026

Share Statistics

NSE:GICHSGFIN has 53.85 million shares outstanding.

Current Share Class 53.85M
Shares Outstanding 53.85M
Shares Change (YoY) n/a
Shares Change (QoQ) -0.06%
Owned by Insiders (%) n/a
Owned by Institutions (%) 16.93%
Float 35.03M

Valuation Ratios

The trailing PE ratio is 5.26.

PE Ratio 5.26
Forward PE n/a
PS Ratio 2.60
PB Ratio 0.39
P/TBV Ratio 0.39
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 3.26, with a Debt / Equity ratio of 4.33.

Current Ratio 3.26
Quick Ratio 3.26
Debt / Equity 4.33
Debt / EBITDA n/a
Debt / FCF -28.40
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.61% and return on invested capital (ROIC) is 1.39%.

Return on Equity (ROE) 7.61%
Return on Assets (ROA) 1.40%
Return on Invested Capital (ROIC) 1.39%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 0.61%
Revenue Per Employee 6.08M
Profits Per Employee 3.01M
Employee Count515
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

In the past 12 months, NSE:GICHSGFIN has paid 43.90 million in taxes.

Income Tax 43.90M
Effective Tax Rate 2.76%

Stock Price Statistics

The stock price has decreased by -23.53% in the last 52 weeks. The beta is 0.57, so NSE:GICHSGFIN's price volatility has been lower than the market average.

Beta (5Y) 0.57
52-Week Price Change -23.53%
50-Day Moving Average 153.57
200-Day Moving Average 161.21
Relative Strength Index (RSI) 42.09
Average Volume (20 Days) 201,445

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:GICHSGFIN had revenue of INR 3.13 billion and earned 1.55 billion in profits. Earnings per share was 28.75.

Revenue3.13B
Gross Profit 3.02B
Operating Income 1.58B
Pretax Income 1.59B
Net Income 1.55B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 28.75
Full Income Statement

Balance Sheet

The company has 400.60 million in cash and 91.19 billion in debt, with a net cash position of -90.79 billion or -1,685.89 per share.

Cash & Cash Equivalents 400.60M
Total Debt 91.19B
Net Cash -90.79B
Net Cash Per Share -1,685.89
Equity (Book Value) 21.06B
Book Value Per Share 391.15
Working Capital 75.44B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -3.20 billion and capital expenditures -10.30 million, giving a free cash flow of -3.21 billion.

Operating Cash Flow -3.20B
Capital Expenditures -10.30M
Depreciation & Amortization 97.80M
Net Borrowing 2.79B
Free Cash Flow -3.21B
FCF Per Share -59.63
Full Cash Flow Statement

Margins

Gross margin is 96.48%, with operating and profit margins of 50.57% and 49.41%.

Gross Margin 96.48%
Operating Margin 50.57%
Pretax Margin 50.81%
Profit Margin 49.41%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 4.50, which amounts to a dividend yield of 2.98%.

Dividend Per Share 4.50
Dividend Yield 2.98%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 15.65%
Buyback Yield n/a
Shareholder Yield 2.98%
Earnings Yield 19.01%
FCF Yield -39.43%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3