GIC Housing Finance Limited (NSE:GICHSGFIN)

GIC Housing Finance Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 5, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Market Capitalization	8,692	9,034	10,846	8,339	7,052	6,276
Market Cap Growth	-22.60%	-16.71%	30.06%	18.25%	12.35%	96.21%
PE Ratio	6.10	5.63	7.17	3.91	4.06	5.95
PS Ratio	2.90	2.69	3.37	2.13	2.18	2.85
PB Ratio	0.43	0.46	0.59	0.49	0.47	0.46
P/FCF Ratio	-	-	2.09	0.80	0.55	1.15
P/OCF Ratio	-	-	2.08	0.80	0.55	1.15
Debt / Equity Ratio	4.51	4.45	4.69	5.40	6.86	8.27
Debt / FCF Ratio	-	-	16.51	8.80	8.06	20.51
Quick Ratio	6.22	2.73	3.25	2.93	3.60	3.50
Current Ratio	6.22	2.77	3.30	2.97	3.62	3.51
Asset Turnover	0.03	0.03	0.03	0.03	0.03	0.02
Return on Equity (ROE)	7.34%	8.46%	8.58%	13.29%	12.10%	8.06%
Return on Assets (ROA)	1.31%	1.51%	1.42%	1.87%	1.41%	0.82%
Earnings Yield	16.38%	17.76%	13.96%	25.57%	24.61%	16.82%
FCF Yield	-19.85%	-2.09%	47.93%	124.93%	182.33%	87.23%
Dividend Yield	2.71%	2.74%	2.33%	3.10%	3.79%	3.88%
Payout Ratio	17.02%	15.10%	16.01%	11.36%	12.41%	10.20%
Total Shareholder Return	2.74%	2.74%	2.33%	3.10%	3.79%	3.88%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.