GIC Housing Finance Limited (NSE:GICHSGFIN)

GIC Housing Finance Statistics

Total Valuation

NSE:GICHSGFIN has a market cap or net worth of INR 9.31 billion.

Market Cap	9.31B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, November 12, 2025.

Earnings Date	Nov 12, 2025
Ex-Dividend Date	Jul 18, 2025

Share Statistics

NSE:GICHSGFIN has 53.85 million shares outstanding. The number of shares has decreased by -0.03% in one year.

Current Share Class	53.85M
Shares Outstanding	53.85M
Shares Change (YoY)	-0.03%
Shares Change (QoQ)	-0.10%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	19.73%
Float	35.03M

Valuation Ratios

The trailing PE ratio is 7.22.

PE Ratio	7.22
Forward PE	n/a
PS Ratio	3.24
PB Ratio	0.47
P/TBV Ratio	0.48
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	4.45
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	6.80M
Profits Per Employee	3.05M
Employee Count	422
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:GICHSGFIN has paid 106.30 million in taxes.

Income Tax	106.30M
Effective Tax Rate	7.62%

Stock Price Statistics

The stock price has decreased by -16.07% in the last 52 weeks. The beta is 0.68, so NSE:GICHSGFIN's price volatility has been lower than the market average.

Beta (5Y)	0.68
52-Week Price Change	-16.07%
50-Day Moving Average	174.43
200-Day Moving Average	181.28
Relative Strength Index (RSI)	46.89
Average Volume (20 Days)	63,338

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:GICHSGFIN had revenue of INR 2.87 billion and earned 1.29 billion in profits. Earnings per share was 23.94.

Revenue	2.87B
Gross Profit	2.78B
Operating Income	1.46B
Pretax Income	1.39B
Net Income	1.29B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	23.94

Balance Sheet

The company has 537.60 million in cash and 87.51 billion in debt, giving a net cash position of -86.97 billion or -1,614.98 per share.

Cash & Cash Equivalents	537.60M
Total Debt	87.51B
Net Cash	-86.97B
Net Cash Per Share	-1,614.98
Equity (Book Value)	19.65B
Book Value Per Share	364.87
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 96.67%, with operating and profit margins of 50.85% and 44.89%.

Gross Margin	96.67%
Operating Margin	50.85%
Pretax Margin	48.59%
Profit Margin	44.89%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 4.50, which amounts to a dividend yield of 2.61%.

Dividend Per Share	4.50
Dividend Yield	2.61%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.03%
Shareholder Yield	2.64%
Earnings Yield	13.85%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	1