GIC Housing Finance Limited (NSE:GICHSGFIN)

GIC Housing Finance Statistics

Total Valuation

NSE:GICHSGFIN has a market cap or net worth of INR 8.94 billion.

Market Cap	8.94B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	Jul 18, 2025

Share Statistics

NSE:GICHSGFIN has 53.85 million shares outstanding. The number of shares has decreased by -0.03% in one year.

Current Share Class	53.85M
Shares Outstanding	53.85M
Shares Change (YoY)	-0.03%
Shares Change (QoQ)	+0.16%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	19.73%
Float	35.03M

Valuation Ratios

The trailing PE ratio is 6.28.

PE Ratio	6.28
Forward PE	n/a
PS Ratio	2.98
PB Ratio	0.45
P/TBV Ratio	0.45
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 6.22, with a Debt / Equity ratio of 4.52.

Current Ratio	6.22
Quick Ratio	6.22
Debt / Equity	4.52
Debt / EBITDA	n/a
Debt / FCF	-52.29
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.34%.

Return on Equity (ROE)	7.34%
Return on Assets (ROA)	1.31%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	7.11M
Profits Per Employee	3.37M
Employee Count	422
Asset Turnover	0.03
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:GICHSGFIN has paid 106.80 million in taxes.

Income Tax	106.80M
Effective Tax Rate	6.98%

Stock Price Statistics

The stock price has decreased by -27.16% in the last 52 weeks. The beta is 0.63, so NSE:GICHSGFIN's price volatility has been lower than the market average.

Beta (5Y)	0.63
52-Week Price Change	-27.16%
50-Day Moving Average	171.89
200-Day Moving Average	178.45
Relative Strength Index (RSI)	32.17
Average Volume (20 Days)	125,019

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:GICHSGFIN had revenue of INR 3.00 billion and earned 1.42 billion in profits. Earnings per share was 26.44.

Revenue	3.00B
Gross Profit	2.91B
Operating Income	1.61B
Pretax Income	1.53B
Net Income	1.42B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	26.44

Balance Sheet

The company has 1.68 billion in cash and 90.22 billion in debt, giving a net cash position of -88.54 billion or -1,644.11 per share.

Cash & Cash Equivalents	1.68B
Total Debt	90.22B
Net Cash	-88.54B
Net Cash Per Share	-1,644.11
Equity (Book Value)	19.98B
Book Value Per Share	371.04
Working Capital	89.17B

Cash Flow

In the last 12 months, operating cash flow was -1.72 billion and capital expenditures -5.60 million, giving a free cash flow of -1.73 billion.

Operating Cash Flow	-1.72B
Capital Expenditures	-5.60M
Free Cash Flow	-1.73B
FCF Per Share	-32.04

Margins

Gross margin is 96.82%, with operating and profit margins of 53.66% and 47.44%.

Gross Margin	96.82%
Operating Margin	53.66%
Pretax Margin	51.00%
Profit Margin	47.44%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 4.50, which amounts to a dividend yield of 2.71%.

Dividend Per Share	4.50
Dividend Yield	2.71%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	17.02%
Buyback Yield	0.03%
Shareholder Yield	2.74%
Earnings Yield	15.92%
FCF Yield	-19.29%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3