HDB Financial Services Limited (NSE:HDBFS)

HDB Financial Services Statistics

Total Valuation

NSE:HDBFS has a market cap or net worth of INR 606.66 billion.

Market Cap	606.66B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, January 15, 2026.

Earnings Date	Jan 15, 2026
Ex-Dividend Date	Oct 24, 2025

Share Statistics

NSE:HDBFS has 829.57 million shares outstanding. The number of shares has increased by 1.69% in one year.

Current Share Class	829.57M
Shares Outstanding	829.57M
Shares Change (YoY)	+1.69%
Shares Change (QoQ)	+4.32%
Owned by Insiders (%)	0.71%
Owned by Institutions (%)	10.52%
Float	203.71M

Valuation Ratios

The trailing PE ratio is 27.44 and the forward PE ratio is 20.44.

PE Ratio	27.44
Forward PE	20.44
PS Ratio	7.55
PB Ratio	3.14
P/TBV Ratio	3.14
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 137.88, with a Debt / Equity ratio of 4.68.

Current Ratio	137.88
Quick Ratio	137.81
Debt / Equity	4.68
Debt / EBITDA	n/a
Debt / FCF	-10.80
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.58%.

Return on Equity (ROE)	12.58%
Return on Assets (ROA)	1.99%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	892,837
Profits Per Employee	239,320
Employee Count	89,943
Asset Turnover	0.07
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:HDBFS has paid 7.07 billion in taxes.

Income Tax	7.07B
Effective Tax Rate	24.73%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	762.52
200-Day Moving Average	n/a
Relative Strength Index (RSI)	38.23
Average Volume (20 Days)	1,134,089

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:HDBFS had revenue of INR 80.30 billion and earned 21.53 billion in profits. Earnings per share was 26.65.

Revenue	80.30B
Gross Profit	80.06B
Operating Income	28.60B
Pretax Income	28.60B
Net Income	21.53B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	26.65

Balance Sheet

The company has 18.21 billion in cash and 905.55 billion in debt, giving a net cash position of -887.34 billion or -1,069.64 per share.

Cash & Cash Equivalents	18.21B
Total Debt	905.55B
Net Cash	-887.34B
Net Cash Per Share	-1,069.64
Equity (Book Value)	193.38B
Book Value Per Share	233.11
Working Capital	1.09T

Cash Flow

In the last 12 months, operating cash flow was -82.32 billion and capital expenditures -1.54 billion, giving a free cash flow of -83.86 billion.

Operating Cash Flow	-82.32B
Capital Expenditures	-1.54B
Free Cash Flow	-83.86B
FCF Per Share	-101.09

Margins

Gross margin is 99.70%, with operating and profit margins of 35.61% and 26.80%.

Gross Margin	99.70%
Operating Margin	35.61%
Pretax Margin	35.61%
Profit Margin	26.80%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 4.00, which amounts to a dividend yield of 0.55%.

Dividend Per Share	4.00
Dividend Yield	0.55%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	11.08%
Buyback Yield	-1.69%
Shareholder Yield	-1.15%
Earnings Yield	3.55%
FCF Yield	-13.82%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3