HDB Financial Services Limited (NSE:HDBFS)

HDB Financial Services Statistics

Total Valuation

NSE:HDBFS has a market cap or net worth of INR 566.28 billion.

Market Cap	566.28B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, April 15, 2026.

Earnings Date	Apr 15, 2026
Ex-Dividend Date	Oct 24, 2025

Share Statistics

NSE:HDBFS has 830.33 million shares outstanding. The number of shares has increased by 3.44% in one year.

Current Share Class	830.33M
Shares Outstanding	830.33M
Shares Change (YoY)	+3.44%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	0.69%
Owned by Institutions (%)	12.76%
Float	204.56M

Valuation Ratios

The trailing PE ratio is 22.09 and the forward PE ratio is 17.58. NSE:HDBFS's PEG ratio is 0.88.

PE Ratio	22.09
Forward PE	17.58
PS Ratio	6.44
PB Ratio	2.74
P/TBV Ratio	2.75
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.88

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 326.83, with a Debt / Equity ratio of 4.80.

Current Ratio	326.83
Quick Ratio	326.68
Debt / Equity	4.80
Debt / EBITDA	n/a
Debt / FCF	-11.34
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.94% and return on invested capital (ROIC) is 2.21%.

Return on Equity (ROE)	13.94%
Return on Assets (ROA)	2.19%
Return on Invested Capital (ROIC)	2.21%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	977,808
Profits Per Employee	282,824
Employee Count	89,943
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:HDBFS has paid 8.43 billion in taxes.

Income Tax	8.43B
Effective Tax Rate	24.88%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	666.64
200-Day Moving Average	n/a
Relative Strength Index (RSI)	61.73
Average Volume (20 Days)	1,753,486

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:HDBFS had revenue of INR 87.95 billion and earned 25.44 billion in profits. Earnings per share was 30.88.

Revenue	87.95B
Gross Profit	87.95B
Operating Income	33.86B
Pretax Income	33.86B
Net Income	25.44B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	30.88

Balance Sheet

The company has 30.11 billion in cash and 992.36 billion in debt, with a net cash position of -962.25 billion or -1,158.88 per share.

Cash & Cash Equivalents	30.11B
Total Debt	992.36B
Net Cash	-962.25B
Net Cash Per Share	-1,158.88
Equity (Book Value)	206.64B
Book Value Per Share	248.87
Working Capital	1.18T

Cash Flow

In the last 12 months, operating cash flow was -86.06 billion and capital expenditures -1.44 billion, giving a free cash flow of -87.49 billion.

Operating Cash Flow	-86.06B
Capital Expenditures	-1.44B
Depreciation & Amortization	n/a
Net Borrowing	84.25B
Free Cash Flow	-87.49B
FCF Per Share	-105.37

Margins

Gross margin is 100.00%, with operating and profit margins of 38.50% and 28.92%.

Gross Margin	100.00%
Operating Margin	38.50%
Pretax Margin	38.50%
Profit Margin	28.92%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 4.00, which amounts to a dividend yield of 0.59%.

Dividend Per Share	4.00
Dividend Yield	0.59%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	9.65%
Buyback Yield	-3.44%
Shareholder Yield	-2.86%
Earnings Yield	4.49%
FCF Yield	-15.45%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3