HDB Financial Services Limited (NSE:HDBFS)
India flag India · Delayed Price · Currency is INR
510.10
-2.15 (-0.42%)
Oct 22, 2026, 3:30 PM IST

HDB Financial Services Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
96,25588,38978,23482,57576,00955,502
Revenue Growth
19.86%12.98%-5.26%8.64%36.95%37.02%
Operating Income
39,69333,85329,27633,03826,26413,475
Net Income
29,59925,43821,75924,60819,59410,114
Earnings Per Share
35.5930.8827.3231.0424.7612.80
EPS Growth
33.52%13.03%-11.98%25.36%93.44%157.66%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Lending Business
181,523172,058150,836122,21697,69089,429
BPO Services
12,09812,23912,16719,49626,33923,634
Total
193,621184,297163,003141,711124,029113,063

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
38,72025,88910,74524,42818,04528,432
Total Debt
1,044,4291,000,787911,173753,857563,652500,628
Net Cash (Debt)
-1,005,709-974,897-900,428-729,429-545,607-472,197
Net Cash Growth
------
Net Cash Per Share
-1209.03-1183.34-1130.70-920.02-689.34-597.76

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-94,912-86,056-136,263-167,360-68,50619,871
Capital Expenditures
-1,520-1,436-2,098-1,234-1,113-411.3
Free Cash Flow
-96,432-87,492-138,361-168,594-69,61919,460
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
41.24%38.30%37.42%40.01%34.55%24.28%
Pretax Margin
41.25%38.31%37.42%40.02%34.57%24.28%
Profit Margin
30.75%28.78%27.81%29.80%25.78%18.22%
FCF Margin
-100.18%-98.98%-176.86%-204.17%-91.59%35.06%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
4.0004.0003.0003.0002.0001.000
Dividend Per Share Growth
0%33.33%0%50.00%100.00%-
Dividend Yield
0.78%0.71%----

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
14.3318.28----
PS Ratio
4.425.26----