NSE:HUDCO Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	147,159	131,043	102,077	76,591	69,835	68,881
Total Interest Expense	102,202	89,262	67,461	49,600	45,038	45,325
Net Interest Income	44,956	41,782	34,617	26,991	24,797	23,556
Commissions and Fees	9	-	-	6.4	26.6	25.7
Other Revenue	1,757	1,957	1,393	2,697	997.1	1,065
Revenue Before Loan Losses	46,722	43,739	36,009	29,694	25,820	24,646
Provision for Loan Losses	-1,158	-1,916	-4,105	-2,081	-736.9	-2,457
Revenue	47,880	45,655	40,114	31,775	26,557	27,103
Revenue Growth	9.94%	13.81%	26.24%	19.65%	-2.01%	4.99%
Salaries & Employee Benefits	2,678	2,681	2,300	2,325	1,866	2,181
Cost of Services Provided	950.5	911	754.2	662.8	645	655.5
Other Operating Expenses	8,560	10,131	585.6	432.2	1,009	732.5
Total Operating Expenses	12,306	13,848	3,747	3,519	3,633	3,648
Operating Income	35,574	31,807	36,368	28,257	22,924	23,455
Earnings From Equity Investments	-	-	-	-0.5	-1.9	-1.9
Currency Exchange Gain (Loss)	-45.3	-45.3	-14.5	-8.3	-32.6	3.8
EBT Excluding Unusual Items	35,531	31,764	36,355	28,248	22,892	23,458
Gain (Loss) on Sale of Investments	196.1	196.1	6.3	109.5	-	-
Pretax Income	35,982	32,214	36,367	28,434	22,892	23,458
Income Tax Expense	-8,583	-8,129	9,275	7,267	5,878	6,293
Net Income	44,565	40,344	27,091	21,167	17,014	17,164
Net Income to Common	44,565	40,344	27,091	21,167	17,014	17,164
Net Income Growth	59.00%	48.92%	27.99%	24.41%	-0.87%	8.74%
Shares Outstanding (Basic)	2,002	2,002	2,002	2,002	2,002	2,002
Shares Outstanding (Diluted)	2,002	2,002	2,002	2,002	2,002	2,002
Shares Change	-0.08%	-	-	-	-	-
EPS (Basic)	22.26	20.15	13.53	10.57	8.50	8.57
EPS (Diluted)	22.26	20.15	13.53	10.57	8.50	8.57
EPS Growth	59.14%	48.93%	28.00%	24.37%	-0.83%	8.69%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Free Cash Flow	-376,753	-339,389	-314,525	-102,909	-8,529	-8,123
Free Cash Flow Per Share	-188.23	-169.53	-157.11	-51.41	-4.26	-4.06
Dividend Per Share	6.500	6.050	4.150	4.150	3.850	3.500
Dividend Growth	52.94%	45.78%	0%	7.79%	10.00%	60.92%
Operating Margin	74.30%	69.67%	90.66%	88.93%	86.32%	86.54%
Profit Margin	93.08%	88.37%	67.54%	66.62%	64.07%	63.33%
Free Cash Flow Margin	-786.87%	-743.38%	-784.07%	-323.87%	-32.12%	-29.97%
Effective Tax Rate	-	-	25.50%	25.56%	25.68%	26.83%
Revenue as Reported	149,195	133,271	103,484	79,481	70,862	69,977