IDFC First Bank Limited (NSE:IDFCFIRSTB)

IDFC First Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	355,008	341,986	365,016	303,251	227,278	171,727
Interest Income on Investments	64,570	63,502	-	-	-	-
Total Interest Income	419,578	405,488	365,016	303,251	227,278	171,727
Interest Paid on Deposits	197,010	193,331	172,078	138,703	100,906	74,651
Net Interest Income	222,567	212,158	192,938	164,548	126,372	97,076
Net Interest Income Growth (YoY)	13.95%	9.96%	17.25%	30.21%	30.18%	31.49%
Gain (Loss) on Sale of Assets	-	-	110.3	87.9	7.48	-52.51
Gain (Loss) on Sale of Investments	837.9	837.9	4,806	2,054	3,265	5,903
Other Non-Interest Income	78,725	77,898	64,850	57,175	41,400	25,875
Total Non-Interest Income	79,563	78,736	69,767	59,317	44,673	31,726
Non-Interest Income Growth (YoY)	4.28%	12.86%	17.62%	32.78%	40.81%	43.46%
Revenues Before Loan Losses	302,130	290,893	262,705	223,865	171,045	128,802
Provision for Loan Losses	48,636	53,785	55,147	23,817	25,113	31,512
Revenue	253,495	237,108	207,558	200,049	145,932	97,290
Revenue Growth (YoY)	20.82%	14.24%	3.75%	37.08%	50.00%	29.10%
Salaries and Employee Benefits	80,556	76,860	64,093	56,119	42,576	30,838
Occupancy Expenses	-	-	18,892	15,331	10,628	8,611
Selling, General & Administrative	-	-	8,632	7,639	5,479	3,832
Other Non-Interest Expense	145,764	142,179	96,374	82,170	62,189	52,525
Total Non-Interest Expense	226,321	219,038	188,916	161,477	121,082	95,967
EBT Excluding Unusual Items	27,174	18,070	18,642	38,572	24,849	1,323
Pretax Income	27,174	18,070	18,642	38,572	24,849	1,323
Income Tax Expense	4,125	1,964	3,738	9,148	-	-
Net Income	23,049	16,106	14,904	29,424	24,849	1,323
Net Income to Common	23,049	16,106	14,904	29,424	24,849	1,323
Net Income Growth	77.14%	8.07%	-49.35%	18.41%	1778.15%	-72.62%
Basic Shares Outstanding	8,851	8,521	7,296	6,846	6,236	6,203
Diluted Shares Outstanding	8,882	8,567	7,337	6,964	6,339	6,282
Shares Change (YoY)	19.86%	16.77%	5.36%	9.86%	0.91%	12.66%
EPS (Basic)	2.60	1.89	2.04	4.30	3.98	0.21
EPS (Diluted)	2.59	1.88	2.03	4.23	3.92	0.21
EPS Growth	47.89%	-7.39%	-52.01%	7.91%	1766.67%	-75.86%
Dividend Per Share	-	0.250	0.250	-	-	-
Dividend Growth	-	0%	-	-	-	-
Effective Tax Rate	15.18%	10.87%	20.05%	23.72%	-	-

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 27, 2026

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