India · Delayed Price · Currency is INR Jio Financial Services Earnings Call Transcripts
Fiscal Year 2026
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FY 2026 saw robust growth across all business segments, with consolidated income up 78% year-over-year and major milestones in lending, payments, investments, and insurance. The launch of the AI-powered JioFinance app and strategic partnerships further strengthened the platform.
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Q3 FY 2026 saw robust growth across all business lines, with consolidated income doubling year-on-year and core operations now driving 55% of net income. Lending, payments, and asset management segments posted strong gains, supported by digital expansion and innovation.
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Q2 FY26 saw consolidated income rise 44% year-over-year to INR 1,002 crores, with core business income surpassing treasury for the first time. Strong growth was recorded across lending, payments, asset management, and insurance, supported by robust capital and digital expansion.
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Q1 FY 2026 saw a 48% year-on-year income growth to INR 619 crore, with strong gains in lending, payments, and asset management. Profitability was maintained while scaling operations, and key strategic milestones included the BlackRock JV and full ownership of Jio Payment Bank.
Fiscal Year 2025
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FY2025 saw robust growth with total income up 12% year-over-year and profit after tax stable at INR 1,613 crore. NBFC AUM surged to INR 10,053 crore, and digital platforms gained strong traction, supporting continued expansion and innovation.
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Q3 FY25 saw robust operational execution, with consolidated profit after tax at ₹295 crore and significant growth in assets under management and digital user base. Strategic partnerships, new licenses, and expanded product offerings position the business for continued digital-led growth.
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Q2 FY 2025 saw robust income and profit growth, driven by new product launches, digital expansion, and strong segment performance across lending, payments, and insurance. The improved JioFinance app reached 6.5 million users, and regulatory milestones were achieved.
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Q1 FY 2025 saw stable profits and income, key digital launches, and regulatory milestones. Lending, leasing, payments, and insurance segments expanded, with strong shareholder and regulatory support. Focus remains on digital growth and cost efficiency.