The Karur Vysya Bank Limited (NSE: KARURVYSYA)

The Karur Vysya Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Cash & Equivalents	-	8,492	11,139	20,279	36,418	21,764
Investment Securities	-	223,435	188,083	172,161	160,189	160,224
Total Investments	-	223,435	188,083	172,161	160,189	160,224
Gross Loans	-	736,675	631,341	546,612	528,201	485,163
Allowance for Loan Losses	-	-	-	-	-24,566	-24,182
Net Loans	-	736,675	631,341	546,612	503,635	460,981
Property, Plant & Equipment	-	4,329	4,350	4,785	5,391	5,866
Accrued Interest Receivable	-	14,793	11,711	9,648	2,625	3,236
Restricted Cash	-	48,093	35,812	28,983	26,785	19,561
Other Current Assets	-	-	-	-	-	1,117
Long-Term Deferred Tax Assets	-	-	-	-	374.17	177.86
Other Real Estate Owned & Foreclosed	-	378.81	378.81	-	-	-
Other Long-Term Assets	-	19,656	18,978	18,246	10,814	9,853
Total Assets	-	1,055,852	901,794	800,713	746,232	682,782
Interest Bearing Deposits	-	808,293	691,835	615,651	568,396	535,710
Non-Interest Bearing Deposits	-	82,834	74,541	69,209	64,388	55,041
Total Deposits	-	891,127	766,376	684,860	632,784	590,751
Current Portion of Long-Term Debt	-	15,141	4,825	5,946	17,650	2,218
Accrued Interest Payable	-	5,133	4,180	3,364	1,565	1,765
Other Current Liabilities	-	5,435	6,400	3,633	2,976	2,135
Long-Term Debt	-	9,643	9,495	7,445	7,633	9,624
Other Long-Term Liabilities	-	28,973	24,678	19,503	14,027	10,286
Total Liabilities	-	955,451	815,954	724,751	676,634	616,779
Common Stock	-	1,609	1,604	1,600	1,599	1,599
Additional Paid-In Capital	-	20,849	20,756	20,680	20,654	20,654
Retained Earnings	-	70,017	57,752	48,038	41,857	39,114
Comprehensive Income & Other	-	7,926	5,728	5,645	5,488	4,636
Shareholders' Equity	100,401	100,401	85,841	75,962	69,597	66,003
Total Liabilities & Equity	-	1,055,852	901,794	800,713	746,232	682,782
Total Debt	24,784	24,784	14,320	13,391	25,283	11,842
Net Cash (Debt)	31,802	-16,291	-3,181	6,888	11,135	12,523
Net Cash Growth	-2.54%	-	-	-38.14%	-11.08%	-
Net Cash Per Share	39.57	-20.27	-3.96	8.61	13.93	15.67
Filing Date Shares Outstanding	804.7	804.38	802.05	800.01	799.32	799.31
Total Common Shares Outstanding	804.7	804.38	802.05	800.01	799.32	799.31
Book Value Per Share	124.82	124.82	107.03	94.95	87.07	82.57
Tangible Book Value	100,401	100,401	85,841	75,962	69,597	66,003
Tangible Book Value Per Share	124.82	124.82	107.03	94.95	87.07	82.57

Source: S&P Capital IQ. Banks template. Financial Sources.