The Karur Vysya Bank Limited (NSE: KARURVYSYA)

The Karur Vysya Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Cash & Equivalents	56,873	8,492	11,139	20,279	36,418	21,764
Investment Securities	232,138	223,435	188,083	172,161	160,189	160,224
Total Investments	232,138	223,435	188,083	172,161	160,189	160,224
Gross Loans	796,188	736,675	631,341	546,612	528,201	485,163
Allowance for Loan Losses	-	-	-	-	-24,566	-24,182
Net Loans	796,188	736,675	631,341	546,612	503,635	460,981
Property, Plant & Equipment	4,628	4,329	4,350	4,785	5,391	5,866
Accrued Interest Receivable	-	14,793	11,711	9,648	2,625	3,236
Restricted Cash	-	48,093	35,812	28,983	26,785	19,561
Other Current Assets	-	-	-	-	-	1,117
Long-Term Deferred Tax Assets	-	-	-	-	374.17	177.86
Other Real Estate Owned & Foreclosed	-	378.81	378.81	-	-	-
Other Long-Term Assets	35,904	19,656	18,978	18,246	10,814	9,853
Total Assets	1,125,731	1,055,852	901,794	800,713	746,232	682,782
Interest Bearing Deposits	958,385	808,293	691,835	615,651	568,396	535,710
Non-Interest Bearing Deposits	-	82,834	74,541	69,209	64,388	55,041
Total Deposits	958,385	891,127	766,376	684,860	632,784	590,751
Current Portion of Long-Term Debt	-	15,141	4,825	5,946	17,650	2,218
Accrued Interest Payable	-	5,133	4,180	3,364	1,565	1,765
Other Current Liabilities	-	5,435	6,400	3,633	2,976	2,135
Long-Term Debt	14,180	9,643	9,495	7,445	7,633	9,624
Other Long-Term Liabilities	44,159	28,973	24,678	19,503	14,027	10,286
Total Liabilities	1,016,725	955,451	815,954	724,751	676,634	616,779
Common Stock	1,610	1,609	1,604	1,600	1,599	1,599
Additional Paid-In Capital	-	20,849	20,756	20,680	20,654	20,654
Retained Earnings	-	70,017	57,752	48,038	41,857	39,114
Comprehensive Income & Other	107,397	7,926	5,728	5,645	5,488	4,636
Shareholders' Equity	109,007	100,401	85,841	75,962	69,597	66,003
Total Liabilities & Equity	1,125,731	1,055,852	901,794	800,713	746,232	682,782
Total Debt	14,180	24,784	14,320	13,391	25,283	11,842
Net Cash (Debt)	42,693	-16,291	-3,181	6,888	11,135	12,523
Net Cash Growth	85.44%	-	-	-38.14%	-11.08%	-
Net Cash Per Share	53.10	-20.27	-3.96	8.61	13.93	15.67
Filing Date Shares Outstanding	804.8	804.38	802.05	800.01	799.32	799.31
Total Common Shares Outstanding	804.8	804.38	802.05	800.01	799.32	799.31
Book Value Per Share	135.45	124.82	107.03	94.95	87.07	82.57
Tangible Book Value	109,007	100,401	85,841	75,962	69,597	66,003
Tangible Book Value Per Share	135.45	124.82	107.03	94.95	87.07	82.57

Source: S&P Capital IQ. Banks template. Financial Sources.