The Karur Vysya Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	25,103	19,416	16,048	11,061	6,733
Depreciation & Amortization	1,270	1,137	1,003	1,057	1,192
Gain (Loss) on Sale of Assets	-90.7	-30.63	-78.31	-10.36	-11.03
Gain (Loss) on Sale of Investments	857.7	852.79	-1,510	956.86	2,429
Provision for Credit Losses	6,260	5,038	6,205	8,539	6,459
Change in Other Net Operating Assets	-177,524	-114,168	-119,677	-98,812	-74,798
Other Operating Activities	2,675	2,945	2,764	7,849	6,863
Operating Cash Flow	-141,417	-84,782	-95,211	-69,344	-51,128
Capital Expenditures	-1,521	-1,716	-980.98	-622.18	-586.07
Sale of Property, Plant and Equipment	227.3	36.6	78.31	10.36	11.03
Investment in Securities	-16,157	-19,828	-12,062	-12,090	-15,363
Investing Cash Flow	-17,451	-21,508	-12,965	-12,702	-15,938
Long-Term Debt Repaid	-	-	-4,870	-	-
Net Debt Issued (Repaid)	-	-	-4,870	-	-
Issuance of Common Stock	36.4	44.18	83.09	80.81	26.7
Common Dividends Paid	-2,086	-1,925	-1,604	-1,279	-403.71
Net Increase (Decrease) in Deposit Accounts	135,878	129,653	124,751	81,516	54,083
Other Financing Activities	-	-	-550.08	-581.97	-581.97
Financing Cash Flow	133,828	127,771	117,810	79,735	53,124
Net Cash Flow	-25,041	21,482	9,634	-2,310	-13,942
Free Cash Flow	-142,938	-86,498	-96,192	-69,966	-51,714
Free Cash Flow Margin	-228.05%	-158.19%	-202.98%	-201.70%	-185.67%
Free Cash Flow Per Share	-147.87	-89.53	-99.73	-72.61	-53.84
Cash Interest Paid	-	-	550.08	581.97	581.97
Cash Income Tax Paid	-	5,150	4,550	-2,050	-3,150

Source: S&P Global Market Intelligence. Banks template. Financial Sources.