The Karur Vysya Bank Limited (NSE:KARURVYSYA)

The Karur Vysya Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	91,114	96,780	82,132	65,165	55,877
Interest Income on Investments	19,630	-	-	-	-
Total Interest Income	110,744	96,780	82,132	65,165	55,877
Interest Paid on Deposits	61,358	54,181	43,947	31,677	28,723
Net Interest Income	49,386	42,599	38,184	33,488	27,154
Net Interest Income Growth (YoY)	15.93%	11.56%	14.02%	23.33%	15.08%
Gain (Loss) on Sale of Assets	-	30.63	78.31	10.36	11.03
Gain (Loss) on Sale of Investments	-	683.62	2,944	291.51	-501.75
Other Non-Interest Income	20,843	17,581	13,473	11,287	8,181
Total Non-Interest Income	20,843	18,296	16,495	11,589	7,691
Non-Interest Income Growth (YoY)	13.93%	10.92%	42.33%	50.70%	-16.30%
Revenues Before Loan Losses	70,229	60,895	54,679	45,077	34,844
Provision for Loan Losses	7,549	6,217	7,288	10,390	6,992
Revenue	62,679	54,678	47,391	34,688	27,853
Revenue Growth (YoY)	14.63%	15.38%	36.62%	24.54%	10.47%
Salaries and Employee Benefits	14,340	14,465	14,576	10,043	9,445
Occupancy Expenses	-	4,779	4,260	3,938	3,732
Selling, General & Administrative	-	645.85	569.43	580.47	594.02
Other Non-Interest Expense	15,139	8,855	6,947	5,741	4,766
Total Non-Interest Expense	29,479	28,771	26,388	20,320	18,542
EBT Excluding Unusual Items	33,200	25,907	21,003	14,368	9,311
Other Unusual Items	-	0.7	-1.3	0.4	-1.4
Pretax Income	33,200	25,907	21,002	14,369	9,309
Income Tax Expense	8,097	6,491	4,954	3,308	2,577
Net Income	25,103	19,416	16,048	11,061	6,733
Net Income to Common	25,103	19,416	16,048	11,061	6,733
Net Income Growth	29.29%	20.99%	45.09%	64.29%	87.34%
Basic Shares Outstanding	966	966	964	961	959
Diluted Shares Outstanding	967	966	965	964	960
Shares Change (YoY)	0.05%	0.17%	0.10%	0.32%	0.13%
EPS (Basic)	25.98	20.11	16.66	11.51	7.02
EPS (Diluted)	25.97	20.10	16.64	11.48	7.01
EPS Growth	29.20%	20.78%	44.92%	63.85%	87.05%
Dividend Per Share	-	2.167	2.000	1.667	1.333
Dividend Growth	-	8.33%	20.00%	25.01%	219.97%
Effective Tax Rate	24.39%	25.05%	23.59%	23.02%	27.68%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.