The Karnataka Bank Limited (NSE:KTKBANK)
275.50
-2.40 (-0.86%)
Jun 19, 2026, 12:00 PM IST
The Karnataka Bank Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest Income on Loans | 66,811 | 90,136 | 82,985 | 72,202 | 62,217 |
Interest Income on Investments | 12,368 | - | - | - | - |
Total Interest Income | 79,178 | 90,136 | 82,985 | 72,202 | 62,217 |
Interest Paid on Deposits | 57,990 | 57,032 | 49,998 | 40,351 | 37,306 |
Net Interest Income | 21,188 | 33,104 | 32,987 | 31,851 | 24,910 |
Net Interest Income Growth (YoY) | -36.00% | 0.35% | 3.57% | 27.86% | 14.10% |
Gain (Loss) on Sale of Assets | - | -0.56 | 4.17 | -3.01 | -8.52 |
Gain (Loss) on Sale of Investments | - | 851.07 | 1,135 | -1,629 | -501.12 |
Other Non-Interest Income | 14,029 | 11,845 | 12,050 | 11,558 | 10,048 |
Total Non-Interest Income | 14,029 | 12,696 | 13,190 | 9,926 | 9,539 |
Non-Interest Income Growth (YoY) | 10.50% | -3.74% | 32.88% | 4.06% | -32.07% |
Revenues Before Loan Losses | 35,217 | 45,800 | 46,177 | 41,777 | 34,449 |
Provision for Loan Losses | 3,161 | 1,865 | 6,005 | 7,672 | 9,394 |
| 32,056 | 43,935 | 40,172 | 34,105 | 25,055 | |
Revenue Growth (YoY) | -27.04% | 9.37% | 17.79% | 36.12% | 9.36% |
Salaries and Employee Benefits | 13,082 | 15,502 | 13,818 | 10,735 | 10,162 |
Occupancy Expenses | - | 4,163 | 3,447 | 3,149 | 2,779 |
Selling, General & Administrative | 2 | 797.13 | 787.16 | 696.11 | 648.4 |
Other Non-Interest Expense | 2,389 | 7,061 | 6,489 | 5,120 | 4,526 |
Total Non-Interest Expense | 15,473 | 27,524 | 24,542 | 19,700 | 18,116 |
EBT Excluding Unusual Items | 16,584 | 16,411 | 15,631 | 14,405 | 6,939 |
Pretax Income | 16,584 | 16,411 | 15,631 | 14,405 | 6,939 |
Income Tax Expense | 3,476 | 3,682 | 2,565 | 2,608 | 1,859 |
Net Income | 13,108 | 12,728 | 13,066 | 11,797 | 5,080 |
Net Income to Common | 13,108 | 12,728 | 13,066 | 11,797 | 5,080 |
Net Income Growth | 2.98% | -2.58% | 10.76% | 132.22% | 5.29% |
Basic Shares Outstanding | 378 | 378 | 328 | 312 | 311 |
Diluted Shares Outstanding | 379 | 379 | 329 | 313 | 312 |
Shares Change (YoY) | 0.05% | 14.91% | 5.10% | 0.40% | 0.12% |
EPS (Basic) | 34.67 | 33.70 | 39.85 | 37.87 | 16.34 |
EPS (Diluted) | 34.61 | 33.63 | 39.67 | 37.64 | 16.27 |
EPS Growth | 2.91% | -15.23% | 5.39% | 131.30% | 5.13% |
Dividend Per Share | 5.000 | 5.000 | 5.500 | 5.000 | 4.000 |
Dividend Growth | - | -9.09% | 10.00% | 25.00% | 122.22% |
Effective Tax Rate | 20.96% | 22.44% | 16.41% | 18.11% | 26.80% |