The Karnataka Bank Limited (NSE:KTKBANK)
India flag India · Delayed Price · Currency is INR
283.90
-6.85 (-2.36%)
Jul 31, 2026, 3:29 PM IST

The Karnataka Bank Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
34,67532,05643,93540,17234,10525,055
Revenue Growth
-18.50%-27.04%9.37%17.79%36.12%9.36%
Net Income
14,37413,10812,72813,06611,7975,080
Earnings Per Share
37.9534.6133.6339.6737.6416.27
EPS Growth
23.31%2.91%-15.23%5.39%131.30%5.13%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Treasury Operations
18,84319,18316,45616,52112,76813,153
Corporate Banking
35,14934,33135,16434,50429,36925,421
Retail Banking - Digital Banking
5.85.75.41.9--
Retail Banking - Other Retail Banking
46,04745,47246,99242,443--
Other Banking Operations
3,1833,1862,9872,4882,8183,864
Unallocated
1,1651,0301,226217.1643.3161.7
Total
104,392103,207102,83196,17482,12871,755

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
77,35677,35610,72810,16716,31311,239
Total Debt
53,29053,29019,40643,99515,62723,138
Net Cash (Debt)
24,06624,066-8,677-33,828685.92-11,899
Net Cash Growth
------
Net Cash Per Share
63.5463.55-22.92-102.692.19-38.12

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--28,708-65,399-100,090-51,515-55,838
Capital Expenditures
--889.2-1,627-1,118-888.14-565.96
Free Cash Flow
--29,597-67,026-101,208-52,403-56,403
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
41.45%40.89%28.97%32.52%34.59%20.28%
FCF Margin
--92.33%-152.56%-251.94%-153.65%-225.12%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
5.0005.0005.0005.5005.0004.000
Dividend Per Share Growth
-9.09%0%-9.09%10.00%25.00%122.22%
Dividend Yield
1.76%2.24%2.92%2.57%3.97%8.17%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
7.506.435.226.503.593.40
PS Ratio
3.112.631.512.111.240.69