The Karnataka Bank Limited (NSE:KTKBANK)
India flag India · Delayed Price · Currency is INR
323.90
-5.10 (-1.55%)
Oct 1, 2026, 3:30 PM IST

The Karnataka Bank Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
34,67542,05643,93540,17234,10525,055
Revenue Growth
-18.50%-4.28%9.37%17.79%36.12%9.36%
Net Income
14,37413,10712,72813,06611,7975,080
Earnings Per Share
37.9534.6133.6339.6737.6416.27
EPS Growth
23.31%2.91%-15.23%5.39%131.30%5.13%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Other Banking Operations
3,1833,1862,9872,4882,8183,864
Retail Banking - Other Retail Banking
46,04745,47246,99242,443--
Corporate Banking
35,14934,33135,16434,50429,36925,421
Retail Banking - Digital Banking
5.85.75.41.9--
Treasury Operations
18,84319,18316,69116,52112,76813,153
Unallocated
1,1651,030991.6217.1643.3161.7
Total
104,392103,207102,83196,17482,12871,755

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
77,35613,21810,72810,16716,31311,239
Total Debt
53,29053,29019,40643,99515,62723,138
Net Cash (Debt)
24,066-40,072-8,677-33,828685.92-11,899
Net Cash Growth
-60.18%-----
Net Cash Per Share
63.54-105.81-22.92-102.692.19-38.12

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--28,707-70,700-100,090-51,515-55,838
Capital Expenditures
--889.22-1,627-1,118-888.14-565.96
Free Cash Flow
--29,597-72,327-101,208-52,403-56,403
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
41.45%31.17%28.97%32.52%34.59%20.28%
FCF Margin
--70.37%-164.62%-251.94%-153.65%-225.12%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
5.0005.0005.0005.5005.0004.000
Dividend Per Share Growth
0%0%-9.09%10.00%25.00%122.22%
Dividend Yield
1.54%2.28%2.97%2.61%4.03%8.30%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
8.476.435.226.503.593.40
PS Ratio
3.512.011.512.111.240.69