The Karnataka Bank Limited (NSE:KTKBANK)
India flag India · Delayed Price · Currency is INR
347.50
+15.60 (4.70%)
Nov 11, 2026, 3:29 PM IST

The Karnataka Bank Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
46,73942,05643,93540,17234,10525,055
Revenue Growth
10.39%-4.28%9.37%17.79%36.12%9.36%
Net Income
15,54013,10712,72813,06611,7975,080
Earnings Per Share
41.0334.6133.6339.6737.6416.27
EPS Growth
35.29%2.91%-15.23%5.39%131.30%5.13%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Treasury Operations
18,68019,18316,69116,52112,76813,153
Corporate Banking
36,25634,33135,16434,50429,36925,421
Retail Banking - Digital Banking
6.15.75.41.9--
Retail Banking - Other Retail Banking
47,92745,47246,99242,443--
Other Banking Operations
3,1253,1862,9872,4882,8183,864
Unallocated
1,1121,030991.6217.1643.3161.7
Total
107,106103,207102,83196,17482,12871,755

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
57,38413,21810,72810,16716,31311,239
Total Debt
54,63853,29019,40643,99515,62723,138
Net Cash (Debt)
2,747-40,072-8,677-33,828685.92-11,899
Net Cash Growth
-95.54%-----
Net Cash Per Share
7.25-105.81-22.92-102.692.19-38.12

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-144,831-28,707-70,700-100,090-51,515-55,838
Capital Expenditures
-804.02-889.22-1,627-1,118-888.14-565.96
Free Cash Flow
-145,635-29,597-72,327-101,208-52,403-56,403
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
33.25%31.17%28.97%32.52%34.59%20.28%
FCF Margin
-311.59%-70.37%-164.62%-251.94%-153.65%-225.12%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
5.0005.0005.0005.5005.0004.000
Dividend Per Share Growth
0%0%-9.09%10.00%25.00%122.22%
Dividend Yield
1.44%2.24%2.84%2.44%3.69%7.21%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
8.476.435.226.503.593.40
PS Ratio
2.812.011.512.111.240.69