The Karnataka Bank Company Description
The Karnataka Bank Limited provides various banking and financial services in India.
It operates through four segments: Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations.
The company provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured finance, as well as trade financing products, such as letters of credit, guarantees, and bill discounting.
It offers home, automobile, personal, and education loans; loans against term deposits; loans against securities; and gold, small business, and agriculture loans to agriculture, MSME, housing, and education sectors; and range of ancillary products and services, including collection of taxes, digital marketing initiatives, trade finance automation, doorstep gold loan, OMNI channel, corporate salary account, and enhanced whatsapp banking, as well as FASTag services.
In addition, the company’s products include KBL Contractor Mitra, KBL Micro Mitra, KBL Export Mitra, KBL MSME, as well as KBL Mahila Udyog for financial support of women entrepreneurs.
Additionally, it engages in statutory reserves management, such as SLR and CRR; liquidity and treasury management; investment and trading activities; and foreign exchange activities.
Further, the company invests in sovereign debt instruments and other fixed income securities; mutual funds; certificates of deposits; floating rate instrument; forward contracts; and trades debt and equity securities, as well as distributes insurance products.
The Karnataka Bank Limited was incorporated in 1924 and is based in Mangalore, India.

| Country | India |
| Founded | 1924 |
| Industry | Banks - Regional |
| Sector | Financials |
| Employees | 8,739 |
| CEO | Raghavendra Bhat |
Contact Details
Address: PB No. 599 Mangalore, 575002 India | |
| Phone | 91 82 4222 8222 |
| Website | karnatakabank.bank.in |
Stock Details
| Ticker Symbol | KTKBANK |
| Exchange | National Stock Exchange of India |
| Fiscal Year | April - March |
| Reporting Currency | INR |
| ISIN Number | INE614B01018 |
| SIC Code | 6020 |
Key Executives
| Name | Position |
|---|---|
| Raghavendra Srinivas Bhat | MD, Chief Executive Officer and Additional Director |
| Ratheesh R | Head of Training |
| Raghavendra CL | Deputy GM, Head of Retail, MSME, Wholesale and Mid-Corporate Banking - Credit Marketing Department |
| Manojkumar P.V. | Chief Risk Officer |
| Biji Sreekrishnavilas Sankaranarayanan | Executive Director |
| Sham Kanathila C.S. | Company Secretary |
| B. Rajagopala | Deputy General Manager |
| M. V. Shanker Bhat | Legal Adviser |