The Karnataka Bank Limited (NSE: KTKBANK)

The Karnataka Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Cash & Equivalents	78,375	9,562	16,313	11,239	9,514	7,125
Investment Securities	214,585	243,003	233,249	211,903	216,347	161,304
Total Investments	214,585	243,003	233,249	211,903	216,347	161,304
Gross Loans	739,523	715,086	599,516	567,831	515,158	569,643
Net Loans	739,523	715,086	599,516	567,831	515,158	569,643
Property, Plant & Equipment	9,461	9,148	8,754	8,182	8,384	8,264
Accrued Interest Receivable	-	6,394	3,602	3,485	3,101	2,867
Restricted Cash	-	70,366	45,282	33,128	43,642	22,070
Other Current Assets	-	8,969	11,071	13,826	7,665	7,621
Long-Term Deferred Tax Assets	-	4,617	4,374	3,693	4,257	4,408
Other Real Estate Owned & Foreclosed	-	-	37.94	61.3	173.16	196.06
Other Long-Term Assets	119,156	93,688	68,372	62,484	47,908	49,637
Total Assets	1,161,100	1,160,833	990,571	915,833	856,149	833,135
Interest Bearing Deposits	999,670	918,771	820,524	755,600	708,322	676,222
Non-Interest Bearing Deposits	-	61,801	53,155	48,267	48,223	41,629
Total Deposits	999,670	980,572	873,679	803,867	756,545	717,852
Current Portion of Long-Term Debt	-	31,607	2,029	12,938	-	-
Accrued Interest Payable	-	907.4	897.17	683.37	605.31	585.29
Other Current Liabilities	-	2,319	2,324	3,085	2,229	1,882
Long-Term Debt	24,323	12,389	13,598	10,200	17,649	40,651
Other Long-Term Liabilities	21,668	24,564	15,924	14,119	12,699	12,461
Total Liabilities	1,045,661	1,052,357	908,451	844,893	789,727	773,430
Common Stock	3,777	3,773	3,123	3,112	3,109	3,109
Additional Paid-In Capital	-	27,032	12,608	12,560	12,550	12,550
Retained Earnings	-	66,266	55,020	44,415	39,855	35,086
Comprehensive Income & Other	111,662	11,405	11,369	10,854	10,909	8,960
Shareholders' Equity	115,439	108,475	82,121	70,940	66,422	59,704
Total Liabilities & Equity	1,161,100	1,160,833	990,571	915,833	856,149	833,135
Total Debt	24,323	43,995	15,627	23,138	17,649	40,651
Net Cash (Debt)	54,052	-34,434	685.92	-11,899	-8,135	-33,526
Net Cash Per Share	149.50	-104.53	2.19	-38.12	-26.09	-107.83
Filing Date Shares Outstanding	377.8	377.25	312.34	311.16	310.87	310.87
Total Common Shares Outstanding	377.8	377.25	312.34	311.16	310.87	310.87
Book Value Per Share	305.56	287.54	262.92	227.98	213.67	192.06
Tangible Book Value	115,439	108,475	82,121	70,940	66,422	59,704
Tangible Book Value Per Share	305.56	287.54	262.92	227.98	213.67	192.06

Source: S&P Capital IQ. Banks template. Financial Sources.