The Karnataka Bank Limited (NSE:KTKBANK)

The Karnataka Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	-	79,843	9,562	16,313	11,239	9,514
Investment Securities	-	245,348	243,003	233,249	211,903	216,347
Total Investments	-	245,348	243,003	233,249	211,903	216,347
Gross Loans	-	765,415	715,086	599,516	567,831	515,158
Net Loans	-	765,415	715,086	599,516	567,831	515,158
Property, Plant & Equipment	-	9,907	9,148	8,754	8,182	8,384
Accrued Interest Receivable	-	-	6,394	3,602	3,485	3,101
Restricted Cash	-	-	70,366	45,282	33,128	43,642
Other Current Assets	-	-	8,969	11,071	13,826	7,665
Long-Term Deferred Tax Assets	-	-	4,617	4,374	3,693	4,257
Other Real Estate Owned & Foreclosed	-	-	-	37.94	61.3	173.16
Other Long-Term Assets	-	109,092	93,688	68,372	62,484	47,908
Total Assets	-	1,209,605	1,160,833	990,571	915,833	856,149
Interest Bearing Deposits	-	1,048,062	918,771	820,524	755,600	708,322
Non-Interest Bearing Deposits	-	-	61,801	53,155	48,267	48,223
Total Deposits	-	1,048,062	980,572	873,679	803,867	756,545
Current Portion of Long-Term Debt	-	-	31,607	2,029	12,938	-
Accrued Interest Payable	-	-	907.4	897.17	683.37	605.31
Other Current Liabilities	-	-	2,319	2,324	3,085	2,229
Long-Term Debt	-	19,406	12,389	13,598	10,200	17,649
Other Long-Term Liabilities	-	21,289	24,564	15,924	14,119	12,699
Total Liabilities	-	1,088,756	1,052,357	908,451	844,893	789,727
Common Stock	-	3,780	3,773	3,123	3,112	3,109
Additional Paid-In Capital	-	-	27,032	12,608	12,560	12,550
Retained Earnings	-	-	66,266	55,020	44,415	39,855
Comprehensive Income & Other	-	117,069	11,405	11,369	10,854	10,909
Shareholders' Equity	120,848	120,848	108,475	82,121	70,940	66,422
Total Liabilities & Equity	-	1,209,605	1,160,833	990,571	915,833	856,149
Total Debt	19,406	19,406	43,995	15,627	23,138	17,649
Net Cash (Debt)	60,438	60,438	-34,434	685.92	-11,899	-8,135
Net Cash Per Share	159.68	159.68	-104.53	2.19	-38.12	-26.09
Filing Date Shares Outstanding	377.91	378.17	377.25	312.34	311.16	310.87
Total Common Shares Outstanding	377.91	378.17	377.25	312.34	311.16	310.87
Book Value Per Share	319.56	319.56	287.54	262.92	227.98	213.67
Tangible Book Value	120,848	120,848	108,475	82,121	70,940	66,422
Tangible Book Value Per Share	319.56	319.56	287.54	262.92	227.98	213.67

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.