The Karnataka Bank Limited (NSE:KTKBANK)

The Karnataka Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	74,681	10,728	10,167	16,313	11,239	9,514
Investment Securities	265,973	245,348	243,003	233,249	211,903	216,347
Total Investments	265,973	245,348	243,003	233,249	211,903	216,347
Gross Loans	-	765,415	715,086	599,516	567,831	515,158
Net Loans	-	765,415	715,086	599,516	567,831	515,158
Property, Plant & Equipment	10,691	9,907	9,281	8,754	8,182	8,384
Accrued Interest Receivable	-	8,583	6,394	3,602	3,485	3,101
Restricted Cash	-	69,115	70,366	45,282	33,128	43,642
Other Current Assets	-	11,356	8,969	11,071	13,826	7,665
Long-Term Deferred Tax Assets	-	4,127	4,617	4,374	3,693	4,257
Other Real Estate Owned & Foreclosed	-	-	-	37.94	61.3	173.16
Other Long-Term Assets	113,979	85,026	92,949	68,372	62,484	47,908
Total Assets	1,186,850	1,209,605	1,160,833	990,571	915,833	856,149
Interest Bearing Deposits	1,028,160	977,121	918,075	820,524	755,600	708,322
Non-Interest Bearing Deposits	-	70,941	61,801	53,155	48,267	48,223
Total Deposits	1,028,160	1,048,062	979,876	873,679	803,867	756,545
Current Portion of Long-Term Debt	-	10,732	31,607	2,029	12,938	-
Accrued Interest Payable	-	1,223	1,603	897.17	683.37	605.31
Other Current Liabilities	-	1,827	2,319	2,324	3,085	2,229
Long-Term Debt	13,086	8,674	12,389	13,598	10,200	17,649
Other Long-Term Liabilities	19,715	18,239	24,564	15,924	14,119	12,699
Total Liabilities	1,060,961	1,088,756	1,052,357	908,451	844,893	789,727
Common Stock	3,781	3,779	3,773	3,123	3,112	3,109
Additional Paid-In Capital	-	26,837	27,032	12,608	12,560	12,550
Retained Earnings	-	78,780	66,266	55,020	44,415	39,855
Comprehensive Income & Other	122,108	11,452	11,405	11,369	10,854	10,909
Shareholders' Equity	125,889	120,848	108,475	82,121	70,940	66,422
Total Liabilities & Equity	1,186,850	1,209,605	1,160,833	990,571	915,833	856,149
Total Debt	13,086	19,406	43,995	15,627	23,138	17,649
Net Cash (Debt)	61,595	-8,677	-33,828	685.92	-11,899	-8,135
Net Cash Per Share	162.72	-22.92	-102.69	2.19	-38.12	-26.09
Filing Date Shares Outstanding	378.22	377.94	377.25	312.34	311.16	310.87
Total Common Shares Outstanding	378.22	377.94	377.25	312.34	311.16	310.87
Book Value Per Share	332.84	319.76	287.54	262.92	227.98	213.67
Tangible Book Value	125,889	120,848	108,475	82,121	70,940	66,422
Tangible Book Value Per Share	332.84	319.76	287.54	262.92	227.98	213.67

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.