The Karnataka Bank Limited (NSE:KTKBANK)

The Karnataka Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	11,479	12,728	13,066	11,797	5,080	4,825
Depreciation & Amortization	962.67	851.07	718.79	864.43	736.74	735.23
Gain (Loss) on Sale of Assets	-1.04	0.56	-4.17	3.01	8.52	18.85
Gain (Loss) on Sale of Investments	887.01	879.01	-146.82	2,857	2,180	1,253
Total Asset Writedown	-	-	0.23	0.39	-	0.67
Provision for Credit Losses	592.7	-	-	-	-	-
Change in Other Net Operating Assets	-33,516	-81,769	-118,305	-74,242	-71,719	5,317
Other Operating Activities	1,519	1,905	4,572	7,205	7,876	11,823
Operating Cash Flow	-18,072	-65,399	-100,090	-51,515	-55,838	23,972
Capital Expenditures	-1,320	-1,627	-1,118	-888.14	-565.96	-876.23
Sale of Property, Plant and Equipment	-101.48	16.62	8.61	17.86	6.62	7.11
Cash Acquisitions	-	-	-2.5	-5	-5	-5
Investment in Securities	-5,295	-5,295	-2,581	-	-	-
Investing Cash Flow	-6,717	-6,906	-3,693	-875.28	-564.34	-874.12
Long-Term Debt Issued	-	6,155	2,541	985.5	-	-
Long-Term Debt Repaid	-	-	-	-	-3,007	-8,853
Net Debt Issued (Repaid)	-6,320	6,155	2,541	985.5	-3,007	-8,853
Issuance of Common Stock	31.65	42.15	14,846	65.14	17.49	4.72
Common Dividends Paid	-1,890	-2,077	-1,564	-1,245	-559.57	-
Net Increase (Decrease) in Deposit Accounts	28,493	67,494	106,898	69,812	51,163	9,711
Financing Cash Flow	20,314	71,615	122,721	69,617	47,614	862.71
Net Cash Flow	-4,475	-689.68	18,938	17,227	-8,788	23,961
Free Cash Flow	-19,392	-67,026	-101,208	-52,403	-56,403	23,096
Free Cash Flow Margin	-45.80%	-152.56%	-251.94%	-153.65%	-225.12%	100.81%
Free Cash Flow Per Share	-51.23	-177.07	-307.24	-167.20	-180.69	74.08
Cash Income Tax Paid	3,568	3,642	3,997	3,075	2,391	3,343

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.