The Karnataka Bank Limited (NSE:KTKBANK)

The Karnataka Bank Statistics

Total Valuation

NSE:KTKBANK has a market cap or net worth of INR 70.49 billion.

Market Cap	70.49B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, February 6, 2026.

Earnings Date	Feb 6, 2026
Ex-Dividend Date	Sep 16, 2025

Share Statistics

NSE:KTKBANK has 378.15 million shares outstanding. The number of shares has increased by 4.70% in one year.

Current Share Class	378.15M
Shares Outstanding	378.15M
Shares Change (YoY)	+4.70%
Shares Change (QoQ)	-0.06%
Owned by Insiders (%)	5.98%
Owned by Institutions (%)	21.19%
Float	327.03M

Valuation Ratios

The trailing PE ratio is 6.15 and the forward PE ratio is 4.95.

PE Ratio	6.15
Forward PE	4.95
PS Ratio	1.66
PB Ratio	0.56
P/TBV Ratio	0.56
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.67
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.51%.

Return on Equity (ROE)	9.51%
Return on Assets (ROA)	0.98%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	4.84M
Profits Per Employee	1.31M
Employee Count	8,739
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:KTKBANK has paid 3.22 billion in taxes.

Income Tax	3.22B
Effective Tax Rate	21.92%

Stock Price Statistics

The stock price has decreased by -5.58% in the last 52 weeks. The beta is 0.43, so NSE:KTKBANK's price volatility has been lower than the market average.

Beta (5Y)	0.43
52-Week Price Change	-5.58%
50-Day Moving Average	196.56
200-Day Moving Average	188.89
Relative Strength Index (RSI)	33.58
Average Volume (20 Days)	3,596,306

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:KTKBANK had revenue of INR 42.34 billion and earned 11.48 billion in profits. Earnings per share was 30.33.

Revenue	42.34B
Gross Profit	42.34B
Operating Income	14.70B
Pretax Income	14.70B
Net Income	11.48B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	30.33

Balance Sheet

The company has 74.68 billion in cash and 13.09 billion in debt, with a net cash position of 61.60 billion or 162.89 per share.

Cash & Cash Equivalents	74.68B
Total Debt	13.09B
Net Cash	61.60B
Net Cash Per Share	162.89
Equity (Book Value)	125.89B
Book Value Per Share	332.84
Working Capital	-953.48B

Cash Flow

In the last 12 months, operating cash flow was -18.07 billion and capital expenditures -1.32 billion, giving a free cash flow of -19.39 billion.

Operating Cash Flow	-18.07B
Capital Expenditures	-1.32B
Free Cash Flow	-19.39B
FCF Per Share	-51.28

Margins

Gross Margin	n/a
Operating Margin	34.72%
Pretax Margin	34.72%
Profit Margin	27.11%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 5.00, which amounts to a dividend yield of 2.66%.

Dividend Per Share	5.00
Dividend Yield	2.66%
Dividend Growth (YoY)	-9.09%
Years of Dividend Growth	n/a
Payout Ratio	16.47%
Buyback Yield	-4.70%
Shareholder Yield	-2.04%
Earnings Yield	16.29%
FCF Yield	-27.51%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 17, 2020. It was a forward split with a ratio of 1.1.

Last Split Date	Mar 17, 2020
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2