Manappuram Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	100,478	92,507	96,186	84,885	64,560	58,509
Total Interest Expense	41,845	37,658	35,084	28,401	21,700	19,381
Net Interest Income	58,633	54,849	61,101	56,484	42,860	39,129
Commissions and Fees	491.32	430.92	820.9	1,076	201	233.75
Other Revenue	191.34	469.14	1,315	2,544	1,748	1,805
Revenue Before Loan Losses	59,316	55,749	63,238	60,104	44,809	41,167
Provision for Loan Losses	15,369	15,369	19,139	5,514	3,072	4,839
Revenue	43,947	40,380	44,099	54,590	41,738	36,328
Revenue Growth	10.19%	-8.43%	-19.22%	30.79%	14.89%	-3.38%
Salaries & Employee Benefits	18,869	18,514	17,960	15,973	14,695	11,250
Cost of Services Provided	2,235	2,290	2,594	2,098	1,614	1,819
Other Operating Expenses	3,387	3,490	2,951	3,940	2,989	3,431
Total Operating Expenses	27,593	27,360	26,178	24,476	21,335	18,480
Operating Income	16,353	13,019	17,920	30,114	20,402	17,849
EBT Excluding Unusual Items	16,155	12,821	17,595	29,858	20,402	17,849
Gain (Loss) on Sale of Investments	-173.4	-173.4	-479.68	-209.82	0.19	1.11
Pretax Income	19,505	12,702	16,656	29,595	20,410	17,835
Income Tax Expense	5,051	2,771	4,618	7,620	5,409	4,548
Earnings From Continuing Ops.	14,455	9,932	12,039	21,975	15,002	13,287
Minority Interest in Earnings	40.58	101.58	122.8	-88.13	-41.93	-2.69
Net Income	14,495	10,033	12,161	21,887	14,960	13,284
Net Income to Common	14,495	10,033	12,161	21,887	14,960	13,284
Net Income Growth	81.21%	-17.50%	-44.44%	46.30%	12.61%	-22.96%
Shares Outstanding (Basic)	862	848	846	846	846	846
Shares Outstanding (Diluted)	867	848	846	846	846	846
Shares Change	1.28%	0.16%	0.00%	0.00%	-	0.08%
EPS (Basic)	16.82	11.84	14.37	25.86	17.67	15.70
EPS (Diluted)	16.72	11.83	14.37	25.86	17.67	15.70
EPS Growth	78.92%	-17.63%	-44.44%	46.30%	12.61%	-23.01%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Free Cash Flow	-	-204,381	-6,624	-35,861	-32,759	-5,859
Free Cash Flow Per Share	-	-241.07	-7.83	-42.37	-38.70	-6.92
Dividend Per Share	1.500	2.000	4.000	3.550	3.000	3.000
Dividend Growth	-50.00%	-50.00%	12.68%	18.33%	0%	50.00%
Operating Margin	37.21%	32.24%	40.64%	55.16%	48.88%	49.13%
Profit Margin	32.98%	24.85%	27.58%	40.09%	35.84%	36.57%
Free Cash Flow Margin	-	-506.15%	-15.02%	-65.69%	-78.49%	-16.13%
Effective Tax Rate	25.89%	21.81%	27.72%	25.75%	26.50%	25.50%
Revenue as Reported	103,001	95,247	100,311	89,201	67,499	61,263