Manba Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	3,135	2,369	1,684	1,250	939.8
Total Interest Expense	1,519	1,000	775.7	541.27	438.05
Net Interest Income	1,615	1,369	907.88	708.35	501.75
Other Revenue	20.08	49.78	50.89	39.32	19.71
Revenue Before Loan Losses	1,635	1,419	958.77	747.67	521.46
Provision for Loan Losses	244.69	169.61	113.6	83.13	100.36
Revenue	1,391	1,249	845.17	664.54	421.1
Revenue Growth (YoY)	11.31%	47.83%	27.18%	57.81%	0.98%
Salaries & Employee Benefits	595.16	500.24	384.24	279.99	228.71
Cost of Services Provided	-	10.62	9.25	12.32	13.13
Other Operating Expenses	133.35	191.64	133.12	94.81	14.73
Total Operating Expenses	775.7	748.43	571.52	431.59	294.5
Operating Income	615	500.95	273.66	232.95	126.6
EBT Excluding Unusual Items	615	500.95	273.66	232.95	126.6
Gain (Loss) on Sale of Investments	-	-	112.54	-5.09	-
Pretax Income	615	501.02	386.52	227.87	126.63
Income Tax Expense	161.43	122.99	74.74	62.06	29.23
Net Income	453.56	378.03	311.78	165.8	97.4
Net Income to Common	453.56	378.03	311.78	165.8	97.4
Net Income Growth	19.98%	21.25%	88.05%	70.22%	4.03%
Shares Outstanding (Basic)	50	50	50	38	38
Shares Outstanding (Diluted)	50	50	50	38	38
Shares Change (YoY)	-0.02%	-	33.37%	-	-
EPS (Basic)	9.03	7.52	6.21	4.40	2.59
EPS (Diluted)	9.03	7.52	6.21	4.40	2.59
EPS Growth	20.08%	21.18%	41.04%	70.17%	4.03%
Free Cash Flow	-3,792	-3,262	-1,433	-1,247	465.79
Free Cash Flow Per Share	-75.49	-64.92	-28.52	-33.11	12.37
Dividend Per Share	1.000	0.750	-	-	-
Dividend Growth	33.33%	-	-	-	-
Operating Margin	44.22%	40.10%	32.38%	35.05%	30.06%
Profit Margin	32.61%	30.26%	36.89%	24.95%	23.13%
Free Cash Flow Margin	-272.65%	-261.07%	-169.54%	-187.66%	110.61%
Effective Tax Rate	26.25%	24.55%	19.34%	27.24%	23.08%
Revenue as Reported	3,302	2,504	1,916	1,333	1,066

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.