Muthoot Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	303,750	196,649	145,505	115,565	119,252
Total Interest Expense	109,996	74,123	54,301	42,092	42,559
Net Interest Income	193,754	122,526	91,204	73,473	76,693
Gain (Loss) on Sale of Investments	-	-89.31	-106	0.01	-
Other Revenue	8,342	5,582	5,217	3,412	2,604
Revenue Before Loan Losses	202,096	128,019	96,316	76,885	79,298
Provision for Loan Losses	10,261	9,161	3,178	1,086	2,617
Revenue	191,835	118,857	93,138	75,798	76,680
Revenue Growth (YoY)	61.40%	27.62%	22.88%	-1.15%	6.06%
Salaries & Employee Benefits	27,911	23,250	18,282	14,883	12,368
Cost of Services Provided	-	7,257	5,646	4,456	3,716
Other Operating Expenses	19,502	7,387	6,019	5,091	4,577
Total Operating Expenses	48,786	46,196	33,136	26,444	22,586
Operating Income	143,048	72,661	60,001	49,354	54,095
EBT Excluding Unusual Items	143,048	72,661	60,009	49,365	54,108
Gain (Loss) on Sale of Investments	-	-	-42.8	-115.94	-
Pretax Income	143,048	72,660	59,965	49,228	54,102
Income Tax Expense	36,980	19,136	15,289	12,530	13,789
Earnings From Continuing Ops.	106,069	53,524	44,676	36,698	40,313
Minority Interest in Earnings	-165.3	-194.61	-1,433	-574.68	-147.03
Net Income	105,903	53,329	43,243	36,123	40,166
Net Income to Common	105,903	53,329	43,243	36,123	40,166
Net Income Growth	98.58%	23.32%	19.71%	-10.07%	5.58%
Shares Outstanding (Basic)	401	401	401	401	401
Shares Outstanding (Diluted)	401	401	401	401	401
Shares Change (YoY)	-0.00%	-0.00%	0.01%	-0.00%	-0.01%
EPS (Basic)	263.79	132.84	107.72	89.99	100.10
EPS (Diluted)	263.79	132.83	107.71	89.98	100.05
EPS Growth	98.59%	23.32%	19.70%	-10.06%	5.58%
Free Cash Flow	-475,454	-267,419	-138,279	-29,452	-16,935
Free Cash Flow Per Share	-1184.29	-666.09	-344.41	-73.36	-42.18
Dividend Per Share	30.000	26.000	24.000	22.000	20.000
Dividend Growth	15.38%	8.33%	9.09%	10.00%	-
Operating Margin	74.57%	61.13%	64.42%	65.11%	70.55%
Profit Margin	55.21%	44.87%	46.43%	47.66%	52.38%
Free Cash Flow Margin	-247.85%	-224.99%	-148.47%	-38.86%	-22.09%
Effective Tax Rate	25.85%	26.34%	25.50%	25.45%	25.49%
Revenue as Reported	312,634	203,245	151,627	119,750	122,382

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.