Muthoot Finance Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	105,903	53,329	43,243	36,123	40,166
Depreciation & Amortization	1,373	1,132	889.87	752.37	659.09
Other Amortization	-	28.36	31.19	29.24	40.94
Loss (Gain) From Sale of Investments	7,482	-1,282	-591	-420.35	-488.64
Asset Writedown & Restructuring Costs	-	44.2	41.5	9.53	1.62
Provision for Credit Losses	-	16,311	5,431	2,312	3,824
Stock-Based Compensation	-	-	-	-	-1.98
Change in Accounts Payable	74.43	-8.96	510.48	116.42	-541.46
Change in Other Net Operating Assets	-596,605	-340,242	-179,460	-61,914	-60,736
Other Operating Activities	7,851	5,445	-6,144	-5,047	1,119
Operating Cash Flow	-473,927	-265,249	-136,055	-28,041	-15,964
Capital Expenditures	-1,527	-2,170	-2,224	-1,411	-970.59
Sale of Property, Plant & Equipment	20.44	14.28	19.08	13.99	24.11
Investment in Securities	20,523	-16,773	-834.6	464.01	3,402
Other Investing Activities	5,557	5,196	3,494	2,734	1,756
Investing Cash Flow	24,578	-13,763	453.59	1,810	4,216
Long-Term Debt Issued	501,915	309,474	127,218	14,226	55,565
Total Debt Issued	501,915	309,474	127,218	14,226	55,565
Long-Term Debt Repaid	-61.71	-385.59	-89.23	-4,442	-15,799
Net Debt Issued (Repaid)	501,853	309,088	127,129	9,784	39,766
Issuance of Common Stock	0.22	0.11	0.64	5.15	7.47
Common Dividends Paid	-10,441	-9,648	-8,844	-8,032	-8,027
Other Financing Activities	1,783	974.46	-194.29	2,194	2,709
Financing Cash Flow	493,196	300,415	118,091	3,950	34,455
Foreign Exchange Rate Adjustments	36.86	16.18	23.13	-10.3	-111.38
Net Cash Flow	43,884	21,419	-17,488	-22,291	22,595
Free Cash Flow	-475,454	-267,419	-138,279	-29,452	-16,935
Free Cash Flow Margin	-247.85%	-224.99%	-148.47%	-38.86%	-22.09%
Free Cash Flow Per Share	-1184.29	-666.09	-344.41	-73.36	-42.18
Cash Interest Paid	98,492	67,050	57,593	44,522	39,706
Cash Income Tax Paid	36,479	17,251	16,328	13,218	14,023

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.