Muthoot Finance Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	53,329	43,243	36,123	40,166	38,044
Depreciation & Amortization	1,132	889.87	752.37	659.09	624.91
Other Amortization	28.36	31.19	29.24	40.94	48.69
Loss (Gain) From Sale of Investments	-1,282	-591	-420.35	-488.64	-1,648
Asset Writedown & Restructuring Costs	44.2	41.5	9.53	1.62	1.21
Provision for Credit Losses	16,311	5,431	2,312	3,824	2,551
Stock-Based Compensation	-	-	-	-1.98	14.04
Change in Accounts Payable	-8.96	510.48	116.42	-541.46	-145.56
Change in Other Net Operating Assets	-340,242	-179,460	-61,914	-60,736	-121,974
Other Operating Activities	5,445	-6,144	-5,047	1,119	4,348
Operating Cash Flow	-265,249	-136,055	-28,041	-15,964	-78,143
Capital Expenditures	-2,170	-2,224	-1,411	-970.59	-914.8
Sale of Property, Plant & Equipment	14.28	19.08	13.99	24.11	17.08
Investment in Securities	-16,773	-834.6	464.01	3,402	184.71
Other Investing Activities	5,196	3,494	2,734	1,756	1,100
Investing Cash Flow	-13,763	453.59	1,810	4,216	395.81
Long-Term Debt Issued	309,474	127,218	14,226	55,565	97,337
Total Debt Issued	309,474	127,218	14,226	55,565	97,337
Long-Term Debt Repaid	-385.59	-89.23	-4,442	-15,799	-371.64
Total Debt Repaid	-385.59	-89.23	-4,442	-15,799	-371.64
Net Debt Issued (Repaid)	309,088	127,129	9,784	39,766	96,965
Issuance of Common Stock	0.11	0.64	5.15	7.47	7.92
Common Dividends Paid	-9,648	-8,844	-8,032	-8,027	-6.75
Other Financing Activities	974.46	-194.29	2,194	2,709	157.58
Financing Cash Flow	300,415	118,091	3,950	34,455	97,124
Foreign Exchange Rate Adjustments	16.18	23.13	-10.3	-111.38	-29.46
Net Cash Flow	21,419	-17,488	-22,291	22,595	19,348
Free Cash Flow	-267,419	-138,279	-29,452	-16,935	-79,058
Free Cash Flow Margin	-224.99%	-148.47%	-38.86%	-22.09%	-109.35%
Free Cash Flow Per Share	-666.09	-344.41	-73.36	-42.18	-196.91
Cash Interest Paid	67,050	57,593	44,522	39,706	36,211
Cash Income Tax Paid	17,251	16,328	13,218	14,023	12,873

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.