Muthoot Finance Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Net Income	53,329	43,243	36,123	40,166	38,044	Upgrade
Depreciation & Amortization	1,132	889.87	752.37	659.09	624.91	Upgrade
Other Amortization	28.36	31.19	29.24	40.94	48.69	Upgrade
Loss (Gain) From Sale of Investments	-1,282	-591	-420.35	-488.64	-1,648	Upgrade
Asset Writedown & Restructuring Costs	44.2	41.5	9.53	1.62	1.21	Upgrade
Provision for Credit Losses	16,311	5,431	2,312	3,824	2,551	Upgrade
Stock-Based Compensation	-	-	-	-1.98	14.04	Upgrade
Change in Accounts Payable	-8.96	510.48	116.42	-541.46	-145.56	Upgrade
Change in Other Net Operating Assets	-340,242	-179,460	-61,914	-60,736	-121,974	Upgrade
Other Operating Activities	5,445	-6,144	-5,047	1,119	4,348	Upgrade
Operating Cash Flow	-265,249	-136,055	-28,041	-15,964	-78,143	Upgrade
Capital Expenditures	-2,170	-2,224	-1,411	-970.59	-914.8	Upgrade
Sale of Property, Plant & Equipment	14.28	19.08	13.99	24.11	17.08	Upgrade
Investment in Securities	-16,773	-834.6	464.01	3,402	184.71	Upgrade
Other Investing Activities	5,196	3,494	2,734	1,756	1,100	Upgrade
Investing Cash Flow	-13,763	453.59	1,810	4,216	395.81	Upgrade
Long-Term Debt Issued	309,474	127,218	14,226	55,565	97,337	Upgrade
Total Debt Issued	309,474	127,218	14,226	55,565	97,337	Upgrade
Long-Term Debt Repaid	-385.59	-89.23	-4,442	-15,799	-371.64	Upgrade
Total Debt Repaid	-385.59	-89.23	-4,442	-15,799	-371.64	Upgrade
Net Debt Issued (Repaid)	309,088	127,129	9,784	39,766	96,965	Upgrade
Issuance of Common Stock	0.11	0.64	5.15	7.47	7.92	Upgrade
Common Dividends Paid	-9,648	-8,844	-8,032	-8,027	-6.75	Upgrade
Other Financing Activities	974.46	-194.29	2,194	2,709	157.58	Upgrade
Financing Cash Flow	300,415	118,091	3,950	34,455	97,124	Upgrade
Foreign Exchange Rate Adjustments	16.18	23.13	-10.3	-111.38	-29.46	Upgrade
Net Cash Flow	21,419	-17,488	-22,291	22,595	19,348	Upgrade
Free Cash Flow	-267,419	-138,279	-29,452	-16,935	-79,058	Upgrade
Free Cash Flow Margin	-224.99%	-148.47%	-38.86%	-22.09%	-109.35%	Upgrade
Free Cash Flow Per Share	-666.09	-344.41	-73.36	-42.18	-196.91	Upgrade
Cash Interest Paid	67,050	57,593	44,522	39,706	36,211	Upgrade
Cash Income Tax Paid	17,251	16,328	13,218	14,023	12,873	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.