Muthoot Microfin Limited (NSE:MUTHOOTMF)
246.80
-0.08 (-0.03%)
Jul 31, 2026, 3:29 PM IST
Muthoot Microfin Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 21,583 | 23,932 | 19,893 | 12,990 | 7,345 |
Total Interest Expense | 8,745 | 9,301 | 8,660 | 5,490 | 3,402 |
Net Interest Income | 12,838 | 14,631 | 11,233 | 7,500 | 3,943 |
Commissions and Fees | 948.72 | 973.04 | 409.09 | 173.22 | 61.59 |
Other Revenue | 1,240 | 735.11 | 2,247 | 1,128 | 922.18 |
Revenue Before Loan Losses | 15,027 | 16,339 | 13,888 | 8,801 | 4,927 |
Provision for Loan Losses | 4,393 | 10,423 | 1,725 | 2,233 | 1,112 |
| 10,634 | 5,915 | 12,163 | 6,568 | 3,815 | |
Revenue Growth | 79.76% | -51.37% | 85.19% | 72.14% | 50.90% |
Salaries & Employee Benefits | 6,035 | 5,339 | 4,464 | 3,226 | 2,371 |
Cost of Services Provided | 367.33 | 387.81 | 344.38 | 327.16 | 205.75 |
Other Operating Expenses | 1,673 | 1,513 | 1,186 | 620.17 | 383.6 |
Total Operating Expenses | 8,507 | 7,668 | 6,349 | 4,439 | 3,168 |
Operating Income | 2,127 | -1,753 | 5,814 | 2,129 | 647.21 |
EBT Excluding Unusual Items | 2,054 | -2,895 | 5,814 | 2,129 | 647.21 |
Other Unusual Items | 35.54 | 5.94 | 4.54 | - | - |
Pretax Income | 2,089 | -2,889 | 5,818 | 2,129 | 647.21 |
Income Tax Expense | 386.43 | -663.81 | 1,323 | 489.81 | 173.23 |
Net Income | 1,703 | -2,225 | 4,496 | 1,639 | 473.98 |
Net Income to Common | 1,703 | -2,225 | 4,496 | 1,639 | 473.98 |
Net Income Growth | - | - | 174.32% | 245.77% | 571.93% |
Shares Outstanding (Basic) | 168 | 168 | 145 | 116 | 114 |
Shares Outstanding (Diluted) | 168 | 168 | 149 | 137 | 119 |
Shares Change | 0.15% | 12.70% | 8.66% | 14.66% | 4.48% |
EPS (Basic) | 10.16 | -13.28 | 30.92 | 14.19 | 4.15 |
EPS (Diluted) | 10.15 | -13.28 | 30.25 | 11.98 | 3.97 |
EPS Growth | - | - | 152.50% | 201.76% | 542.55% |
Additional Metrics
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | -5,912 | 13,612 | -12,993 | -23,611 | -10,950 |
Free Cash Flow Per Share | -35.24 | 81.27 | -87.43 | -172.63 | -91.80 |
Operating Margin | 20.00% | -29.63% | 47.80% | 32.41% | 16.96% |
Profit Margin | 16.01% | -37.62% | 36.96% | 24.95% | 12.42% |
Free Cash Flow Margin | -55.60% | 230.11% | -106.83% | -359.50% | -287.02% |
Effective Tax Rate | 18.50% | - | 22.73% | 23.01% | 26.77% |
Revenue as Reported | 23,807 | 25,646 | 22,553 | 14,463 | 8,429 |