PB Fintech Limited (NSE:POLICYBZR)
India · Delayed Price · Currency is INR 1,797.30
-2.70 (-0.15%)
Sep 11, 2026, 3:15 PM IST
PB Fintech Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
| 73,343 | 67,940 | 49,772 | 34,377 | 25,579 | 14,249 | |
Revenue Growth | 38.00% | 36.50% | 44.78% | 34.40% | 79.51% | 60.70% |
Cost of Revenue | 26,218 | 24,780 | 19,701 | 16,515 | 15,457 | 12,703 |
Gross Profit | 47,125 | 43,160 | 30,072 | 17,862 | 10,122 | 1,546 |
Selling, General & Admin | 15,492 | 14,151 | 12,339 | 10,169 | 14,571 | 9,254 |
Other Operating Expenses | 25,492 | 23,909 | 16,801 | 9,556 | 2,167 | 1,314 |
Operating Expenses | 42,410 | 39,420 | 30,352 | 20,612 | 17,375 | 10,996 |
Operating Income | 4,715 | 3,740 | -280.8 | -2,750 | -7,254 | -9,450 |
Interest Expense | -394.5 | -370.9 | -338.3 | -264.6 | -213.6 | -135.68 |
Interest & Investment Income | - | 3,272 | 3,686 | 3,432 | 2,210 | 1,033 |
Earnings From Equity Investments | -51.7 | -12.4 | 2.6 | -20.2 | -1.7 | -0.39 |
Currency Exchange Gain (Loss) | - | 8.4 | -1.8 | -0.3 | 0.2 | -1.23 |
Other Non Operating Income (Expenses) | 3,667 | 5.9 | 1.8 | 2.7 | - | - |
EBT Excluding Unusual Items | 7,936 | 6,643 | 3,070 | 399.8 | -5,259 | -8,555 |
Impairment of Goodwill | - | - | -155.3 | - | - | - |
Gain (Loss) on Sale of Investments | - | 433.3 | 364.6 | 299.4 | 349.8 | 190.96 |
Gain (Loss) on Sale of Assets | - | 1.5 | 3.4 | 0.4 | - | 1.55 |
Asset Writedown | - | -0.4 | -3.5 | - | -0.5 | -0.04 |
Other Unusual Items | - | -4 | 587.7 | 71.5 | 30.3 | 28.79 |
Pretax Income | 7,936 | 7,074 | 3,867 | 771.1 | -4,880 | -8,334 |
Income Tax Expense | 452.2 | 372.4 | 344.6 | 127 | -0.2 | -4.8 |
Earnings From Continuing Operations | 7,484 | 6,701 | 3,522 | 644.1 | -4,879 | -8,329 |
Minority Interest in Earnings | -1.5 | -1.9 | -1.5 | 25.7 | 7.2 | - |
Net Income | 7,482 | 6,699 | 3,521 | 669.8 | -4,872 | -8,329 |
Net Income to Common | 7,482 | 6,699 | 3,521 | 669.8 | -4,872 | -8,329 |
Net Income Growth | 98.25% | 90.29% | 425.64% | - | - | - |
Shares Outstanding (Basic) | 461 | 460 | 454 | 447 | 445 | 410 |
Shares Outstanding (Diluted) | 463 | 463 | 462 | 462 | 445 | 410 |
Shares Change | 0.14% | 0.40% | -0.07% | 3.81% | 8.64% | 12.10% |
EPS (Basic) | 16.25 | 14.58 | 7.75 | 1.50 | -10.95 | -20.34 |
EPS (Diluted) | 16.14 | 14.46 | 7.63 | 1.45 | -10.95 | -20.34 |
EPS Growth | 97.97% | 89.52% | 426.21% | - | - | - |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | - | -384.1 | -2,804 | -547 | -3,647 | -15,994 |
Free Cash Flow Per Share | - | -0.83 | -6.07 | -1.18 | -8.20 | -39.05 |
Gross Margin | 64.25% | 63.53% | 60.42% | 51.96% | 39.57% | 10.85% |
Operating Margin | 6.43% | 5.50% | -0.56% | -8.00% | -28.36% | -66.32% |
Profit Margin | 10.20% | 9.86% | 7.07% | 1.95% | -19.05% | -58.45% |
Free Cash Flow Margin | - | -0.56% | -5.63% | -1.59% | -14.26% | -112.24% |
EBITDA | 6,265 | 4,436 | 319.6 | -2,348 | -7,002 | -9,278 |
EBITDA Margin | 8.54% | 6.53% | 0.64% | -6.83% | -27.37% | -65.12% |
D&A For EBITDA | 1,550 | 696.1 | 600.4 | 401.1 | 251.9 | 172.06 |
EBIT | 4,715 | 3,740 | -280.8 | -2,750 | -7,254 | -9,450 |
EBIT Margin | 6.43% | 5.50% | -0.56% | -8.00% | -28.36% | -66.32% |
Effective Tax Rate | 5.70% | 5.27% | 8.91% | 16.47% | - | - |
Revenue as Reported | 77,010 | 71,665 | 53,850 | 38,183 | 28,168 | 15,503 |
Advertising Expenses | - | 12,126 | 10,901 | 8,990 | 13,573 | 8,545 |