Shalibhadra Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	391.54	348.64	325.66	273.97	220.5	206.14
Total Interest Expense	44.3	52.8	65	71.62	68.8	83
Net Interest Income	347.24	295.84	260.66	202.35	151.7	123.14
Gain (Loss) on Sale of Investments	14.3	14.3	-	-	-	-
Other Revenue	-12.04	1.86	2.01	3.16	2.6	2.85
Revenue Before Loan Losses	351.3	312	262.7	205.57	154.3	125.99
Provision for Loan Losses	14.37	14.37	11.84	9.15	6.8	5.53
Revenue	336.93	297.63	250.86	196.43	147.5	120.46
Revenue Growth (YoY)	15.53%	18.64%	27.71%	33.17%	22.45%	-15.35%
Salaries & Employee Benefits	45.9	40.8	38.4	31.66	28.8	25.83
Cost of Services Provided	1.79	3.39	2.33	1.09	0.8	1.17
Other Operating Expenses	34.71	34.71	32.87	32.65	23.4	21.85
Total Operating Expenses	95.43	91.53	89.96	83.45	66	70.67
Operating Income	241.5	206.1	160.9	112.98	81.5	49.79
EBT Excluding Unusual Items	241.5	206.1	161	113.02	81.5	52.53
Gain (Loss) on Sale of Investments	-	-	-	-	-	-2.62
Pretax Income	241.5	206.1	161	113.02	81.5	49.9
Income Tax Expense	53.6	46.1	41.3	29.21	21.3	14.76
Net Income	187.9	160	119.7	83.81	60.2	35.15
Preferred Dividends & Other Adjustments	-	-	-	-	2.5	-
Net Income to Common	187.9	160	119.7	83.81	57.7	35.15
Net Income Growth	26.36%	33.67%	42.82%	39.22%	71.28%	-39.47%
Shares Outstanding (Basic)	49	31	28	25	20	20
Shares Outstanding (Diluted)	49	31	28	25	20	20
Shares Change (YoY)	69.15%	10.00%	12.90%	23.92%	-	-
EPS (Basic)	3.87	5.19	4.28	3.38	2.88	1.76
EPS (Diluted)	3.32	4.32	4.28	3.38	2.88	1.76
EPS Growth	-35.98%	1.11%	26.50%	17.21%	64.17%	-39.47%
Free Cash Flow	-	-278.6	24.09	-48.12	18.3	71.84
Free Cash Flow Per Share	-	-9.05	0.86	-1.94	0.91	3.59
Dividend Per Share	-	0.400	0.300	0.250	0.200	0.125
Dividend Growth	-	33.33%	20.00%	25.00%	60.00%	-
Operating Margin	71.68%	69.25%	64.14%	57.52%	55.25%	41.33%
Profit Margin	55.77%	53.76%	47.72%	42.67%	39.12%	29.18%
Free Cash Flow Margin	-	-93.61%	9.60%	-24.50%	12.41%	59.64%
Effective Tax Rate	22.20%	22.37%	25.65%	25.85%	26.14%	29.57%
Revenue as Reported	395.7	364.9	327.8	277.2	223.1	211.72

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.