Sonal Mercantile Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	407.58	352.94	393.16	263.88	208.45
Total Interest Expense	239.58	207.66	232.94	150.33	120.61
Net Interest Income	168	145.28	160.22	113.55	87.84
Gain (Loss) on Sale of Investments	-	-	1.43	-	-
Other Revenue	-0	-	-	-	-
Revenue Before Loan Losses	168	145.28	161.65	113.55	87.84
Provision for Loan Losses	1.16	-	-	4.16	0.86
Revenue	166.84	145.28	161.65	109.39	86.98
Revenue Growth (YoY)	14.84%	-10.13%	47.77%	25.77%	24.52%
Salaries & Employee Benefits	5.17	3.68	2.67	2.51	3.89
Cost of Services Provided	-	0.23	0.24	0.24	0.24
Other Operating Expenses	6.44	2.45	2.41	1.87	1.66
Total Operating Expenses	11.88	6.75	5.86	5.02	5.79
Operating Income	154.96	138.52	155.79	104.37	81.19
Earnings From Equity Investments	142.04	219.16	124.92	101.49	109.33
EBT Excluding Unusual Items	297	357.68	280.71	205.86	191.18
Pretax Income	297	358.76	281.36	206.65	191.18
Income Tax Expense	40.28	35.53	39.37	26.68	20.94
Net Income	256.72	323.22	241.99	179.97	170.24
Net Income to Common	256.72	323.22	241.99	179.97	170.24
Net Income Growth	-20.58%	33.57%	34.46%	5.71%	19.60%
Shares Outstanding (Basic)	13	13	13	15	15
Shares Outstanding (Diluted)	13	13	13	15	15
Shares Change (YoY)	0.01%	0.30%	-10.77%	-	0.02%
EPS (Basic)	19.46	24.50	18.40	12.21	11.55
EPS (Diluted)	19.46	24.50	18.40	12.21	11.55
EPS Growth	-20.57%	33.15%	50.68%	5.71%	19.57%
Free Cash Flow	171.01	11.56	2.77	-14.89	-210.6
Free Cash Flow Per Share	12.96	0.88	0.21	-1.01	-14.29
Operating Margin	92.88%	95.35%	96.38%	95.41%	93.34%
Profit Margin	153.87%	222.49%	149.71%	164.52%	195.73%
Free Cash Flow Margin	102.50%	7.95%	1.71%	-13.61%	-242.13%
Effective Tax Rate	13.56%	9.90%	13.99%	12.91%	10.95%
Revenue as Reported	407.57	354.01	395.24	264.67	209.11