Suryoday Small Finance Bank Limited (NSE:SURYODAY)

India · Delayed Price · Currency is INR

162.35

+0.70 (0.43%)

Jul 31, 2026, 3:30 PM IST

NSE:SURYODAY Financials Overview

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Revenue	14,071	12,739	10,780	10,155	6,074	2,860
Revenue Growth	32.76%	18.17%	6.16%	67.19%	112.35%	-16.05%
Net Income	1,919	1,520	1,150	2,160	776.91	-930.32
Earnings Per Share	18.04	14.29	10.75	20.15	7.32	-8.76
EPS Growth	140.19%	32.93%	-46.65%	175.34%	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Treasury	3,093	3,028	2,386	2,069	1,270	1,376
Retail Banking	25,148	23,426	20,391	17,052	12,632	9,911
Corporate	1,688	1,624	1,234	1,002	478.1	492
Other Banking Operations	524.4	521.6	344.2	317.3	54.9	65.2
Total	30,264	28,600	24,356	20,440	14,435	11,845

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Investments	9,439	9,439	5,821	4,554	1,474	4,281
Total Debt	31,224	31,224	27,103	24,430	27,654	25,513
Net Cash (Debt)	-21,785	-21,785	-21,282	-19,876	-26,181	-21,232
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-204.80	-204.84	-200.20	-186.86	-246.62	-200.04

Cash Flow & CapEx

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Operating Cash Flow	-	-27,621	-14,824	-16,758	-14,105	-9,406
Capital Expenditures	-	-755.9	-1,769	-556.7	-926.35	-914.23
Free Cash Flow	-	-28,377	-16,593	-17,315	-15,032	-10,321
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Profit Margin	13.64%	11.93%	10.66%	21.27%	12.79%	-32.52%
FCF Margin	-	-222.75%	-153.92%	-170.50%	-247.48%	-360.82%

Dividends

Fiscal Year	Current	FY 2026
Period Ending	Aug '26 Aug 3, 2026	Mar '26 Mar 31, 2026
Dividend Per Share	1.500	1.500
Dividend Per Share Growth	0%	-
Dividend Yield	0.93%	1.27%

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug '26 Aug 3, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
PE Ratio	8.98	8.31	9.27	7.91	13.02	-
Forward PE	5.40	5.17	4.71	6.59	6.36	8.71
PS Ratio	1.22	0.99	0.99	1.68	1.67	3.26