Suryoday Small Finance Bank Limited (NSE:SURYODAY)

India · Delayed Price · Currency is INR

148.92

+3.68 (2.53%)

Nov 11, 2026, 1:54 PM IST

NSE:SURYODAY Financials Overview

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Revenue	15,630	12,739	10,780	10,155	6,074	2,860
Revenue Growth	45.06%	18.17%	6.16%	67.19%	112.35%	-16.05%
Net Income	2,380	1,520	1,150	2,160	776.91	-930.32
Earnings Per Share	22.36	14.29	10.75	20.15	7.32	-8.76
EPS Growth	268.42%	32.93%	-46.65%	175.34%	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Treasury	3,386	3,028	2,386	2,069	1,270	1,376
Retail Banking	27,296	23,426	20,391	17,052	12,632	9,911
Corporate	1,841	1,624	1,234	1,002	478.1	492
Other Banking Operations	516.3	521.6	344.2	317.3	54.9	65.2
Total	32,563	28,600	24,356	20,440	14,435	11,845

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Investments	13,328	9,439	5,821	4,554	1,474	4,281
Total Debt	25,320	31,224	27,103	24,430	27,654	25,513
Net Cash (Debt)	-11,991	-21,785	-21,282	-19,876	-26,181	-21,232
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-112.65	-204.84	-200.20	-186.86	-246.62	-200.04

Cash Flow & CapEx

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Operating Cash Flow	-34,576	-27,621	-14,824	-16,758	-14,105	-9,406
Capital Expenditures	-840.7	-755.9	-1,769	-556.7	-926.35	-914.23
Free Cash Flow	-35,417	-28,377	-16,593	-17,315	-15,032	-10,321
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Profit Margin	15.23%	11.93%	10.66%	21.27%	12.79%	-32.52%
FCF Margin	-226.60%	-222.75%	-153.92%	-170.50%	-247.48%	-360.82%

Dividends

Fiscal Year	Current	FY 2026
Period Ending	Nov '26 Nov 11, 2026	Mar '26 Mar 31, 2026
Dividend Per Share	1.500	1.500
Dividend Per Share Growth	0%	-
Dividend Yield	1.01%	1.26%

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov '26 Nov 11, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
PE Ratio	6.66	8.31	9.27	7.91	13.02	-
Forward PE	4.74	5.17	4.71	6.59	6.36	8.71
PS Ratio	0.99	0.99	0.99	1.68	1.67	3.26