Suryoday Small Finance Bank Limited (NSE:SURYODAY)

NSE:SURYODAY Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	14,661	3,804	486.96	3,786	5,023
Investment Securities	31,375	25,993	25,702	20,577	18,737
Total Investments	31,375	25,993	25,702	20,577	18,737
Gross Loans	99,744	82,505	61,135	50,632	41,856
Allowance for Loan Losses	-	-1,725	-984.29	-3,123	-2,028
Net Loans	99,744	80,780	60,151	47,509	39,828
Property, Plant & Equipment	2,901	1,688	1,645	1,152	432.2
Accrued Interest Receivable	-	1,224	820.28	786.29	730.16
Other Receivables	2,432	-	-	-	-
Restricted Cash	-	7,997	7,765	5,991	908.71
Other Current Assets	-	-	103.25	259.62	215.26
Long-Term Deferred Tax Assets	-	508.8	974.47	1,063	613.58
Other Long-Term Assets	5,030	1,783	965.54	677.72	632.09
Total Assets	156,144	123,777	98,612	81,802	67,120
Interest Bearing Deposits	105,796	71,307	49,751	37,582	31,482
Non-Interest Bearing Deposits	-	6,465	1,916	956.5	1,074
Total Deposits	105,796	77,773	51,667	38,539	32,557
Current Portion of Long-Term Debt	-	13,140	8,352	5,170	5,612
Accrued Interest Payable	-	859.32	494.46	217.35	184.64
Other Current Liabilities	-	332.92	258.92	355.73	234.88
Long-Term Debt	27,103	11,290	19,302	20,343	11,054
Other Long-Term Liabilities	3,974	2,333	2,690	2,125	1,508
Total Liabilities	136,873	105,727	82,765	66,751	51,151
Common Stock	1,063	1,062	1,062	1,062	1,061
Additional Paid-In Capital	-	11,872	11,865	11,871	11,867
Retained Earnings	-	5,000	2,819	2,012	2,927
Comprehensive Income & Other	18,208	114.87	101.65	105.96	113.35
Shareholders' Equity	19,271	18,050	15,847	15,051	15,969
Total Liabilities & Equity	156,144	123,777	98,612	81,802	67,120
Total Debt	27,103	24,430	27,654	25,513	16,666
Net Cash (Debt)	-12,442	-19,876	-26,181	-21,232	-10,693
Net Cash Per Share	-116.33	-186.86	-246.62	-200.04	-118.39
Filing Date Shares Outstanding	106.23	106.2	106.16	106.16	106.13
Total Common Shares Outstanding	106.23	106.2	106.16	106.16	106.13
Book Value Per Share	181.41	169.96	149.28	141.78	150.46
Tangible Book Value	19,271	18,050	15,847	15,051	15,969
Tangible Book Value Per Share	181.41	169.96	149.28	141.78	150.46

Updated Jan 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.