Suryoday Small Finance Bank Limited (NSE:SURYODAY)

NSE:SURYODAY Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Cash & Equivalents	7,212	3,804	486.96	3,786	5,023	7,830
Investment Securities	30,677	25,993	25,702	20,577	18,737	8,082
Total Investments	30,677	25,993	25,702	20,577	18,737	8,082
Gross Loans	93,266	82,505	61,135	50,632	41,856	36,264
Allowance for Loan Losses	-	-1,725	-984.29	-3,123	-2,028	-944.45
Net Loans	93,266	80,780	60,151	47,509	39,828	35,319
Property, Plant & Equipment	2,871	1,688	1,645	1,152	432.2	387.3
Accrued Interest Receivable	-	1,224	820.28	786.29	730.16	566.95
Restricted Cash	-	7,997	7,765	5,991	908.71	541.75
Other Current Assets	-	-	103.25	259.62	215.26	103.46
Long-Term Deferred Tax Assets	-	508.8	974.47	1,063	613.58	426.9
Other Long-Term Assets	3,929	1,783	965.54	677.72	632.09	387.71
Total Assets	139,265	123,777	98,612	81,802	67,120	53,645
Interest Bearing Deposits	97,076	71,307	49,751	37,582	31,482	27,901
Non-Interest Bearing Deposits	-	6,465	1,916	956.5	1,074	585.99
Total Deposits	97,076	77,773	51,667	38,539	32,557	28,487
Current Portion of Long-Term Debt	-	13,140	8,352	5,170	5,612	5,140
Accrued Interest Payable	-	859.32	494.46	217.35	184.64	220.28
Other Current Liabilities	-	332.92	258.92	355.73	234.88	48.92
Long-Term Debt	19,560	11,290	19,302	20,343	11,054	7,506
Other Long-Term Liabilities	3,026	2,333	2,690	2,125	1,508	1,580
Total Liabilities	119,662	105,727	82,765	66,751	51,151	42,983
Common Stock	1,063	1,062	1,062	1,062	1,061	865.94
Additional Paid-In Capital	-	11,872	11,865	11,871	11,867	6,911
Retained Earnings	-	5,000	2,819	2,012	2,927	2,813
Comprehensive Income & Other	18,540	114.87	101.65	105.96	113.35	72.95
Shareholders' Equity	19,603	18,050	15,847	15,051	15,969	10,662
Total Liabilities & Equity	139,265	123,777	98,612	81,802	67,120	53,645
Total Debt	19,560	24,430	27,654	25,513	16,666	12,646
Net Cash (Debt)	-12,348	-19,876	-26,181	-21,232	-10,693	-3,586
Net Cash Per Share	-116.25	-186.86	-246.62	-200.04	-118.39	-42.90
Filing Date Shares Outstanding	106.39	106.2	106.16	106.16	106.13	89.12
Total Common Shares Outstanding	106.39	106.2	106.16	106.16	106.13	86.59
Book Value Per Share	184.26	169.96	149.28	141.78	150.46	123.13
Tangible Book Value	19,603	18,050	15,847	15,051	15,969	10,662
Tangible Book Value Per Share	184.26	169.96	149.28	141.78	150.46	123.13

Updated Jan 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.