Union Bank of India (NSE:UNIONBANK)
India flag India · Delayed Price · Currency is INR
172.39
+1.89 (1.11%)
Jul 27, 2026, 9:30 AM IST

Union Bank of India Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
510,220489,864459,654480,141356,338282,690
Revenue Growth
-2.72%6.57%-4.27%34.74%26.05%25.20%
Net Income
206,438194,302180,270137,97185,11752,653
Earnings Per Share
27.0425.4523.6219.1512.457.77
EPS Growth
9.72%7.77%23.32%53.82%60.23%73.85%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Treasury Operations
286,860301,075310,314306,821264,429268,157
Retail Banking Operations - Digital Banking Operations
10,1439,8249,6369,4205,665-
Retail Banking Operations - Non Digital Banking Operations
470,937465,916441,283391,342305,122-
Corporate / Wholesale Banking
449,440443,786460,219422,243359,417257,768
Other Banking Operations
19,49917,45124,64318,13419,79413,976
Unallocated
54,04345,94435,52733,92321,98816,886
Total
1,290,9211,283,9951,281,6221,181,884970,785817,541

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
526,359315,115434,237690,196651,824774,272
Total Debt
732,926777,979649,924269,743427,366512,452
Net Cash (Debt)
-206,567-462,864-215,687420,453224,458261,820
Net Cash Growth
---87.32%-14.27%-
Net Cash Per Share
-27.06-60.63-28.2558.3732.8438.66

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--707,683-705,824-843,418-799,539-723,749
Capital Expenditures
--32,238-16,676-16,488-30,656-7,495
Free Cash Flow
--739,921-722,500-859,906-830,195-731,245
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
40.46%39.66%39.22%28.74%23.89%18.63%
FCF Margin
--151.05%-157.18%-179.09%-232.98%-258.67%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJul '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
5.0005.0004.7503.6003.0001.900
Dividend Per Share Growth
5.26%5.26%31.94%20.00%57.89%-
Dividend Yield
2.93%3.14%4.01%2.56%5.09%5.85%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJul '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
6.316.455.348.495.345.02
Forward PE
6.6211.3111.3111.3111.3111.31
PS Ratio
2.552.562.102.441.280.94