Union Bank of India (NSE: UNIONBANK)

Union Bank of India Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Cash & Equivalents	1,048,122	690,196	651,824	774,272	506,641	371,349
Investment Securities	3,603,086	3,439,529	3,437,270	3,518,390	3,390,585	1,542,515
Total Investments	3,603,086	3,439,529	3,437,270	3,518,390	3,390,585	1,542,515
Gross Loans	9,006,614	8,740,797	7,642,767	6,633,557	5,933,201	3,176,774
Net Loans	9,006,614	8,740,797	7,642,767	6,633,557	5,933,201	3,176,774
Property, Plant & Equipment	92,493	90,267	86,561	69,669	70,661	47,070
Goodwill	-	-	-	-	-	124.94
Other Intangible Assets	-	2,331	1,919	2,415	3,003	685.14
Accrued Interest Receivable	-	108,738	91,917	77,768	61,680	26,094
Restricted Cash	-	506,263	474,165	423,310	340,992	181,139
Other Current Assets	-	71,305	112,691	83,808	78,369	15,114
Long-Term Deferred Tax Assets	-	37,139	86,628	122,953	156,750	73,569
Other Real Estate Owned & Foreclosed	-	1.33	1.33	1.33	1.24	0.39
Other Long-Term Assets	491,684	333,393	297,829	231,513	281,890	120,656
Total Assets	14,241,999	14,019,959	12,883,571	11,937,656	10,823,774	5,555,091
Interest Bearing Deposits	12,451,771	11,508,205	10,463,230	9,616,513	8,619,455	4,259,433
Non-Interest Bearing Deposits	-	737,729	739,989	727,165	637,084	264,928
Total Deposits	12,451,771	12,245,934	11,203,219	10,343,678	9,256,539	4,524,361
Accrued Interest Payable	-	52,476	60,343	45,494	31,808	18,768
Other Current Liabilities	-	26,414	26,498	26,890	23,030	9,092
Long-Term Debt	259,400	269,743	427,366	512,452	519,222	527,141
Other Long-Term Liabilities	454,154	449,416	378,110	300,531	345,797	135,834
Total Liabilities	13,165,325	13,043,983	12,095,536	11,229,045	10,176,396	5,215,196
Common Stock	76,336	76,336	68,347	68,347	64,068	34,228
Additional Paid-In Capital	-	255,948	184,228	183,927	173,785	252,777
Retained Earnings	-	511,466	400,378	333,971	297,005	1,942
Comprehensive Income & Other	999,298	131,187	134,042	121,326	111,479	49,907
Total Common Equity	1,075,634	974,937	786,995	707,571	646,338	338,854
Minority Interest	1,040	1,040	1,040	1,040	1,040	1,040
Shareholders' Equity	1,076,674	975,977	788,035	708,611	647,378	339,894
Total Liabilities & Equity	14,241,999	14,019,959	12,883,571	11,937,656	10,823,774	5,555,091
Total Debt	259,400	269,743	427,366	512,452	519,222	527,141
Net Cash (Debt)	788,722	420,453	224,458	261,820	-12,581	-155,792
Net Cash Growth	37.96%	87.32%	-14.27%	-	-	-
Net Cash Per Share	104.45	58.37	32.84	38.66	-1.96	-67.13
Filing Date Shares Outstanding	7,634	7,634	6,835	6,835	6,407	6,407
Total Common Shares Outstanding	7,634	7,634	6,835	6,835	6,407	3,423
Book Value Per Share	140.91	127.72	115.15	103.53	100.88	99.00
Tangible Book Value	1,075,634	972,606	785,076	705,157	643,334	338,044
Tangible Book Value Per Share	140.91	127.41	114.87	103.17	100.41	98.76

Source: S&P Capital IQ. Banks template. Financial Sources.