Aurskog Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	1,117	1,074	845.65	484.53	301.19	306.15
Interest Income on Investments	25.22	13.09	17.65	23.34	17.79	19.43
Total Interest Income	1,142	1,087	863.29	507.87	318.97	325.58
Interest Paid on Deposits	754.8	703.69	498.43	212.58	97.16	130.92
Net Interest Income	387.24	383.78	364.86	295.29	221.81	194.66
Net Interest Income Growth (YoY)	0.20%	5.18%	23.56%	33.13%	13.94%	-1.57%
Gain (Loss) on Sale of Investments	35.12	27.82	18.86	2.21	4.03	10.06
Other Non-Interest Income	78.6	68	57.19	57.25	59.79	49.57
Total Non-Interest Income	113.71	95.82	76.05	59.46	63.82	59.63
Non-Interest Income Growth (YoY)	33.60%	26.00%	27.90%	-6.84%	7.03%	7.93%
Revenues Before Loan Losses	500.95	479.6	440.91	354.75	285.63	254.3
Provision for Loan Losses	1.32	14.82	8.36	-6.34	-2.53	12.18
Revenue	499.64	464.77	432.55	361.09	288.16	242.11
Revenue Growth (YoY)	9.41%	7.45%	19.79%	25.31%	19.02%	-2.39%
Salaries and Employee Benefits	92.54	81.41	76.07	65.51	55.58	51.84
Occupancy Expenses	6.21	5.15	4.73	5.41	4.77	4.22
Selling, General & Administrative	-	-	-	7.64	5.49	4.25
Other Non-Interest Expense	76.11	71.12	71.68	47.96	42.07	41.37
Total Non-Interest Expense	174.85	157.68	152.48	126.52	107.9	101.68
EBT Excluding Unusual Items	324.78	307.1	280.07	234.56	180.26	140.44
Other Unusual Items	-	-	-	-3.45	-17	-
Pretax Income	324.78	307.1	280.07	231.12	163.26	140.44
Income Tax Expense	76.96	68.88	65.08	53.53	36.01	29.79
Net Income	247.82	238.22	214.99	177.59	127.25	110.64
Preferred Dividends & Other Adjustments	157.02	146.2	126.72	106.32	80.94	69.29
Net Income to Common	90.81	92.02	88.28	71.27	46.31	41.35
Net Income Growth	6.22%	10.80%	21.06%	39.56%	15.01%	-5.63%
Basic Shares Outstanding	5	5	5	5	3	3
Diluted Shares Outstanding	5	5	5	5	3	3
Shares Change (YoY)	-	-	-	43.82%	-	-
EPS (Basic)	19.64	19.91	19.10	15.42	14.41	12.86
EPS (Diluted)	19.64	19.91	19.10	15.42	14.41	12.86
EPS Growth	-1.37%	4.25%	23.87%	7.01%	11.99%	0.45%
Dividend Per Share	15.000	15.000	15.000	10.000	11.500	10.000
Dividend Growth	-	-	50.00%	-13.04%	15.00%	-9.09%
Effective Tax Rate	23.70%	22.43%	23.24%	23.16%	22.06%	21.22%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.