Aurskog Sparebank (OSL:AURG)

Aurskog Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,111	1,074	845.65	484.53	301.19	306.15
Interest Income on Investments	22.61	13.09	17.65	23.34	17.79	19.43
Total Interest Income	1,134	1,087	863.29	507.87	318.97	325.58
Interest Paid on Deposits	745.44	703.69	498.43	212.58	97.16	130.92
Net Interest Income	388.64	383.78	364.86	295.29	221.81	194.66
Net Interest Income Growth (YoY)	2.73%	5.18%	23.56%	33.13%	13.94%	-1.57%
Gain (Loss) on Sale of Investments	37.01	27.82	18.86	2.21	4.03	10.06
Other Non-Interest Income	70.7	68	57.19	57.25	59.79	49.57
Total Non-Interest Income	107.71	95.82	76.05	59.46	63.82	59.63
Non-Interest Income Growth (YoY)	32.20%	26.00%	27.90%	-6.84%	7.03%	7.93%
Revenues Before Loan Losses	496.35	479.6	440.91	354.75	285.63	254.3
Provision for Loan Losses	8.9	14.82	8.36	-6.34	-2.53	12.18
Revenue	487.44	464.77	432.55	361.09	288.16	242.11
Revenue Growth (YoY)	9.33%	7.45%	19.79%	25.31%	19.02%	-2.39%
Salaries and Employee Benefits	89.56	81.41	76.07	65.51	55.58	51.84
Occupancy Expenses	6.75	5.15	4.73	5.41	4.77	4.22
Selling, General & Administrative	-	-	-	7.64	5.49	4.25
Other Non-Interest Expense	74.31	71.12	71.68	47.96	42.07	41.37
Total Non-Interest Expense	170.63	157.68	152.48	126.52	107.9	101.68
EBT Excluding Unusual Items	316.82	307.1	280.07	234.56	180.26	140.44
Other Unusual Items	-	-	-	-3.45	-17	-
Pretax Income	316.82	307.1	280.07	231.12	163.26	140.44
Income Tax Expense	71.7	68.88	65.08	53.53	36.01	29.79
Net Income	245.12	238.22	214.99	177.59	127.25	110.64
Preferred Dividends & Other Adjustments	70.96	146.2	126.72	106.32	80.94	69.29
Net Income to Common	174.16	92.02	88.28	71.27	46.31	41.35
Net Income Growth	7.39%	10.80%	21.06%	39.56%	15.01%	-5.63%
Basic Shares Outstanding	-	5	5	5	3	3
Diluted Shares Outstanding	-	5	5	5	3	3
Shares Change (YoY)	-	-	-	43.82%	-	-
EPS (Basic)	-	19.91	19.10	15.42	14.41	12.86
EPS (Diluted)	-	19.91	19.10	15.42	14.41	12.86
EPS Growth	-	4.25%	23.87%	7.01%	11.99%	0.45%
Dividend Per Share	15.000	15.000	15.000	10.000	11.500	10.000
Dividend Growth	-	-	50.00%	-13.04%	15.00%	-9.09%
Effective Tax Rate	22.63%	22.43%	23.24%	23.16%	22.06%	21.22%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.