Aurskog Sparebank (OSL:AURG)
Norway flag Norway · Delayed Price · Currency is NOK
262.20
+0.15 (0.06%)
Oct 23, 2026, 3:00 PM CEST

Aurskog Sparebank Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
523.41516.51461.41432.55361.09288.16
Revenue Growth
7.94%11.94%6.67%19.79%25.31%19.02%
Net Income
86.5589.4884.1288.2871.2746.31
Earnings Per Share
18.5319.3618.2019.1015.4214.41
EPS Growth
1.03%6.38%-4.71%23.87%7.01%11.99%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Personal Market
406.04394.6372.2326.04229.12181.18
Unallocated
-300.61-232.99-221.36-116.76-36.5-9.29
Business Market
283.03275.12269.22223.26168.47116.28
Total
388.46436.73420.07432.55361.09288.16

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
990.071,5381,366839.85536.15386.83
Total Debt
6,4216,2595,4344,6803,9953,834
Net Cash (Debt)
-5,431-4,721-4,068-3,840-3,459-3,447
Net Cash Growth
------
Net Cash Per Share
-1162.95-1021.36-880.07-830.70-748.17-1072.59

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-716.17-521.34-744.51-176.76-30.91-779.36
Capital Expenditures
-3.12-3.86-0.71-0.58-0.36-3.17
Free Cash Flow
-719.29-525.2-745.22-177.34-31.26-782.53
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
16.54%17.32%18.23%20.41%19.74%16.07%
FCF Margin
-137.42%-101.68%-161.51%-41.00%-8.66%-271.56%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
17.00017.00015.00015.00010.00011.500
Dividend Per Share Growth
13.33%13.33%0%50.00%-13.04%15.00%
Dividend Yield
6.48%6.29%6.38%6.76%4.54%4.79%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.1513.9612.9111.6314.2716.66
Forward PE
14.6613.3212.4311.5713.4415.34
PS Ratio
2.322.422.352.372.822.68