Aurskog Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,121	1,079	845.65	484.53	301.19
Interest Income on Investments	29.78	13.41	17.65	23.34	17.79
Total Interest Income	1,151	1,093	863.29	507.87	318.97
Interest Paid on Deposits	756.02	703.87	498.43	212.58	97.16
Net Interest Income	395.23	388.75	364.86	295.29	221.81
Net Interest Income Growth (YoY)	1.67%	6.55%	23.56%	33.13%	13.94%
Gain (Loss) on Sale of Investments	49.83	27.82	18.86	2.21	4.03
Other Non-Interest Income	78.48	59.67	57.19	57.25	59.79
Total Non-Interest Income	128.31	87.48	76.05	59.46	63.82
Non-Interest Income Growth (YoY)	46.67%	15.04%	27.90%	-6.84%	7.03%
Revenues Before Loan Losses	523.54	476.24	440.91	354.75	285.63
Provision for Loan Losses	7.03	14.82	8.36	-6.34	-2.53
Revenue	516.51	461.41	432.55	361.09	288.16
Revenue Growth (YoY)	11.94%	6.67%	19.79%	25.31%	19.02%
Salaries and Employee Benefits	95.1	81.41	76.07	65.51	55.58
Occupancy Expenses	10.25	8.25	4.73	5.41	4.77
Selling, General & Administrative	12.94	11.45	-	7.64	5.49
Other Non-Interest Expense	63.54	55.77	71.68	47.96	42.07
Total Non-Interest Expense	181.83	156.87	152.48	126.52	107.9
EBT Excluding Unusual Items	334.68	304.54	280.07	234.56	180.26
Other Unusual Items	-	-	-	-3.45	-17
Pretax Income	334.68	304.54	280.07	231.12	163.26
Income Tax Expense	74.82	68.81	65.08	53.53	36.01
Net Income	259.86	235.73	214.99	177.59	127.25
Preferred Dividends & Other Adjustments	170.38	151.61	126.72	106.32	80.94
Net Income to Common	89.48	84.12	88.28	71.27	46.31
Net Income Growth	10.24%	9.65%	21.06%	39.56%	15.01%
Basic Shares Outstanding	5	5	5	5	3
Diluted Shares Outstanding	5	5	5	5	3
Shares Change (YoY)	-	-	-	43.82%	-
EPS (Basic)	19.36	18.20	19.10	15.42	14.41
EPS (Diluted)	19.36	18.20	19.10	15.42	14.41
EPS Growth	6.38%	-4.71%	23.87%	7.01%	11.99%
Dividend Per Share	17.000	15.000	15.000	10.000	11.500
Dividend Growth	13.33%	-	50.00%	-13.04%	15.00%
Effective Tax Rate	22.35%	22.60%	23.24%	23.16%	22.06%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.