Bien Sparebank ASA (OSL:BIEN)
Norway · Delayed Price · Currency is NOK 145.00
0.00 (0.00%)
At close: Aug 4, 2026
Bien Sparebank ASA Financials Overview
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 166.63 | 167.68 | 153.5 | 145.61 | 115.54 | 98.45 |
Revenue Growth | 9.45% | 9.23% | 5.42% | 26.03% | 17.35% | 5.57% |
Net Income Net Income Growth | 65.12 | 65.2 | 60.77 | 55.85 | 42.09 | 29.5 |
Earnings Per Share EPS Growth | 11.46 | 10.82 | 10.70 | 9.21 | 7.05 | 188.15 |
EPS Growth | 8.81% | 1.12% | 16.18% | 30.64% | -96.25% | 14.24% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Undistributed Undistributed Growth | -14.32 | -9.41 | -12.55 | -6.22 | -1.91 | -12.11 |
Corporate Market Corporate Market Growth | 14.95 | 12.8 | 2.44 | 10.67 | 24.78 | 21.31 |
Retail Market Retail Market Growth | 173.18 | 169.07 | 162.82 | 136.47 | 98.66 | 88.94 |
Total Total Growth | 173.81 | 172.46 | 152.71 | 140.91 | 121.54 | 98.13 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 73.7 | 73.55 | 69.37 | 68.21 | 66.75 | 66.55 |
Total Debt Total Debt Growth | 1,209 | 1,154 | 952.51 | 873 | 820.79 | 888.67 |
Net Cash (Debt) Net Cash Growth | -1,209 | -1,154 | -952.51 | -873 | -820.79 | -888.67 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -212.81 | -203.09 | -167.69 | -153.69 | -144.50 | -5668.71 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -29.87 | -154.99 | 26.11 | -170.29 | 84.8 | 24.8 |
Free Cash Flow Free Cash Flow Growth | -29.87 | -154.99 | 26.11 | -170.29 | 84.8 | 24.8 |
Free Cash Flow Growth | - | - | - | - | 241.95% | -18.46% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 49.54% | 49.31% | 50.95% | 48.95% | 44.07% | 36.68% |
Profit Margin | 39.08% | 38.88% | 39.59% | 38.35% | 36.43% | 29.96% |
FCF Margin | -17.93% | -92.43% | 17.01% | -116.95% | 73.40% | 25.19% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 5.730 | 5.730 | 5.350 | 4.920 | 3.700 |
Dividend Per Share Growth | 7.25% | 7.10% | 8.74% | 32.97% | - |
Dividend Yield | 3.95% | 3.24% | 4.03% | 4.27% | 2.24% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 13.41 | 15.25 | 11.40 | 9.42 | 13.05 | - |
Forward PE | 13.06 | 15.21 | 12.08 | 9.19 | - | - |
P/FCF Ratio | - | - | 26.54 | - | 6.16 | - |
PS Ratio | 4.85 | 5.59 | 4.51 | 3.39 | 4.52 | - |