Bien Sparebank ASA (OSL:BIEN)
Norway · Delayed Price · Currency is NOK 144.00
0.00 (0.00%)
At close: Aug 26, 2026
Bien Sparebank ASA Financials Overview
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 165.23 | 168.39 | 153.51 | 145.61 | 115.56 | 98.53 |
Revenue Growth | 3.75% | 9.70% | 5.42% | 26.01% | 17.27% | 5.65% |
Net Income Net Income Growth | 57.79 | 61.44 | 56.9 | 52.29 | 40.07 | 29.5 |
Earnings Per Share EPS Growth | 10.17 | 10.82 | 10.02 | 9.21 | 7.05 | 5.88 |
EPS Growth | -0.82% | 7.97% | 8.83% | 30.50% | 19.98% | 13.38% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Market Retail Market Growth | 173.41 | 169.07 | 162.82 | 136.47 | 98.66 | 88.94 |
Corporate Market Corporate Market Growth | 15.23 | 12.8 | 2.44 | 10.67 | 24.78 | 21.31 |
Unallocated Unallocated Growth | -19.35 | -9.41 | -12.55 | -6.22 | -1.91 | -12.11 |
Total Total Growth | 169.3 | 172.46 | 152.71 | 140.91 | 121.54 | 98.13 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 933.63 | 73.55 | 110.49 | 100.12 | 922.07 | 1,182 |
Total Debt Total Debt Growth | 1,472 | 1,398 | 1,131 | 1,065 | 922.35 | 959.31 |
Net Cash (Debt) Net Cash Growth | -537.99 | -1,324 | -1,021 | -964.44 | -0.28 | 222.53 |
Net Cash Growth | - | - | - | - | - | 36.77% |
Net Cash Per Share Net Cash Per Share Growth | -94.71 | -233.16 | -179.70 | -169.79 | -0.05 | 44.36 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -68.87 | -154.99 | 26.11 | -170.29 | 84.8 | 24.8 |
Capital Expenditures CapEx Growth | -0.21 | - | - | - | - | - |
Free Cash Flow Free Cash Flow Growth | -69.08 | -154.99 | 26.11 | -170.29 | 84.8 | 24.8 |
Free Cash Flow Growth | - | - | - | - | 241.95% | -5.46% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 34.98% | 36.48% | 37.07% | 35.91% | 34.67% | 29.93% |
FCF Margin | -41.81% | -92.04% | 17.01% | -116.95% | 73.39% | 25.17% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 5.730 | 5.730 | 5.350 | 4.920 | 3.700 |
Dividend Per Share Growth | 7.25% | 7.10% | 8.74% | 32.97% | - |
Dividend Yield | 3.98% | 3.61% | 4.71% | 6.45% | 4.77% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 14.15 | 15.26 | 12.18 | 9.43 | 13.04 | - |
Forward PE | 13.46 | 15.21 | 12.08 | 9.19 | - | - |
P/FCF Ratio | - | - | 26.54 | - | 6.16 | - |
PS Ratio | 4.95 | 5.57 | 4.51 | 3.39 | 4.52 | - |