Bien Sparebank ASA (OSL:BIEN)
Norway · Delayed Price · Currency is NOK 144.00
0.00 (0.00%)
At close: Aug 26, 2026
Bien Sparebank ASA Balance Sheet
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 281.9 | 73.55 | 110.49 | 100.12 | 222.53 | 138.61 |
Investment Securities | 238.74 | 964.27 | 1,132 | 932.07 | 196.34 | 133.47 |
Trading Asset Securities | 651.73 | - | - | - | 699.54 | 1,043 |
Total Investments | 890.48 | 964.27 | 1,132 | 932.07 | 895.88 | 1,177 |
Gross Loans | 5,407 | 5,070 | 4,201 | 4,064 | 3,821 | 3,661 |
Allowance for Loan Losses | -10.34 | -10.16 | -9.37 | -10.09 | -11.91 | -15.69 |
Net Loans | 5,397 | 5,060 | 4,191 | 4,053 | 3,809 | 3,645 |
Property, Plant & Equipment | 28.56 | 30.54 | 13.98 | 18.16 | 22.41 | 26.73 |
Other Current Assets | - | 2.33 | 3.4 | 0.73 | 4.66 | 3.69 |
Long-Term Deferred Tax Assets | - | 1.08 | 0.94 | 1.02 | 3.16 | 0.21 |
Other Long-Term Assets | 4.06 | 0.72 | 1.05 | 0.88 | 1.97 | 5.24 |
Total Assets | 6,602 | 6,133 | 5,453 | 5,106 | 4,960 | 4,997 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | - | 4.11 | 4.94 | 5.98 | 6.34 | 1.07 |
Accrued Expenses | - | 8.63 | 9.82 | 2.13 | 3.85 | 2.79 |
Interest Bearing Deposits | 4,248 | 3,928 | 3,563 | 3,309 | 3,317 | 3,448 |
Total Deposits | 4,248 | 3,928 | 3,563 | 3,309 | 3,317 | 3,448 |
Short-Term Borrowings | - | - | 70.14 | 70.11 | 101.56 | - |
Current Portion of Long-Term Debt | 262.26 | 146.23 | 197.19 | 183.04 | 201.79 | 151.1 |
Current Income Taxes Payable | 8.1 | 17.51 | 17.42 | 13.56 | 8.07 | 7.75 |
Long-Term Debt | 1,209 | 1,224 | 853.02 | 796.35 | 619 | 808.21 |
Long-Term Leases | - | 27.53 | 10.84 | 15.05 | - | - |
Other Long-Term Liabilities | 110.67 | 5.5 | 10.67 | 16.72 | 49.71 | 43.07 |
Total Liabilities | 5,839 | 5,362 | 4,737 | 4,412 | 4,308 | 4,462 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 195.26 | 195.26 | 195.26 | 195.26 | 195.26 | 172.44 |
Additional Paid-In Capital | 170.82 | 170.82 | 170.82 | 170.82 | 170.82 | 141.7 |
Retained Earnings | 357 | 269.21 | 238.16 | 209.18 | 176.12 | 151.4 |
Comprehensive Income & Other | 40 | 135.49 | 112.45 | 118.93 | 110.06 | 68.97 |
Shareholders' Equity | 763.08 | 770.79 | 716.69 | 694.19 | 652.26 | 534.51 |
Total Liabilities & Equity | 6,602 | 6,133 | 5,453 | 5,106 | 4,960 | 4,997 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 1,472 | 1,398 | 1,131 | 1,065 | 922.35 | 959.31 |
Net Cash (Debt) | -537.99 | -1,324 | -1,021 | -964.44 | -0.28 | 222.53 |
Net Cash Growth | - | - | - | - | - | 36.77% |
Net Cash Per Share | -94.71 | -233.16 | -179.70 | -169.79 | -0.05 | 44.36 |
Filing Date Shares Outstanding | 5.68 | 5.68 | 5.68 | 5.68 | 5.68 | 5.02 |
Total Common Shares Outstanding | 5.68 | 5.68 | 5.68 | 5.68 | 5.68 | 5.02 |
Book Value Per Share | 127.30 | 128.66 | 119.13 | 115.17 | 107.79 | 100.57 |
Tangible Book Value | 763.08 | 770.79 | 716.69 | 694.19 | 652.26 | 534.51 |
Tangible Book Value Per Share | 127.30 | 128.66 | 119.13 | 115.17 | 107.79 | 100.57 |