Bien Sparebank ASA (OSL:BIEN)

Bien Sparebank ASA Statistics

Total Valuation

OSL:BIEN has a market cap or net worth of NOK 880.43 million.

Market Cap	880.43M
Enterprise Value	n/a

Important Dates

The next confirmed earnings date is Tuesday, May 12, 2026.

Earnings Date	May 12, 2026
Ex-Dividend Date	Apr 9, 2026

Share Statistics

OSL:BIEN has 5.68 million shares outstanding.

Current Share Class	5.68M
Shares Outstanding	5.68M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 14.33 and the forward PE ratio is 14.49.

PE Ratio	14.33
Forward PE	14.49
PS Ratio	5.23
PB Ratio	1.14
P/TBV Ratio	1.14
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.77%.

Return on Equity (ROE)	8.77%
Return on Assets (ROA)	1.13%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.37%
Revenue Per Employee	5.26M
Profits Per Employee	1.92M
Employee Count	32
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OSL:BIEN has paid 17.48 million in taxes.

Income Tax	17.48M
Effective Tax Rate	21.15%

Stock Price Statistics

The stock price has decreased by -4.32% in the last 52 weeks. The beta is -0.60, so OSL:BIEN's price volatility has been lower than the market average.

Beta (5Y)	-0.60
52-Week Price Change	-4.32%
50-Day Moving Average	146.24
200-Day Moving Average	144.33
Relative Strength Index (RSI)	66.13
Average Volume (20 Days)	496

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, OSL:BIEN had revenue of NOK 168.39 million and earned 61.44 million in profits. Earnings per share was 10.82.

Revenue	168.39M
Gross Profit	168.39M
Operating Income	82.68M
Pretax Income	82.68M
Net Income	61.44M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	10.82

Balance Sheet

The company has 73.55 million in cash and 1.40 billion in debt, with a net cash position of -1.32 billion or -233.16 per share.

Cash & Cash Equivalents	73.55M
Total Debt	1.40B
Net Cash	-1.32B
Net Cash Per Share	-233.16
Equity (Book Value)	770.79M
Book Value Per Share	128.66
Working Capital	-4.03B

Cash Flow

Operating Cash Flow	-154.99M
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	189.22M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	49.10%
Pretax Margin	49.10%
Profit Margin	38.72%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 5.73, which amounts to a dividend yield of 3.70%.

Dividend Per Share	5.73
Dividend Yield	3.70%
Dividend Growth (YoY)	7.10%
Years of Dividend Growth	3
Payout Ratio	46.60%
Buyback Yield	n/a
Shareholder Yield	3.70%
Earnings Yield	6.98%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2