DNB Bank ASA Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	157,104	170,969	186,742	153,550	75,241	43,997
Interest Income on Investments	4,920	5,802	6,812	7,095	4,751	2,890
Total Interest Income	162,024	176,771	193,554	160,645	79,992	46,887
Interest Paid on Deposits	94,297	107,840	129,643	101,757	29,080	4,693
Interest Paid on Borrowings	5,127	4,200	-279	-2,658	2,619	3,504
Total Interest Expense	99,424	112,040	129,364	99,099	31,699	8,197
Net Interest Income	62,600	64,731	64,190	61,546	48,293	38,690
Net Interest Income Growth	-4.29%	0.84%	4.30%	27.44%	24.82%	0.17%
Gain (Loss) on Sale of Assets	11	18	101	54	-31	9
Gain (Loss) on Sale of Investments	605	605	-140	-3	-1,409	-1,282
Gain (Loss) on Sale of Equity Investments	1,583	1,206	1,719	449	746	524
Other Non-Interest Income	25,584	24,117	20,665	19,659	18,509	17,893
Total Non-Interest Income	27,783	25,946	22,345	20,159	17,815	17,144
Non-Interest Income Growth	17.80%	16.11%	10.84%	13.16%	3.91%	-7.54%
Revenues Before Loan Losses	90,383	90,677	86,535	81,705	66,108	55,834
Provision for Loan Losses	2,698	2,803	1,209	2,649	-272	-868
Revenue	87,685	87,874	85,326	79,056	66,380	56,702
Revenue Growth	0.12%	2.99%	7.93%	19.10%	17.07%	20.01%
Salaries and Employee Benefits	20,790	20,266	17,521	16,278	14,672	13,684
Occupancy Expenses	3,765	3,728	3,619	3,613	3,455	3,360
Selling, General & Administrative	1,888	1,888	1,762	1,739	1,585	1,448
Other Non-Interest Expense	8,579	8,415	7,131	6,764	6,061	5,398
Total Non-Interest Expense	35,022	34,297	30,033	28,394	25,773	23,890
EBT Excluding Unusual Items	52,663	53,577	55,293	50,662	40,607	32,812
Asset Writedown	-23	-23	25	-181	-10	4
Pretax Income	52,412	53,398	54,878	50,439	40,579	32,667
Income Tax Expense	10,524	9,894	9,074	10,811	7,411	7,462
Earnings From Continuing Operations	41,888	43,504	45,804	39,628	33,168	25,205
Earnings From Discontinued Operations	88	82	-	-149	270	150
Minority Interest in Earnings	-40	-39	-33	-2	-82	-26
Net Income	41,936	43,547	45,771	39,477	33,356	25,329
Preferred Dividends & Other Adjustments	1,607	1,603	1,901	1,311	769	922
Net Income to Common	40,329	41,944	43,870	38,166	32,587	24,407
Net Income Growth	-8.95%	-4.39%	14.95%	17.12%	33.52%	30.44%
Basic Shares Outstanding	1,459	1,474	1,495	1,537	1,550	1,550
Diluted Shares Outstanding	1,459	1,474	1,495	1,537	1,550	1,550
Shares Change	-1.58%	-1.41%	-2.71%	-0.87%	0.00%	-0.27%
EPS (Basic)	27.64	28.45	29.34	24.83	21.02	15.74
EPS (Diluted)	27.64	28.45	29.34	24.83	21.02	15.74
EPS Growth	-7.49%	-3.03%	18.14%	18.14%	33.51%	30.84%
Dividend Per Share	18.000	18.000	16.750	16.000	12.500	9.750
Dividend Growth	7.46%	7.46%	4.69%	28.00%	28.21%	8.33%
Effective Tax Rate	20.08%	18.53%	16.54%	21.43%	18.26%	22.84%