Gjensidige Forsikring ASA (OSL:GJF)

Gjensidige Forsikring ASA Statistics

Total Valuation

OSL:GJF has a market cap or net worth of NOK 135.39 billion. The enterprise value is 136.65 billion.

Market Cap	135.39B
Enterprise Value	136.65B

Important Dates

The last earnings date was Friday, July 11, 2025.

Earnings Date	Jul 11, 2025
Ex-Dividend Date	Mar 21, 2025

Share Statistics

OSL:GJF has 499.98 million shares outstanding. The number of shares has decreased by -1.78% in one year.

Current Share Class	499.98M
Shares Outstanding	499.98M
Shares Change (YoY)	-1.78%
Shares Change (QoQ)	-0.11%
Owned by Insiders (%)	0.03%
Owned by Institutions (%)	88.47%
Float	188.65M

Valuation Ratios

The trailing PE ratio is 21.10 and the forward PE ratio is 17.96. OSL:GJF's PEG ratio is 1.51.

PE Ratio	21.10
Forward PE	17.96
PS Ratio	3.05
PB Ratio	5.48
P/TBV Ratio	8.35
P/FCF Ratio	21.22
P/OCF Ratio	20.25
PEG Ratio	1.51

Enterprise Valuation

The stock's EV/EBITDA ratio is 14.36, with an EV/FCF ratio of 21.42.

EV / Earnings	21.51
EV / Sales	3.08
EV / EBITDA	14.36
EV / EBIT	15.11
EV / FCF	21.42

Financial Position

The company has a current ratio of 27.23, with a Debt / Equity ratio of 0.22.

Current Ratio	27.23
Quick Ratio	25.37
Debt / Equity	0.22
Debt / EBITDA	0.56
Debt / FCF	0.84
Interest Coverage	14.83

Financial Efficiency

Return on equity (ROE) is 27.43% and return on invested capital (ROIC) is 19.54%.

Return on Equity (ROE)	27.43%
Return on Assets (ROA)	3.29%
Return on Invested Capital (ROIC)	19.54%
Return on Capital Employed (ROCE)	5.02%
Revenue Per Employee	9.40M
Profits Per Employee	1.34M
Employee Count	4,559
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

In the past 12 months, OSL:GJF has paid 2.08 billion in taxes.

Income Tax	2.08B
Effective Tax Rate	24.16%

Stock Price Statistics

The stock price has increased by +46.70% in the last 52 weeks. The beta is 0.22, so OSL:GJF's price volatility has been lower than the market average.

Beta (5Y)	0.22
52-Week Price Change	+46.70%
50-Day Moving Average	262.86
200-Day Moving Average	231.24
Relative Strength Index (RSI)	51.49
Average Volume (20 Days)	292,014

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, OSL:GJF had revenue of NOK 44.42 billion and earned 6.35 billion in profits. Earnings per share was 12.88.

Revenue	44.42B
Gross Profit	16.00B
Operating Income	9.05B
Pretax Income	8.62B
Net Income	6.35B
EBITDA	9.33B
EBIT	9.05B
Earnings Per Share (EPS)	12.88

Balance Sheet

The company has 73.58 billion in cash and 5.35 billion in debt, giving a net cash position of -1.25 billion or -2.50 per share.

Cash & Cash Equivalents	73.58B
Total Debt	5.35B
Net Cash	-1.25B
Net Cash Per Share	-2.50
Equity (Book Value)	24.73B
Book Value Per Share	45.46
Working Capital	82.95B

Cash Flow

In the last 12 months, operating cash flow was 6.69 billion and capital expenditures -306.30 million, giving a free cash flow of 6.38 billion.

Operating Cash Flow	6.69B
Capital Expenditures	-306.30M
Free Cash Flow	6.38B
FCF Per Share	12.76

Margins

Gross margin is 36.03%, with operating and profit margins of 20.36% and 14.77%.

Gross Margin	36.03%
Operating Margin	20.36%
Pretax Margin	19.40%
Profit Margin	14.77%
EBITDA Margin	21.00%
EBIT Margin	20.36%
FCF Margin	14.36%

Dividends & Yields

This stock pays an annual dividend of 9.00, which amounts to a dividend yield of 3.30%.

Dividend Per Share	9.00
Dividend Yield	3.30%
Dividend Growth (YoY)	14.29%
Years of Dividend Growth	2
Payout Ratio	78.42%
Buyback Yield	1.78%
Shareholder Yield	5.09%
Earnings Yield	4.69%
FCF Yield	4.71%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4