Gjensidige Forsikring ASA (OSL:GJF)
Norway · Delayed Price · Currency is NOK | Market Cap | 124.89B +2.9% |
| Revenue (ttm) | 46.86B +9.4% |
| Net Income | 6.80B +22.8% |
| EPS | 13.59 +23.0% |
| Shares Out | 499.97M |
| PE Ratio | 19.17 |
| Forward PE | 15.73 |
| Dividend | 14.50 (5.80%) |
| Ex-Dividend Date | Mar 27, 2026 |
| Volume | 26,331 |
| Average Volume | 378,341 |
| Open | 251.40 |
| Previous Close | 249.80 |
| Day's Range | 247.80 - 251.40 |
| 52-Week Range | 241.40 - 303.00 |
| Beta | 0.19 |
| RSI | 39.91 |
| Earnings Date | Apr 29, 2026 |
About Gjensidige Forsikring ASA
Gjensidige Forsikring ASA, together with its subsidiaries, provides general insurance and pension products in Norway, Sweden, Denmark, Finland, Latvia, Lithuania, and Estonia. It operates in four segments: General Insurance Private, General Insurance Commercial, General Insurance Sweden, and Pension. The company offers motor, property, travel, accident and health, general liability, natural perils, agriculture, medical treatment and expense, disability, income protection, workers’ compensation, motor vehicle liability, marine, aviation, transpo... [Read more]
Financial Performance
In 2025, Gjensidige Forsikring ASA's revenue was 46.22 billion, an increase of 10.24% compared to the previous year's 41.93 billion. Earnings were 6.42 billion, an increase of 28.16%.
Financial StatementsNews
Gjensidige Forsikring ASA (GJNSY) Q1 2026 Earnings Call Highlights: Strong Profit Growth Amidst ...
Gjensidige Forsikring ASA (GJNSY) Q1 2026 Earnings Call Highlights: Strong Profit Growth Amidst Challenges
Q1 2026 Gjensidige Forsikring ASA Earnings Call Transcript
Q1 2026 Gjensidige Forsikring ASA Earnings Call Transcript
Gjensidige Forsikring ASA Earnings Call Transcript: Q1 2026
Strong quarterly results with profit before tax of NOK 2,055 million, a combined ratio of 79.2%, and robust growth across segments. Uncertainty remains from the Danish Supreme Court ruling, but financial targets for 2026 are reaffirmed.
Gjensidige upgraded to Buy from Hold at Pareto
Pareto upgraded Gjensidige (GJNSY) to Buy from Hold.
Gjensidige upgraded to Buy from Hold at SEB Equities
SEB Equities upgraded Gjensidige (GJNSY) to Buy from Hold with a NOK 294 price target
Gjensidige Forsikring ASA Transcript: Pre-close call
Q1 2026 is marked by seasonally higher claims but no major natural perils, a reversal of a DKK 80 million provision, and a positive solvency impact from the Baltic sale. Large losses are estimated at NOK 580 million per quarter, with stable reserve and dividend policies.
Gjensidige Forsikring ASA Transcript: CMD 2026
Ambitious 2028 targets include a combined ratio below 81%, ROE above 28%, and NOK 10bn insurance service result, driven by operational excellence, advanced technology, and strong Nordic market positions. Strategic focus areas are customer empathy, resilience, profitable growth, and sustainability, with significant investments in AI, digitalization, and claims efficiency.
Gjensidige downgraded to Underweight from Equal Weight at Barclays
Barclays downgraded Gjensidige (GJNSY) to Underweight from Equal Weight with a price target of NOK 250, down from NOK 280.
Gjensidige price target lowered to NOK 270 from NOK 280 at Berenberg
Berenberg analyst Carl Lofthagen lowered the firm’s price target on Gjensidige (GJNSY) to NOK 270 from NOK 280 and keeps a Hold rating on the shares.
Gjensidige Forsikring ASA Earnings Call Transcript: Q4 2025
Strong Q4 and full-year 2025 results with improved profitability, robust capital position, and high customer retention. Dividend payout increased, IT system write-down boosts strategic flexibility, and pricing remains ahead of claims inflation.
Gjensidige downgraded to Equal Weight from Overweight at Barclays
Barclays analyst Claudia Gaspari downgraded Gjensidige (GJNSY) to Equal Weight from Overweight with a price target of NOK 280, down from NOK 310. The firm sees limited scope for positive
Gjensidige Forsikring ASA Transcript: Pre-Close Call
Q4 is expected to show higher claims due to seasonality and Storm Amy, with NOK 400 million in related losses. Large losses are estimated at NOK 500 million per quarter, and solvency capital and reserves remain stable. Baltics business results are classified as discontinued operations.
Gjensidige upgraded to Buy from Hold at Danske Bank
Danske Bank upgraded Gjensidige (GJNSY) to Buy from Hold with a price target of NOK 330, up from NOK 297. The firm thinks consensus estimates for the company are too
Gjensidige initiated with a Buy at Goldman Sachs
Goldman Sachs analyst Vash Gosalia initiated coverage of Gjensidige (GJNSY) with a Buy rating and NOK 315 price target The firm believes the company will post the strongest growth and
Gjensidige Forsikring ASA Earnings Call Transcript: Q3 2025
Profit before tax reached NOK 2,067 million, with strong insurance revenue growth and improved profitability across Norway, Denmark, and Sweden. The combined ratio improved to 79.7%, and the solvency ratio rose to 191%, while price increases continue to outpace claims inflation.
Gjensidige Forsikring ASA Transcript: Pre-Close Call
Q3 2025 pre-close call highlighted seasonally lower claims, no major natural events, and a NOK 400 million pension IT write-off. New Tier 1 bond issuance and buybacks increased owned funds, with continued focus on reserve discipline and investment returns.
Gjensidige upgraded to Buy from Underperform at Jefferies
Jefferies upgraded Gjensidige (GJNSY) to Buy from Underperform with a price target of NOK 321, up from NOK 185. The company is benefitting from rising Norwegian insurance prices, the analyst
Gjensidige price target raised to NOK 274.76 from NOK 251.20 at Citi
Citi raised the firm’s price target on Gjensidige (GJNSY) to NOK 274.76 from NOK 251.20 and keeps a Neutral rating on the shares.
Gjensidige price target raised to NOK 270 from NOK 250 at Berenberg
Berenberg analyst Carl Lofthagen raised the firm’s price target on Gjensidige (GJNSY) to NOK 270 from NOK 250 and keeps a Hold rating on the shares.
Gjensidige Forsikring ASA Earnings Call Transcript: Q2 2025
Q2 saw strong profit growth, improved combined and cost ratios, and high customer retention, driven by effective pricing and favorable claims trends. Claims inflation forecasts were reduced, price increases moderated, and financial targets reaffirmed, with continued vigilance on geopolitical and market risks.
Gjensidige re-initiated with a Hold at Berenberg
Berenberg analyst Carl Lofthagen re-initiated coverage of Gjensidige (GJNSY) with a Hold rating and NOK 250 price target as part of the firm’s coverage of Nordic non-life insurers. The attractive
Gjensidige Forsikring ASA Transcript: Pre-Close Call
Q2 2025 has seen favorable weather and no major natural peril events, supporting lower claims ratios. Large losses are estimated at NOK 2 billion for 2025, with solvency set to decrease due to the Bysor acquisition. Results for ADB Gjensidige remain classified as discontinued operations.
Gjensidige downgraded to Hold from Buy at SEB Equities
SEB Equities analyst Thomas Svendsen downgraded Gjensidige (GJNSY) to Hold from Buy with a NOK 259 price target The firm says the stock has “run ahead of itself,” the analyst
Gjensidige upgraded to Neutral from Sell at Citi
Citi upgraded Gjensidige (GJNSY) to Neutral from Sell with a NOK 251.20 price target The firm expects the company’s ongoing pricing measures will gradually improve profitability as premiums are earned...
Gjensidige initiated with a Neutral at UBS
UBS analyst Qian Lu initiated coverage of Gjensidige (GJNSY) with a Neutral rating and NOK 255 price target The firm says the company’s recovery is priced into the shares. Published