Gjensidige Forsikring ASA (OSL:GJF)
Norway · Delayed Price · Currency is NOK 284.80
+2.40 (0.85%)
Aug 26, 2026, 4:25 PM CET
Gjensidige Forsikring ASA Financials Overview
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 47,571 | 46,218 | 41,925 | 37,665 | 32,385 | 33,460 |
Revenue Growth | 7.11% | 10.24% | 11.31% | 16.30% | -3.21% | 13.00% |
Operating Income Operating Income Growth | 9,291 | 8,926 | 7,529 | 5,907 | 4,678 | 9,069 |
Net Income Net Income Growth | 6,611 | 6,416 | 5,006 | 4,056 | 3,390 | 7,141 |
Earnings Per Share EPS Growth | 13.24 | 12.83 | 10.01 | 8.11 | 6.78 | 14.28 |
EPS Growth | 3.16% | 28.20% | 23.40% | 19.62% | -52.52% | 44.13% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Private - General Insurance Segment Income Private - General Insurance Segment Income Growth | 18,854 | 17,698 | 15,179 | 13,736 | 12,829 | 10,068 |
Commercial - General Insurance Segment Income Commercial - General Insurance Segment Income Growth | 23,226 | 22,761 | 20,988 | 18,668 | 16,116 | 10,084 |
Sweden - General Insurance Segment Income Sweden - General Insurance Segment Income Growth | 2,237 | 2,185 | 1,997 | 1,882 | 1,700 | 1,649 |
Pension Segment Income Pension Segment Income Growth | 776 | 719.3 | 523.4 | 462.5 | 421.1 | 1,250 |
Eliminations from Segment Income Eliminations from Segment Income Growth | 228.1 | 125.8 | 195.4 | 282 | 276.7 | 205.8 |
Revenue (Total) Revenue (Total) Growth | 50,572 | 49,176 | 43,927 | 39,771 | 31,819 | 33,703 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 4,511 | 4,426 | 3,686 | 2,987 | 3,195 | 2,348 |
Total Debt Total Debt Growth | 5,354 | 5,280 | 5,412 | 4,362 | 3,784 | 3,667 |
Net Cash (Debt) Net Cash Growth | -842.8 | -854.8 | -1,726 | -1,375 | -588.8 | -1,319 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -1.69 | -1.71 | -3.45 | -2.75 | -1.18 | -2.64 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 7,714 | 6,444 | 4,239 | 4,860 | 2,262 | 7,027 |
Capital Expenditures CapEx Growth | -358.1 | -163.4 | -419.7 | -717.3 | -565.1 | -532.6 |
Free Cash Flow Free Cash Flow Growth | 7,355 | 6,281 | 3,820 | 4,143 | 1,697 | 6,494 |
Free Cash Flow Growth | 15.16% | 64.45% | -7.81% | 144.10% | -73.87% | -4.80% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 19.53% | 19.31% | 17.96% | 15.68% | 14.44% | 27.10% |
Pretax Margin | 18.22% | 18.38% | 16.28% | 14.61% | 13.33% | 26.30% |
Profit Margin | 13.90% | 13.88% | 11.94% | 10.77% | 10.47% | 21.34% |
FCF Margin | 15.46% | 13.59% | 9.11% | 11.00% | 5.24% | 19.41% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 14.500 | 10.000 | 9.000 | 8.750 | 8.250 | 7.700 |
Dividend Per Share Growth | 45.00% | 11.11% | 2.86% | 6.06% | 7.14% | 4.05% |
Dividend Yield | 5.20% | 3.51% | 4.95% | 5.44% | 5.25% | 4.56% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 22.28 | 23.53 | 20.08 | 23.11 | 28.35 | 14.98 |
Forward PE | 16.10 | 19.74 | 16.90 | 15.60 | 16.48 | 19.01 |
P/FCF Ratio | 19.36 | 24.04 | 26.31 | 22.63 | 56.62 | 16.48 |
PS Ratio | 2.99 | 3.27 | 2.40 | 2.49 | 2.97 | 3.20 |