Gjensidige Forsikring ASA (OSL:GJF)
Norway · Delayed Price · Currency is NOK 283.00
+0.20 (0.07%)
Aug 4, 2026, 4:26 PM CET
Gjensidige Forsikring ASA Financials Overview
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 50,572 | 49,176 | 43,927 | 39,771 | 31,819 | 33,703 |
Revenue Growth | 13.74% | 11.95% | 10.45% | 24.99% | -5.59% | 13.12% |
Operating Income Operating Income Growth | 9,818 | 9,457 | 7,821 | 6,874 | 3,078 | 8,799 |
Net Income Net Income Growth | 6,770 | 6,556 | 5,141 | 4,132 | 3,438 | 7,141 |
Earnings Per Share EPS Growth | 13.25 | 12.83 | 10.01 | 8.11 | 6.78 | 14.18 |
EPS Growth | 3.27% | 28.17% | 23.43% | 19.62% | -52.19% | 43.09% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Private - General Insurance Segment Income Private - General Insurance Segment Income Growth | 18,854 | 17,698 | 15,179 | 13,736 | 12,829 | 10,068 |
Commercial - General Insurance Segment Income Commercial - General Insurance Segment Income Growth | 23,226 | 22,761 | 20,988 | 18,668 | 16,116 | 10,084 |
Sweden - General Insurance Segment Income Sweden - General Insurance Segment Income Growth | 2,237 | 2,185 | 1,997 | 1,882 | 1,700 | 1,649 |
Pension Segment Income Pension Segment Income Growth | 776 | 719.3 | 523.4 | 462.5 | 421.1 | 1,250 |
Eliminations from Segment Income Eliminations from Segment Income Growth | 228.1 | 125.8 | 195.4 | 282 | 276.7 | 205.8 |
Revenue (Total) Revenue (Total) Growth | 50,572 | 49,176 | 43,927 | 39,771 | 31,819 | 33,703 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 4,511 | 4,426 | 3,686 | 2,987 | 3,195 | 2,348 |
Total Debt Total Debt Growth | 1,259 | 1,187 | 1,321 | 1,463 | 1,387 | 1,271 |
Net Cash (Debt) Net Cash Growth | -1,259 | -1,187 | -1,321 | -1,463 | -1,387 | -1,271 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -2.46 | -2.37 | -2.64 | -2.93 | -2.77 | -2.54 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 7,508 | 6,426 | 4,232 | 4,860 | 2,262 | 7,027 |
Capital Expenditures CapEx Growth | - | -163.4 | -419.7 | -717.3 | -565.1 | -532.6 |
Free Cash Flow Free Cash Flow Growth | 7,508 | 6,262 | 3,812 | 4,143 | 1,697 | 6,494 |
Free Cash Flow Growth | 20.14% | 64.28% | -7.99% | 144.10% | -73.87% | -3.81% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 19.41% | 19.23% | 17.80% | 17.28% | 9.67% | 26.11% |
Pretax Margin | 17.14% | 17.28% | 15.53% | 13.84% | 13.57% | 26.11% |
Profit Margin | 12.94% | 13.05% | 11.79% | 10.27% | 10.80% | 21.19% |
FCF Margin | 14.85% | 12.73% | 8.68% | 10.42% | 5.33% | 19.27% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 14.500 | 10.000 | 9.000 | 8.750 | 8.250 | 7.700 |
Dividend Per Share Growth | 45.00% | 11.11% | 2.86% | 6.06% | 7.14% | 4.05% |
Dividend Yield | 5.13% | 3.31% | 4.35% | 4.40% | 4.01% | 6.45% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 22.14 | 23.54 | 20.08 | 23.12 | 28.35 | 15.09 |
Forward PE | 16.00 | 19.74 | 16.90 | 15.60 | 16.48 | 19.01 |
P/FCF Ratio | 19.24 | 24.11 | 26.36 | 22.63 | 56.62 | 16.47 |
PS Ratio | 2.97 | 3.07 | 2.29 | 2.36 | 3.02 | 3.17 |