Gjensidige Forsikring ASA (OSL:GJF)
Norway · Delayed Price · Currency is NOK 275.00
-7.40 (-2.62%)
Jul 15, 2026, 4:25 PM CET
Gjensidige Forsikring ASA Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 45,320 | 43,489 | 38,883 | 35,031 | 32,639 | 30,163 |
Investment Income | 2,639 | 2,622 | 1,949 | 2,483 | 1,298 | 2,270 |
Net Gains on Investments | 346.3 | 522.2 | 554.3 | -36.9 | 859.8 | 829 |
Total Other Revenues | 2,266 | 2,543 | 2,541 | 2,294 | -2,978 | 441.4 |
| 50,572 | 49,176 | 43,927 | 39,771 | 31,819 | 33,703 | |
Revenue Growth (YoY) | 13.74% | 11.95% | 10.45% | 24.99% | -5.59% | 13.12% |
Insurance Benefits & Claims | 31,650 | 30,907 | 28,582 | 25,761 | 22,689 | 20,042 |
Policy Amortization Costs | 5,768 | 5,621 | 4,843 | 4,876 | 4,373 | 4,445 |
Investment Expense | 636 | 652.6 | 716.4 | 402.3 | 360.2 | 269.5 |
Other Operating Expenses | 2,700 | 2,539 | 1,965 | 1,857 | 1,319 | 148.2 |
Operating Income | 9,818 | 9,457 | 7,821 | 6,874 | 3,078 | 8,799 |
Interest Expense | 1,655 | 1,544 | 1,540 | 1,365 | 767 | - |
Other Non-Operating Income (Expense) | 502.6 | 582.8 | 542.1 | -4.6 | 2,007 | - |
Total Non-Operating Income (Expense) | 2,158 | 2,127 | 2,082 | 1,361 | 2,774 | - |
Pretax Income | 8,666 | 8,495 | 6,823 | 5,504 | 4,318 | 8,799 |
Provision for Income Taxes | 2,121 | 2,078 | 1,643 | 1,419 | 879.7 | 1,658 |
Net Income | 6,545 | 6,417 | 5,181 | 4,086 | 3,438 | 7,141 |
Minority Interest in Earnings | -0.3 | 0.1 | -1.4 | -1.4 | - | 0 |
Earnings From Discontinued Operations | 225.1 | 139.2 | -41.6 | 44.7 | - | - |
Net Income to Common | 6,770 | 6,556 | 5,141 | 4,132 | 3,438 | 7,141 |
Net Income Growth | 3.21% | 27.54% | 24.41% | 20.19% | -51.86% | 44.15% |
Shares Outstanding (Basic) | 511 | 500 | 500 | 500 | 500 | 500 |
Shares Outstanding (Diluted) | 511 | 500 | 500 | 500 | 500 | 500 |
Shares Change (YoY) | -0.06% | 0.00% | -0.00% | 0.01% | 0.00% | -0.00% |
EPS (Basic) | 13.25 | 12.83 | 10.01 | 8.11 | 6.78 | 14.18 |
EPS (Diluted) | 13.25 | 12.83 | 10.01 | 8.11 | 6.78 | 14.18 |
EPS Growth | 3.27% | 28.17% | 23.43% | 19.62% | -52.19% | 43.09% |
Free Cash Flow | 7,508 | 6,262 | 3,812 | 4,143 | 1,697 | 6,494 |
Free Cash Flow Growth | 19.89% | 64.28% | -7.99% | 144.10% | -73.87% | -3.81% |
Free Cash Flow Per Share | 14.70 | 12.52 | 7.62 | 8.28 | 3.39 | 12.99 |
Dividends Per Share | 10.000 | 10.000 | 9.000 | 8.750 | 8.250 | 7.700 |
Dividend Growth | - | 11.11% | 2.86% | 6.06% | 7.14% | 4.05% |
Operating Margin | 19.41% | 19.23% | 17.80% | 17.28% | 9.67% | 26.11% |
Profit Margin | 12.94% | 13.05% | 11.79% | 10.27% | 10.80% | 21.19% |
FCF Margin | 14.85% | 12.73% | 8.68% | 10.42% | 5.33% | 19.27% |
EBITDA | 9,818 | 9,457 | 7,821 | 6,874 | 3,078 | 8,799 |
EBIT | 9,818 | 9,457 | 7,821 | 6,874 | 3,078 | 8,799 |
EBIT Margin | 19.41% | 19.23% | 17.80% | 17.28% | 9.67% | 26.11% |
Effective Tax Rate | 24.48% | 24.46% | 24.07% | 25.77% | 20.38% | 18.85% |