Grong Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	586.06	591.46	560.19	459.68	259.44	174.22
Interest Income on Investments	70.63	70.63	57.99	52.12	36.87	21.87
Total Interest Income	656.69	662.09	618.19	511.8	296.31	196.1
Interest Paid on Deposits	386.64	390.34	365.26	267.41	106.28	47.32
Total Interest Expense	386.64	390.34	365.26	267.41	106.28	47.32
Net Interest Income	270.06	271.76	252.93	244.4	190.03	148.77
Net Interest Income Growth (YoY)	6.14%	7.45%	3.49%	28.61%	27.73%	2.36%
Gain (Loss) on Sale of Investments	62.19	62.19	-15.99	34.06	66.07	2.54
Other Non-Interest Income	107.71	102.5	89.71	78.63	68.28	66.86
Total Non-Interest Income	169.89	164.68	73.72	112.69	134.34	69.4
Non-Interest Income Growth (YoY)	107.12%	123.37%	-34.58%	-16.12%	93.58%	-5.87%
Revenues Before Loan Losses	439.95	436.44	326.65	357.08	324.38	218.17
Provision for Loan Losses	14.6	19.3	14.91	5.14	3.92	-5.74
Revenue	425.35	417.14	311.74	351.95	320.46	223.91
Revenue Growth (YoY)	34.93%	33.81%	-11.42%	9.83%	43.12%	9.21%
Salaries and Employee Benefits	107.91	102.62	89.29	76.26	63.5	57.17
Occupancy Expenses	12.79	12.53	11.22	9.14	8.18	8.59
Selling, General & Administrative	9.44	9.44	8.42	7.74	8.73	6.91
Other Non-Interest Expense	65.5	62.76	55.3	71.17	50.1	42.7
Total Non-Interest Expense	195.63	187.36	164.23	164.31	130.51	115.36
EBT Excluding Unusual Items	229.72	229.78	147.51	187.64	189.95	108.55
Pretax Income	229.72	229.78	147.51	187.64	189.95	108.55
Income Tax Expense	32.94	33.67	36.44	32.42	24.23	22.67
Net Income	196.78	196.11	111.07	155.22	165.71	85.87
Preferred Dividends & Other Adjustments	113.22	113.22	63.57	83.53	89.63	48.04
Net Income to Common	83.56	82.89	47.5	71.68	76.09	37.84
Net Income Growth	79.14%	76.57%	-28.44%	-6.33%	92.97%	-1.74%
Basic Shares Outstanding	-	4	4	4	3	3
Diluted Shares Outstanding	-	4	4	4	3	3
Shares Change (YoY)	-	-	-	14.81%	16.40%	-
EPS (Basic)	-	20.87	11.96	18.04	21.99	12.73
EPS (Diluted)	-	20.87	11.96	18.04	21.99	12.73
EPS Growth	-	74.52%	-33.74%	-17.94%	72.77%	-4.43%
Dividend Per Share	11.000	11.000	10.500	10.000	9.000	9.000
Dividend Growth	4.76%	4.76%	5.00%	11.11%	-	50.00%
Effective Tax Rate	14.34%	14.65%	24.70%	17.28%	12.76%	20.89%