Haugesund Sparebank (OSL:HGSB)

Norway · Delayed Price · Currency is NOK

158.00

0.00 (0.00%)

Aug 3, 2026, 3:08 PM CET

Haugesund Sparebank Financials Overview

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	459.98	452.61	408.74	372.07	286.1	282.29
Revenue Growth	11.35%	10.73%	9.86%	30.05%	1.35%	7.94%
Net Income	184.1	188.94	158.58	154.82	114.29	125.33
Earnings Per Share	9.65	9.29	9.88	11.02	8.52	8.35
EPS Growth	-6.94%	-5.97%	-10.35%	29.34%	2.04%	-13.20%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Private Market	152.18	149.82	151.85
Corporate Market	188.6	192.47	169.65
Undistributed	123.44	110.31	87.24
Total	464.22	452.6	408.74

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	86.8	238.93	78.91	83.15	79.67	78.66
Total Debt	5,081	4,740	4,217	3,709	3,051	2,064
Net Cash (Debt)	-5,081	-4,740	-4,217	-3,709	-3,051	-2,064
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-846.12	-902.23	-1874.09	-1648.44	-1356.20	-917.32

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-62.91	-24.81	-11.99	-630.15	-844.74	114,158
Capital Expenditures	-2.63	-4.62	-0.91	-5.73	-4.29	-3,179
Free Cash Flow	-65.54	-29.44	-12.89	-635.88	-849.03	110,979
Free Cash Flow Growth	-	-	-	-	-	24.51%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	49.46%	51.65%	48.90%	54.82%	51.14%	55.74%
Profit Margin	40.02%	41.75%	38.80%	41.61%	39.95%	44.40%
FCF Margin	-14.25%	-6.50%	-3.15%	-170.91%	-296.76%	39313.60%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	10.100	10.100	12.500	8.200	6.500	6.500
Dividend Per Share Growth	0%	-19.20%	52.44%	26.15%	0%	8.33%
Dividend Yield	6.39%	3.35%	5.26%	-	-	-

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	18.12	17.22	15.79	-	-	-
Forward PE	18.31	13.54	15.44	-	-	-
PS Ratio	1.80	1.86	0.86	-	-	-