Haugesund Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	86.8	749.59	557.59	493.17	534.02	78.66
Investment Securities	1,070	849.29	595.36	403.21	1,637	282.86
Trading Asset Securities	-	1,619	1,179	1,143	-	1,247
Total Investments	1,070	2,468	1,775	1,546	1,637	1,530
Gross Loans	19,227	17,147	13,674	12,434	11,563	11,185
Allowance for Loan Losses	-	-93.49	-58.29	-51.11	-54.93	-41.03
Net Loans	19,227	17,054	13,616	12,383	11,508	11,144
Property, Plant & Equipment	154.14	55.63	32.77	34.62	39.65	40.11
Other Intangible Assets	37.66	38.77	0.68	3.02	6.18	6.17
Accrued Interest Receivable	-	11.36	5.78	3.73	-	-
Other Receivables	-	-	-	-	7.58	-
Other Current Assets	37.45	39.77	49.02	35.97	38.5	-
Long-Term Deferred Tax Assets	-	-	10.58	9.18	9.58	7.02
Other Real Estate Owned & Foreclosed	-	-	-	-	-	36.02
Other Long-Term Assets	36.09	14.94	16.85	11.42	9.34	20.61
Total Assets	20,649	20,432	16,063	14,520	13,790	12,862
Accounts Payable	-	17.05	8.62	-	5.76	3.46
Accrued Expenses	-	27.16	15.25	-	7.06	7.8
Interest Bearing Deposits	12,598	12,820	9,640	8,769	8,846	9,046
Total Deposits	12,598	12,820	9,640	8,769	8,846	9,046
Short-Term Borrowings	-	100	-	-	-	-
Current Portion of Long-Term Debt	0.02	555.15	800	703.19	6.63	-
Current Portion of Leases	-	1.87	-	-	-	-
Current Income Taxes Payable	-8.53	21.86	49.74	51.77	35.9	34.75
Other Current Liabilities	-	-	-	-	16.83	17.03
Long-Term Debt	5,081	4,085	3,417	3,009	3,051	2,068
Long-Term Leases	-	6.22	2.44	-	8.41	9.57
Pension & Post-Retirement Benefits	24.51	24.65	20.31	16.39	13.42	16.41
Long-Term Deferred Tax Liabilities	-	1.04	-	-	-	-
Other Long-Term Liabilities	154.32	11.5	23.09	39.58	15.09	8.39
Total Liabilities	17,849	17,671	13,976	12,589	12,006	11,211
Common Stock	637.23	525.38	225	225	225	225
Additional Paid-In Capital	-	89.98	1.23	1.23	1.23	1.23
Retained Earnings	1,989	1,949	1,711	1,569	1,422	1,310
Comprehensive Income & Other	174	195.86	150	135	135	115
Shareholders' Equity	2,800	2,760	2,087	1,931	1,784	1,651
Total Liabilities & Equity	20,649	20,432	16,063	14,520	13,790	12,862
Total Debt	5,081	4,748	4,219	3,712	3,066	2,077
Net Cash (Debt)	-4,994	-2,380	-2,482	-2,076	-2,532	-752.16
Net Cash Per Share	-727.76	-452.99	-1103.19	-922.62	-1125.54	-
Filing Date Shares Outstanding	20.92	5.25	2.25	2.25	2.25	-
Total Common Shares Outstanding	20.92	5.25	2.25	2.25	2.25	-
Book Value Per Share	133.84	492.29	860.92	798.06	732.75	-
Tangible Book Value	2,762	2,722	2,086	1,928	1,778	1,645
Tangible Book Value Per Share	132.04	484.91	860.62	796.72	730.01	-