Haugesund Sparebank (OSL:HGSB)

Haugesund Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	991.44	557.59	493.17	534.02	78.66	379.14
Investment Securities	764.89	595.36	403.21	1,637	282.86	264.65
Trading Asset Securities	1,011	1,179	1,143	-	1,247	1,267
Total Investments	1,776	1,775	1,546	1,637	1,530	1,531
Gross Loans	14,201	13,674	12,434	11,563	11,185	10,163
Allowance for Loan Losses	-66.31	-58.29	-51.11	-54.93	-41.03	-45.52
Net Loans	14,135	13,616	12,383	11,508	11,144	10,117
Property, Plant & Equipment	32.08	7.29	8.02	39.65	40.11	32.84
Other Intangible Assets	0.59	0.68	3.02	6.18	6.17	7.11
Investments in Real Estate	-	25.49	26.59	-	-	-
Accrued Interest Receivable	-	5.78	3.73	-	-	-
Other Receivables	-	-	-	7.58	-	-
Other Current Assets	38.57	49.02	35.97	38.5	-	-
Long-Term Deferred Tax Assets	-	10.58	9.18	9.58	7.02	4.81
Other Real Estate Owned & Foreclosed	-	-	-	-	36.02	36.41
Other Long-Term Assets	41.04	16.85	11.42	9.34	20.61	16.19
Total Assets	17,015	16,063	14,520	13,790	12,862	12,125
Accounts Payable	-	-	-	5.76	3.46	5.07
Accrued Expenses	-	-	-	7.06	7.8	7.54
Interest Bearing Deposits	10,361	9,640	8,769	8,846	9,046	8,393
Total Deposits	10,361	9,640	8,769	8,846	9,046	8,393
Current Portion of Long-Term Debt	-	800	703.19	6.63	-	-
Current Income Taxes Payable	26.08	49.74	51.77	35.9	34.75	29.63
Other Current Liabilities	-	-	-	16.83	17.03	15.67
Long-Term Debt	4,369	3,417	3,009	3,051	2,068	2,111
Long-Term Leases	-	-	-	8.41	9.57	-
Pension & Post-Retirement Benefits	21.89	20.31	16.39	13.42	16.41	12.83
Other Long-Term Liabilities	63.15	49.39	39.58	15.09	8.39	4.68
Total Liabilities	14,841	13,976	12,589	12,006	11,211	10,580
Common Stock	225	225	225	225	225	225
Additional Paid-In Capital	1.23	1.23	1.23	1.23	1.23	1.23
Retained Earnings	1,798	1,711	1,569	1,422	1,310	1,204
Comprehensive Income & Other	150	150	135	135	115	115
Shareholders' Equity	2,174	2,087	1,931	1,784	1,651	1,545
Total Liabilities & Equity	17,015	16,063	14,520	13,790	12,862	12,125
Total Debt	4,369	4,217	3,712	3,066	2,077	2,111
Net Cash (Debt)	-2,366	-2,480	-2,076	-2,532	-752.16	-465.15
Net Cash Per Share	-1051.59	-1102.10	-922.62	-1125.54	-	-
Filing Date Shares Outstanding	2.25	2.25	2.25	2.25	-	-
Total Common Shares Outstanding	2.25	2.25	2.25	2.25	-	-
Book Value Per Share	899.71	860.92	798.06	732.75	-	-
Tangible Book Value	2,174	2,086	1,928	1,778	1,645	1,538
Tangible Book Value Per Share	899.45	860.62	796.72	730.01	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.