Haugesund Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	749.59	557.59	493.17	534.02	78.66
Investment Securities	849.29	595.36	403.21	1,637	282.86
Trading Asset Securities	1,619	1,179	1,143	-	1,247
Total Investments	2,468	1,775	1,546	1,637	1,530
Gross Loans	17,147	13,674	12,434	11,563	11,185
Allowance for Loan Losses	-93.49	-58.29	-51.11	-54.93	-41.03
Net Loans	17,054	13,616	12,383	11,508	11,144
Property, Plant & Equipment	55.63	32.77	34.62	39.65	40.11
Other Intangible Assets	38.77	0.68	3.02	6.18	6.17
Accrued Interest Receivable	11.36	5.78	3.73	-	-
Other Receivables	-	-	-	7.58	-
Other Current Assets	39.77	49.02	35.97	38.5	-
Long-Term Deferred Tax Assets	-	10.58	9.18	9.58	7.02
Other Real Estate Owned & Foreclosed	-	-	-	-	36.02
Other Long-Term Assets	14.94	16.85	11.42	9.34	20.61
Total Assets	20,432	16,063	14,520	13,790	12,862
Accounts Payable	17.05	8.62	-	5.76	3.46
Accrued Expenses	27.16	15.25	-	7.06	7.8
Interest Bearing Deposits	12,820	9,640	8,769	8,846	9,046
Total Deposits	12,820	9,640	8,769	8,846	9,046
Short-Term Borrowings	100	-	-	-	-
Current Portion of Long-Term Debt	555.15	800	703.19	6.63	-
Current Portion of Leases	1.87	-	-	-	-
Current Income Taxes Payable	21.86	49.74	51.77	35.9	34.75
Other Current Liabilities	-	-	-	16.83	17.03
Long-Term Debt	4,085	3,417	3,009	3,051	2,068
Long-Term Leases	6.22	2.44	-	8.41	9.57
Pension & Post-Retirement Benefits	24.65	20.31	16.39	13.42	16.41
Long-Term Deferred Tax Liabilities	1.04	-	-	-	-
Other Long-Term Liabilities	11.5	23.09	39.58	15.09	8.39
Total Liabilities	17,671	13,976	12,589	12,006	11,211
Common Stock	525.38	225	225	225	225
Additional Paid-In Capital	89.98	1.23	1.23	1.23	1.23
Retained Earnings	1,949	1,711	1,569	1,422	1,310
Comprehensive Income & Other	195.86	150	135	135	115
Shareholders' Equity	2,760	2,087	1,931	1,784	1,651
Total Liabilities & Equity	20,432	16,063	14,520	13,790	12,862
Total Debt	4,748	4,219	3,712	3,066	2,077
Net Cash (Debt)	-2,380	-2,482	-2,076	-2,532	-752.16
Net Cash Per Share	-452.99	-1103.19	-922.62	-1125.54	-
Filing Date Shares Outstanding	5.25	2.25	2.25	2.25	-
Total Common Shares Outstanding	5.25	2.25	2.25	2.25	-
Book Value Per Share	492.29	860.92	798.06	732.75	-
Tangible Book Value	2,722	2,086	1,928	1,778	1,645
Tangible Book Value Per Share	484.91	860.62	796.72	730.01	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.