Haugesund Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	1,287	557.59	493.17	534.02	78.66	379.14
Investment Securities	1,003	595.36	403.21	1,637	282.86	264.65
Trading Asset Securities	1,346	1,179	1,143	-	1,247	1,267
Total Investments	2,348	1,775	1,546	1,637	1,530	1,531
Gross Loans	16,536	13,674	12,434	11,563	11,185	10,163
Allowance for Loan Losses	-95.73	-58.29	-51.11	-54.93	-41.03	-45.52
Net Loans	16,440	13,616	12,383	11,508	11,144	10,117
Property, Plant & Equipment	50.45	7.29	8.02	39.65	40.11	32.84
Other Intangible Assets	37.06	0.68	3.02	6.18	6.17	7.11
Investments in Real Estate	-	25.49	26.59	-	-	-
Accrued Interest Receivable	-	5.78	3.73	-	-	-
Other Receivables	-	-	-	7.58	-	-
Other Current Assets	38.57	49.02	35.97	38.5	-	-
Long-Term Deferred Tax Assets	-	10.58	9.18	9.58	7.02	4.81
Other Real Estate Owned & Foreclosed	-	-	-	-	36.02	36.41
Other Long-Term Assets	56.53	16.85	11.42	9.34	20.61	16.19
Total Assets	20,259	16,063	14,520	13,790	12,862	12,125
Accounts Payable	-	-	-	5.76	3.46	5.07
Accrued Expenses	-	-	-	7.06	7.8	7.54
Interest Bearing Deposits	12,637	9,640	8,769	8,846	9,046	8,393
Total Deposits	12,637	9,640	8,769	8,846	9,046	8,393
Current Portion of Long-Term Debt	800	800	703.19	6.63	-	-
Current Income Taxes Payable	49	49.74	51.77	35.9	34.75	29.63
Other Current Liabilities	-	-	-	16.83	17.03	15.67
Long-Term Debt	3,894	3,417	3,009	3,051	2,068	2,111
Long-Term Leases	-	-	-	8.41	9.57	-
Pension & Post-Retirement Benefits	22.91	20.31	16.39	13.42	16.41	12.83
Other Long-Term Liabilities	55.55	49.39	39.58	15.09	8.39	4.68
Total Liabilities	17,572	13,976	12,589	12,006	11,211	10,580
Common Stock	525.38	225	225	225	225	225
Additional Paid-In Capital	89.98	1.23	1.23	1.23	1.23	1.23
Retained Earnings	1,892	1,711	1,569	1,422	1,310	1,204
Comprehensive Income & Other	180	150	135	135	115	115
Shareholders' Equity	2,687	2,087	1,931	1,784	1,651	1,545
Total Liabilities & Equity	20,259	16,063	14,520	13,790	12,862	12,125
Total Debt	4,807	4,217	3,712	3,066	2,077	2,111
Net Cash (Debt)	-2,174	-2,480	-2,076	-2,532	-752.16	-465.15
Net Cash Per Share	-482.76	-1102.10	-922.62	-1125.54	-	-
Filing Date Shares Outstanding	5.25	2.25	2.25	2.25	-	-
Total Common Shares Outstanding	5.25	2.25	2.25	2.25	-	-
Book Value Per Share	477.19	860.92	798.06	732.75	-	-
Tangible Book Value	2,650	2,086	1,928	1,778	1,645	1,538
Tangible Book Value Per Share	470.14	860.62	796.72	730.01	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.