Haugesund Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	557.59	493.17	534.02	78.66
Investment Securities	-	595.36	403.21	1,637	282.86
Trading Asset Securities	-	1,179	1,143	-	1,247
Total Investments	-	1,775	1,546	1,637	1,530
Gross Loans	-	13,674	12,434	11,563	11,185
Allowance for Loan Losses	-	-58.29	-51.11	-54.93	-41.03
Net Loans	-	13,616	12,383	11,508	11,144
Property, Plant & Equipment	-	7.29	8.02	39.65	40.11
Other Intangible Assets	-	0.68	3.02	6.18	6.17
Investments in Real Estate	-	25.49	26.59	-	-
Accrued Interest Receivable	-	5.78	3.73	-	-
Other Receivables	-	-	-	7.58	-
Other Current Assets	-	49.02	35.97	38.5	-
Long-Term Deferred Tax Assets	-	10.58	9.18	9.58	7.02
Other Real Estate Owned & Foreclosed	-	-	-	-	36.02
Other Long-Term Assets	-	16.85	11.42	9.34	20.61
Total Assets	-	16,063	14,520	13,790	12,862
Accounts Payable	-	-	-	5.76	3.46
Accrued Expenses	-	-	-	7.06	7.8
Interest Bearing Deposits	-	9,640	8,769	8,846	9,046
Total Deposits	-	9,640	8,769	8,846	9,046
Current Portion of Long-Term Debt	-	800	703.19	6.63	-
Current Income Taxes Payable	-	49.74	51.77	35.9	34.75
Other Current Liabilities	-	-	-	16.83	17.03
Long-Term Debt	-	3,417	3,009	3,051	2,068
Long-Term Leases	-	-	-	8.41	9.57
Pension & Post-Retirement Benefits	-	20.31	16.39	13.42	16.41
Other Long-Term Liabilities	-	49.39	39.58	15.09	8.39
Total Liabilities	-	13,976	12,589	12,006	11,211
Common Stock	-	225	225	225	225
Additional Paid-In Capital	-	1.23	1.23	1.23	1.23
Retained Earnings	-	1,711	1,569	1,422	1,310
Comprehensive Income & Other	-	150	135	135	115
Shareholders' Equity	2,687	2,087	1,931	1,784	1,651
Total Liabilities & Equity	-	16,063	14,520	13,790	12,862
Total Debt	4,807	4,217	3,712	3,066	2,077
Net Cash (Debt)	-2,174	-2,480	-2,076	-2,532	-752.16
Net Cash Per Share	-413.75	-1102.10	-922.62	-1125.54	-
Filing Date Shares Outstanding	5.25	2.25	2.25	2.25	-
Total Common Shares Outstanding	5.25	2.25	2.25	2.25	-
Book Value Per Share	511.45	860.92	798.06	732.75	-
Tangible Book Value	2,650	2,086	1,928	1,778	1,645
Tangible Book Value Per Share	504.40	860.62	796.72	730.01	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.