Haugesund Sparebank (OSL:HGSB)

Haugesund Sparebank Statistics

Total Valuation

OSL:HGSB has a market cap or net worth of NOK 348.75 million.

Market Cap	348.75M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, November 12, 2025.

Earnings Date	Nov 12, 2025
Ex-Dividend Date	Mar 21, 2025

Share Statistics

OSL:HGSB has 2.25 million shares outstanding. The number of shares has decreased by -4.31% in one year.

Current Share Class	n/a
Shares Outstanding	2.25M
Shares Change (YoY)	-4.31%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	4.50%
Owned by Institutions (%)	n/a
Float	1.34M

Valuation Ratios

The trailing PE ratio is 13.56 and the forward PE ratio is 16.93.

PE Ratio	13.56
Forward PE	16.93
PS Ratio	0.81
PB Ratio	0.16
P/TBV Ratio	0.16
P/FCF Ratio	0.81
P/OCF Ratio	0.81
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	10.10
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.04%.

Return on Equity (ROE)	9.04%
Return on Assets (ROA)	1.16%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	6.53M
Profits Per Employee	389,621
Employee Count	68
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OSL:HGSB has paid 40.04 million in taxes.

Income Tax	40.04M
Effective Tax Rate	17.53%

Stock Price Statistics

The stock price has increased by +12.16% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+12.16%
50-Day Moving Average	171.01
200-Day Moving Average	165.73
Relative Strength Index (RSI)	35.67
Average Volume (20 Days)	984

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, OSL:HGSB had revenue of NOK 430.86 million and earned 25.72 million in profits. Earnings per share was 11.43.

Revenue	430.86M
Gross Profit	430.86M
Operating Income	228.42M
Pretax Income	228.42M
Net Income	25.72M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	11.43

Balance Sheet

The company has 2.00 billion in cash and 4.37 billion in debt, giving a net cash position of -2.37 billion or -1,051.59 per share.

Cash & Cash Equivalents	2.00B
Total Debt	4.37B
Net Cash	-2.37B
Net Cash Per Share	-1,051.59
Equity (Book Value)	2.17B
Book Value Per Share	899.71
Working Capital	-8.35B

Cash Flow

In the last 12 months, operating cash flow was 431.83 million and capital expenditures 868,000, giving a free cash flow of 432.70 million.

Operating Cash Flow	431.83M
Capital Expenditures	868,000
Free Cash Flow	432.70M
FCF Per Share	192.31

Margins

Gross Margin	n/a
Operating Margin	53.02%
Pretax Margin	53.02%
Profit Margin	43.72%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	100.43%

Dividends & Yields

This stock pays an annual dividend of 12.50, which amounts to a dividend yield of 8.06%.

Dividend Per Share	12.50
Dividend Yield	8.06%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	14.93%
Buyback Yield	4.31%
Shareholder Yield	12.38%
Earnings Yield	7.37%
FCF Yield	124.07%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4